Operates as a diversified financial services holding company spanning lending, life and health insurance, asset management, broking and housing finance. FY26 consolidated revenue of Rs 45,508.98 cr was led by life insurance at Rs 23,974.11 cr and NBFC lending excluding housing finance at Rs 17,148.52 cr. Health insurance contributed Rs 6,437.04 cr, housing finance Rs 4,065.57 cr, asset management Rs 2,056.16 cr, and stock broking Rs 468.59 cr. The group runs these through subsidiaries including Aditya Birla Sun Life Insurance (51% stake), Aditya Birla Health Insurance (45.89% stake), and Aditya Birla Housing Finance, where Advent bought 14.3% for Rs 2,750 cr. Employee costs run at 4.7% of revenue and other operating expenses, including finance costs, make up 54.8%. AR · MarketPing reader · 2026-08-02
Revenue streams, as the annual report describes them. Lending (Excluding Housing Finance), Housing Finance, Life Insurance, Asset Management, Stock and Securities Broking, Health Insurance, Other Financial Services. Diversified, asset-heavy financial services holding company spanning lending, life and health insurance, asset management and broking
| ₹ crore · consolidated | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| Revenue | 22,230 | 27,416 | 34,506 | 40,590 | 45,509 |
| EBITDA (ex other income) | 5,536 | 7,444 | 12,034 | 14,233 | 16,640 |
| margin % | 24.9 | 27.2 | 34.9 | 35.1 | 36.6 |
| Owners' profit | 1,706 | 4,796 | 3,335 | 3,332 | 3,764 |
| EPS, as reported (₹) | 7.06 | 19.84 | 13.05 | 12.79 | 14.41 |
| ROE % · ROCE % | 9.7 · — | 22.1 · — | 12.0 · — | 10.5 · — | 10.5 · — |
| Debt / equity (x) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash from operations | (5,070) | (24,053) | (24,101) | (27,935) | (36,544) |
| Capex | (180) | (246) | (402) | (458) | (394) |
| ₹ crore | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 | Q1 FY27 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 10,322 | 9,381 | 12,214 | 9,503 | 10,595 | 11,952 | 13,459 | 12,180 |
| Profit before tax | 1,328 | 967 | 1,167 | 1,071 | 1,134 | 1,232 | 1,383 | 1,495 |
| Net profit | 1,021 | 724 | 886 | 851 | 882 | 966 | 1,165 | 1,224 |
| EPS (₹) | 3.84 | 2.72 | 3.32 | 3.20 | 3.27 | 3.62 | 4.31 | 4.46 |
| Segment | Revenue, ₹ crore | Share % |
|---|---|---|
| Lending (Excluding Housing Finance) | 17,149 | 31.6 |
| Housing Finance | 4,066 | 7.5 |
| Life Insurance | 23,974 | 44.1 |
| Asset Management | 2,056 | 3.8 |
| Stock and Securities Broking | 469 | 0.9 |
| Health Insurance | 6,437 | 11.8 |
| Other Financial Services | 194 | 0.4 |
| Total, before eliminations | 54,344 | 100.0 |
| Date · filing | Category | Importance | 1-day % | 5-day % |
|---|---|---|---|---|
| 11 Sept 2026 · ESOP allotment of 117,695 shares under 2017 and 2022 schemes | capital market events | low | — | — |
| 10 Sept 2026 · Schedule of investor meeting with Jefferies India Forum on Sept 16 | board shareholder meetings | low | — | — |
| 9 Sept 2026 · Newspaper ad on special window for physical share transfer and demat re-lodgement | compliance | minimal | — | — |
| 9 Sept 2026 · Aditya Birla Capital allots NCDs worth Rs 2,335 Cr via private placement | fund raising | medium | — | — |
| 4 Sept 2026 · Aditya Birla Capital allots 36,265 equity shares under ESOP schemes | capital market events | low | — | — |
