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AVAILABLE FINANCE LTD.

Financial Services › Finance
₹131.55
at close · 27 Oct 2026
▲ 1.80 (+1.39%)

Latest filings

  1. Compliance filing under SEBI Reg 74(5) for quarter ended Sep 2026 · Compliance
  2. Trading Window Closure from Oct 1, 2026 for Q2 FY27 Results · Compliance
  3. Available Finance confirms 3 director appointments at AGM · Management Changes
All filings ↓
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Snapshot

What the business is, and whether it's a good one at a fair price.

AI · written from filings

Operates as a listed entity within the Agarwal Group, based in Indore, classified under Other Financial Services. On a standalone basis, direct operations are small, with total revenue of ₹60.47 lakh for FY26, and the cost base dominated by employee expenses at 19.9% of revenue and other operating expenses at 28.2%. The earnings profile on a consolidated basis is shaped very differently: consolidated profit for FY26 of ₹107.36 crore is driven almost entirely by the share of profits from two associates, Agarwal Coal Corporation and Agarwal Fuel Corporation, which together contributed ₹10,714.06 lakh to consolidated profit. Total assets stood at ₹1,307.50 crore at FY26-end. In March 2026, the company was reclassified from a subsidiary to an associate of Archana Coal Private Limited after that promoter entity sold an 8% stake. Equity share capital comprises 1,02,03,700 shares of ₹10 each.

Operating scale
Total assets
₹1,307.50 croreFY26
Standalone revenue
₹60.47 lakhFY26
Share of profit from associates
₹10,714.06 lakhFY26
Consolidated net profit
₹107.36 croreFY26
Equity share capital
1,02,03,700 shares of ₹10 eachFY26
EBITDA margin (standalone)
51.877%FY26
Who pays it
Not stated; standalone revenue is incidental, with consolidated value coming from coal and fuel associates
Biggest cost
Employee expense at 19.9% of standalone revenue, plus other operating expense at 28.2%
Kind of business
Small listed holding entity; consolidated earnings driven by associates in coal and fuel
Where it sits
Part of the Agarwal Group (Indore); reclassified from subsidiary to associate of Archana Coal Private Limited in March 2026
Market Cap
₹134 Cr
P / E (TTM)
1.3×
EV / EBITDA
—
Div Yield
—
Growth
1.8%▲
Revenue 5y CAGR
PAT +4.8% · EBITDA -3.0%
Quality
—·
ROCE (FY26)
ROE 11.0% (5y median) · margin 51.9%
Leverage
—·
Debt / Equity · borrowings not filed
Revenue FY21→FY26
1.1×▲
Margin +2380.2 pts
₹1 Cr → ₹1 Cr
Cash conversion
0.00×▼
Operating cash ÷ profit · 5 yrs
₹1 Cr on ₹712 Cr
Moves on a normal day
0.99%·
Median daily move
Last 268 sessions · the yardstick for filing-day moves
Where it sits among 120 Other Financial Services peersBar = share of peers beaten · tick = industry median · latest reported figures
P/E (TTM)#7/76
P/B#7/105
ROE#22/111
EBITDA margin#29/91
Revenue growth#35/85
Profit growth#70/109

Scorecard

Measured from the filed financials, judged against its Other Financial Services peers · as of FY26 — not investment advice

Strengths
Nothing stands out in the filed numbers.
Concerns
Slow revenue growth — 2% a year over 5 years
Erratic profits — up in only 2 of the last 5 years
Over 5 years it reported ₹712 Cr of profit and ₹1.36 Cr of operating cash — 0.00×
Less than 60p of every ₹1 of profit arrived as cash

Charts

How has the market priced it — with filings on the timeline?

Price

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Peers

How does it stack up on valuation, returns and growth?

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Financials

Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.

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Ownership

Who owns it — and is the promoter stake clean?

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Common questions

Answered from AVAILABLE FINANCE LTD.'s filed financials and exchange disclosures

What does AVAILABLE FINANCE LTD. do?

AVAILABLE FINANCE LTD. is a Finance company listed on BSE.

Is AVAILABLE FINANCE LTD. profitable?

Yes. Over the trailing twelve months AVAILABLE FINANCE LTD. reported a net profit of ₹107 Cr on revenue of ₹0.60 Cr.

Does AVAILABLE FINANCE LTD. pay a dividend?

Not in the latest reported year — AVAILABLE FINANCE LTD.'s dividend payout for FY26 was nil.

Is AVAILABLE FINANCE LTD. expensive compared with its peers?

On trailing P/E, AVAILABLE FINANCE LTD. ranks 7 of 76 in Other Financial Services — cheaper than 92% of them, against an industry median of 18.6×. This is a position, not a valuation judgement.

How much does the AVAILABLE FINANCE LTD. share price move in a day?

On a typical session AVAILABLE FINANCE LTD. moves 0.99% — that is the median absolute close-to-close move across its last 268 trading days. MarketPing measures each filing's price reaction against it.

Where can I track AVAILABLE FINANCE LTD.'s announcements?

Every NSE and BSE filing by AVAILABLE FINANCE LTD. appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.

Figures are as last reported and may lag the latest filing. Not investment advice.