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Aastamangalam Finance Limited

Financial Services › Finance
₹24.35
at close · 28 Oct 2026
▼ 1.04 (-4.10%)

Latest filings

  1. Aastamangalam Finance appoints Ms. Gomathi as Independent Director · Management Changes
  2. AGM Resolutions Approved with 99.82 percent Majority · Board & Shareholder Meetings
  3. 41st AGM proceedings of Aastamangalam Finance held on 25 Sep 2026 · Board & Shareholder Meetings
All filings ↓
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Snapshot

What the business is, and whether it's a good one at a fair price.

AI · written from filings

Operates as an RBI-registered non-deposit-taking Non-Banking Financial Company headquartered in Chennai, focused on unsecured corporate lending to real estate and construction businesses. Revenue comes from interest income on its loan book, which has grown sharply since the Jain family took control in 2017. The company earns the spread between its lending and funding rates, and funded recent expansion through a rights issue of approximately Rs 28.17 crore in January 2025 and ongoing borrowings, with FY26 borrowings of Rs 5,045.11 lakhs. Operating costs are minimal — employee cost at 1.3% of revenue and other operating expenses at 3.3% — with negligible capex or depreciation, reflecting the asset-light nature of financial intermediation. Asset quality was strong at 1.57% Gross NPA and 0% Net NPA as of Q1 FY26.

Operating scale
Loan book
approximately INR 114 crore30 June 2025
Loan book growth
from INR 1 crore (2016) to approximately INR 114 crore (June 2025)2016 to June 2025
Lending rate
approximately 12%Q1 FY26
Borrowing rate range
4.5% to 7.5%Q1 FY26
Gross NPA
1.57%Q1 FY26
Net NPA
0%Q1 FY26
Who pays it
Real estate and construction companies borrowing through unsecured corporate loans
Biggest cost
Interest expense on borrowings is the largest input cost, given the spread-based NBFC business model
Kind of business
Small NBFC focused on unsecured corporate lending; spread-based earnings with asset-light operations
Where it sits
BSE-listed NBFC headquartered in Chennai with a loan book of approximately INR 114 crore as of June 2025
Market Cap
₹38 Cr
P / E (TTM)
3.5×
EV / EBITDA
—
Div Yield
—
Growth
94.7%▲
Revenue 5y CAGR
PAT +81.4% · EBITDA +98.7%
Quality
—·
ROCE (FY26)
ROE 9.6% (5y median) · margin 97.6%
Leverage
—·
Debt / Equity · not read for a lender
Revenue FY21→FY26
28.0×▲
Margin −23.3 pts
₹1 Cr → ₹17 Cr
Moves on a normal day
2.03%·
Median daily move
Last 267 sessions · the yardstick for filing-day moves
Where it sits among 272 Non Banking Financial Company (NBFC) peersBar = share of peers beaten · tick = industry median · latest reported figures
P/E (TTM)#15/200
P/B#44/253
ROE#44/257
EBITDA margin#27/249
Revenue growth#93/231
Profit growth#15/251

Scorecard

Measured from the filed financials, judged against its Non Banking Financial Company (NBFC) peers · as of FY26 — not investment advice

Strengths
Revenue compounding 95% a year over 5 years
Profit compounding 81% a year over 5 years
Concerns
EPS grew slower than profit — the share count rose (bonus or dilution)

Charts

How has the market priced it — with filings on the timeline?

Price

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Peers

How does it stack up on valuation, returns and growth?

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Financials

Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.

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Ownership

Who owns it — and is the promoter stake clean?

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Common questions

Answered from Aastamangalam Finance Limited's filed financials and exchange disclosures

What does Aastamangalam Finance Limited do?

Aastamangalam Finance Limited is a Finance company listed on BSE.

Is Aastamangalam Finance Limited profitable?

Yes. Over the trailing twelve months Aastamangalam Finance Limited reported a net profit of ₹9.44 Cr on revenue of ₹17 Cr.

Does Aastamangalam Finance Limited pay a dividend?

Not in the latest reported year — Aastamangalam Finance Limited's dividend payout for FY26 was nil.

Is Aastamangalam Finance Limited expensive compared with its peers?

On trailing P/E, Aastamangalam Finance Limited ranks 15 of 200 in Non Banking Financial Company (NBFC) — cheaper than 93% of them, against an industry median of 18.1×. This is a position, not a valuation judgement.

How much does the Aastamangalam Finance Limited share price move in a day?

On a typical session Aastamangalam Finance Limited moves 2.03% — that is the median absolute close-to-close move across its last 267 trading days. MarketPing measures each filing's price reaction against it.

Where can I track Aastamangalam Finance Limited's announcements?

Every NSE and BSE filing by Aastamangalam Finance Limited appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.

Figures are as last reported and may lag the latest filing. Not investment advice.