| 2 Sept 2026 · Aditya Birla Capital allots Rs 300 Crore zero coupon NCDs privately | fund raising | medium | — | — |
| 28 Aug 2026 · Aditya Birla Capital allots 141,848 equity shares under ESOP schemes | capital market events | low | — | — |
| 28 Aug 2026 · Aditya Birla Capital meets investors at Morgan Stanley India Financials trip | investor communications | low | — | — |
| 25 Aug 2026 · Aditya Birla Capital to meet Morgan Stanley investor group on August 28 | board shareholder meetings | low | — | — |
| 24 Aug 2026 · ESOP allotment of 324,470 shares under employee stock option schemes | capital market events | low | — | — |
| Where a broker report shows | This document shows | Why |
|---|---|---|
| Company | M.cap ₹ cr | P/E | P/B | EV/EBITDA | ROE % | ROCE % | Rev CAGR 5y % | EBITDA m. % |
|---|
| JIO FIN SERVICES LTD | 1,51,806 | 71.4 | 1.13 | 64.0 | 1.2 | — | — | 70.7 |
| ADITYA BIRLA CAPITAL LTD. ◆ | 1,08,001 | 25.2 | 2.94 | 6.3 | 10.5 | — | 18.8 | 40.8 |
| L&T FINANCE LIMITED | 77,411 | 24.3 | 2.76 | 6.7 | 10.6 | — | 5.5 | 62.3 |
| TATA INVESTMENT CORP LTD | 32,839 | 76.2 | 1.12 | 90.8 | 1.5 | — | 19.5 | 92.6 |
| CHOLAMANDALAM FIN HOL LTD | 28,902 | 10.8 | 0.85 | 0.9 | 16.2 | — | 23.0 | 58.4 |
| TVS HOLDINGS LIMITED | 26,292 | 13.3 | 2.04 | 2.4 | 26.3 | — | 23.4 | 16.4 |
| MAHARASHTRA SCOOTERS LTD | 14,802 | 53.1 | 0.54 | — | 1.1 | — | — | 84.1 |
| JSW HOLDINGS LIMITED | 12,763 | 92.9 | 0.39 | 78.3 | 0.4 | — | 14.1 | 84.0 |
| Metric | Company | Group median | Rank | Better than |
|---|---|---|---|---|
| P/E (TTM) | 25.2 | 23.7 | 30 of 52 | 43% |
| P/B | 2.9 | 0.7 | 51 of 60 | 15% |
| ROE | 10.5 | 1.3 | 11 of 67 | 85% |
| Debt / Equity | 0.0 | 0.0 | 1 of 67 | 15% |
| EBITDA margin | 40.8 | 61.6 | 37 of 62 | 41% |
| Revenue growth | 28.2 | 13.6 | 21 of 56 | 64% |
| Profit growth | 43.9 | 10.7 | 24 of 66 | 65% |
| Market cap | 108001 | 376 | 2 of 65 | 98% |
| A rating (BUY / ADD / REDUCE / SELL) |
| A state: the latest filed quarter and the measured reactions |
| an event is a fact; a rating is an opinion that requires SEBI RA registration |
| A target price and upside | The current price and the multiples against the group | a target is a forecast; a multiple is a measurement |
| Estimate years marked E | More audited years; no estimates | MarketPing publishes no forecasts — your own model lives on the Models page |
This document is a statistical summary of publicly filed information and market data, prepared by software from primary sources: SEBI results XBRL filed with BSE and NSE, LODR disclosures, shareholding patterns, exchange price data. It contains no research recommendation, no price target and no opinion on the merits of any security, and is not a research report within the meaning of the SEBI (Research Analysts) Regulations, 2014, Regulation 2(1)(w)(vii). Financial statements are as filed (consolidated where the company files consolidated results). Ratios are computed over filed lines. Where a figure is unavailable the table shows a dash rather than an estimate. The business brief is written by MarketPing's reader from the annual report and checked against it; no figure in a table was generated by a model. Nothing here constitutes investment advice, an offer or a solicitation; readers should consult a SEBI-registered adviser before acting. MarketPing is not a SEBI-registered intermediary.
