September quarter profit rises 42% on higher income and lower bad loans

Revenue Growth 20pctPat Growth 25pctEbitda Margin ExpansionExceptional ItemNegative Operating CashflowResults View source PDF Explain this filing

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Price reactionminutes from the announcement price · days from the prior close

+0.1%Reaction day

₹806.50

prior close

₹787.55

announcement price

In-mkt

timing

Nifty Microcap 250market+0.4%-0.3% vs market

Private Sector Bank peers, median of 19sector+0.2%-0.1% vs sector

On the reaction day the stock moved 0.3 pts less than Nifty Microcap 250 and 0.1 pts less than its Private Sector Bank peers, over the same two closes: a difference in percentage points, not a measure of what the filing did.

Minutes after the announcementfrom the announcement price · no benchmark

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Reaction day

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Next day

+1.4+2.1-0.7-0.2+1.6

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UpDownMarket · Nifty Microcap 250Sector · Private Sector Bank peers, median of 19Pending

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AI summary

For the quarter ended September 30, 2026, total income rose 26.6% year on year to Rs 2,052.40 crore and net profit rose 42.1% to Rs 451.14 crore. Half-year net profit was Rs 862.65 crore, up 38.6%. EPS was Rs 28.49. Gross and net bad-loan ratios improved to 0.61% and 0.14%, while capital adequacy was 32.39%. A Rs 15.45 crore penalty provision reversal followed an appeal; operating cash flow was negative at Rs 1,879.35 crore.

Likely market impact

Profit growth, lower bad loans and strong capital support the outlook, though operating cash outflow and the one-off penalty reversal temper it.