Announced Wed, 27 May · 23:07 IST

Revised financial results for the financial year ended 31.03.2026

Revenue Growth 20pctPat Growth 25pctEbitda Margin ExpansionResults RestatedNegative Operating CashflowDebt Equity ThresholdResults View source PDF

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AI summary

Unifinz Capital India Ltd, an NBFC (lending company), reported strong audited results for FY 2025-26. Total income jumped to Rs 51,172.82 lakhs from Rs 12,200.99 lakhs in the previous year, representing over 4x revenue growth. Profit after tax increased to Rs 8,714.24 lakhs from Rs 2,005.58 lakhs, while basic EPS rose to Rs 19.69 (restated from Rs 5.07) due to a bonus share issuance of 35.4 crore shares in December 2025. The company's loan portfolio expanded massively from Rs 9,505.47 lakhs to Rs 41,687.56 lakhs. Asset quality improved significantly with GNPA and NNPA both dropping to 0.00% from 1.35% and 0.62% respectively. The company raised Rs 105 crore via NCDs and granted 40.5 lakh ESOPs to employees. Statutory auditors R Gopal & Associates issued an unmodified (clean) opinion.

Likely market impact

The company showed exceptional growth in both revenue and profitability, though negative operating cash flow of Rs 19,042.43 lakhs and a significantly higher debt equity ratio of 1.68 (vs 0.41) indicate increased leverage risk. The restated EPS and bonus issuance should be noted by investors.