BSEUnited Credit LtdHighNeutral
Announced Wed, 12 Nov · 14:11 IST

Please find the Unaudited financial results for the 2nd and half year ended on September 30 , 2025 along with limited review report thereon.

Revenue Growth 20pctPat Growth 25pctEbitda Margin ExpansionNegative Operating CashflowResults View source PDF

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Price reaction · full curve

Awaiting price reaction for this filing.

AI summary

United Credit Limited reported a strong performance for Q2 FY26 with revenue from operations rising to ₹114.49 lakhs from ₹59.88 lakhs in Q2 FY25, nearly doubling year-on-year. Half-yearly revenue grew about 69% to ₹226.31 lakhs versus ₹133.60 lakhs in H1 FY25. Profit after tax for Q2 FY26 stood at ₹38.95 lakhs (vs ₹15.09 lakhs), while H1 FY26 PAT jumped to ₹69.31 lakhs from ₹23.63 lakhs, a ~193% increase. Profit before tax for the half year rose to ₹89.32 lakhs (vs ₹30.14 lakhs). Basic EPS for H1 FY26 was ₹12.06 vs ₹4.37 in the prior period. The auditor (L.B. Jha & Co.) issued an unqualified limited review report with no qualifications or emphasis of matter. However, net cash used in operating activities was sharply negative at ₹(353.76) lakhs in H1 FY26 vs ₹(31.40) lakhs in H1 FY25, indicating working capital pressures.

Likely market impact

Strong top-line and bottom-line growth signals improving business momentum, likely positive for the stock. However, the steep deterioration in operating cash flow is a concern worth monitoring, as profits are not yet converting into cash.