TruCap Finance Q3 loss at Rs 4,222L, auditor flags financial stress

Emphasis of matterNet loss reportedRevenue declinedEBITDA margin compressionDebt to equity above the thresholdResults View source PDF Explain this filing

TRU · price

Loading chart…

▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Price reactionminutes from the announcement price · days from the prior close

-7.6%Reaction day

₹7.25

prior close

₹7.48

announcement price

After-mkt

timing

Nifty Microcap 250market · in no size index; the smallest one is used-0.5%-7.1% vs market

Non Banking Financial Company (NBFC) peers, median of 205sector+0.0%-7.6% vs sector

On the reaction day the stock moved 7.1 pts less than Nifty Microcap 250 and 7.6 pts less than its Non Banking Financial Company (NBFC) peers, over the same two closes: a difference in percentage points, not a measure of what the filing did.

Minutes after the announcementfrom the announcement price · no benchmark

Stock

-4.9

10m

-5.2

15m

-2.8

30m

-0.8

Sessions after the filingfrom the prior close

StockMarketvs marketSectorvs sector

Reaction day

-7.6-0.5-7.1+0.0-7.6

Next day

-5.1-2.0-3.2-0.3-4.8

-6.9-2.7-4.2-0.6-6.3

-3.7-1.7-2.0-0.6-3.1

-3.3-1.4-1.9-1.4-2.0

-3.7-2.8-0.9-1.2-2.5

-6.6-2.8-3.8-2.1-4.6

15d

-7.9-8.4+0.5-6.3-1.5

-7.4-9.1+1.7-7.7+0.3

-18.5-4.0-14.4-6.6-11.9

-11.0+2.6-13.7-3.5-7.5

UpDownMarket · Nifty Microcap 250Sector · Non Banking Financial Company (NBFC) peers, median of 205Pending

Minute windows have no benchmark: there is no intraday index history to compare against.

AI summary

TruCap Finance posted Q3 FY26 standalone loss of Rs 4,222.51 lakhs vs profit of Rs 123.02 lakhs YoY. Revenue fell to Rs 1,509.96 lakhs from Rs 5,155.36 lakhs. 9M FY26 loss at Rs 8,368.37 lakhs. GNPA jumped to 19.94 percent from 2.80 percent. Auditor flagged continued financial stress, inadequate security cover on secured borrowings, and covenant defaults that may trigger lender demands for immediate repayment.

Likely market impact

Sharp asset quality deterioration, security cover breach, and loan defaults raise serious going concern risks for shareholders and NCD holders.