BSEUnited Credit Ltd· FinanceHighNeutral
Announced Wed, 28 May, 2025 · 15:03 IST

The Audited Financial Results of United Credit Limited for the quarter and financial year ended March, 31 , 2025 duly reviewed by the Audit Committee and were approved at the meeting of ....

Negative Operating CashflowEbitda Margin CompressionResults View source PDFExplain this filing

Price

Loading chart…

▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Price reactionminutes from the announcement price · days from the prior close
+2.3%Reaction day
₹35.67
prior close
₹36.50
announcement price
In-mkt
timing
Nifty Microcap 250market · in no size index; the smallest one is used+0.3%+2.0% vs market
Non Banking Financial Company (NBFC) peers, median of 190sector+0.2%+2.1% vs sector

On the reaction day the stock moved 2.0 pts more than Nifty Microcap 250 and 2.1 pts more than its Non Banking Financial Company (NBFC) peers, over the same two closes: a difference in percentage points, not a measure of what the filing did.

Minutes after the announcementfrom the announcement price · no benchmark
Stock
5m
+0.0
10m
+0.0
15m
-12.1
30m
—
Sessions after the filingfrom the prior close
StockMarketvs marketSectorvs sector
Reaction day
+2.3+0.3+2.0+0.2+2.1
Next day
-8.8+0.7-9.5+0.0-8.8
2d
-3.3+1.0-4.3+0.0-3.3
3d
-3.3+1.1-4.4+0.0-3.3
4d
-8.2+0.8-9.0-0.4-7.8
5d
-8.7+1.3-9.9+0.0-8.7
1w
-7.7+1.7-9.4+0.3-8.0
15d
-5.3+1.5-6.7+0.0-5.3
1m
-15.6+4.0-19.6-0.0-15.6
2m
-10.6+1.8-12.4-2.4-8.1
3m
—-1.0—-4.0—
UpDownMarket · Nifty Microcap 250Sector · Non Banking Financial Company (NBFC) peers, median of 190Pending

Minute windows have no benchmark: there is no intraday index history to compare against.

AI summary

United Credit Limited submitted its audited financial results for the quarter and year ended March 31, 2025, with statutory auditors M/s L. B. Jha & Co. issuing an unmodified (clean) opinion. Total income for FY25 stood at ₹374.43 lakhs versus ₹410.51 lakhs in FY24, while profit before tax fell sharply to ₹130.14 lakhs from ₹207.68 lakhs (~37% decline). EPS dropped to ₹1.90 from ₹3.07 a year earlier. The Board recommended a NIL dividend, approved the voluntary delisting of equity shares from the Calcutta Stock Exchange (CSE), and appointed Mr. Sumantra Sinha as Secretarial Auditor for five years (FY 2025-26 to FY 2029-30). Operating cash flow turned negative at ₹(43.86) lakhs versus a positive ₹53.00 lakhs in the prior year.

Likely market impact

Sharply lower profits and negative operating cash flow signal weaker core earnings, and the nil dividend removes any income for shareholders this year. The clean audit opinion and strong equity base (other equity ~₹2,449 lakhs against tiny borrowings of ~₹15 lakhs) provide some comfort, while the delisting from CSE is largely procedural since BSE remains the primary listing venue.