Lends against housing and non-housing loans to individuals, earning the gap between the yield on its loan book (9.81%) and its cost of borrowing (6.98%), giving a spread of 2.83% and NIM of 3.81%. As of Q1 FY27, the loan book stood at ₹42,961 crore, split 83% housing and 17% non-housing, with Q1 disbursements of ₹2,609 crore. The business runs 250 branches across 21 states. Its full-year disbursement target for FY27 is ₹13,000 crore (may flex to ₹13,200–13,400 crore) and AUM growth target is 14%. Both salaried and self-employed segments grew in Q1, with self-employed borrowers up 44% YoY, while housing-loan disbursements grew 28% and non-housing 32%. Asset quality is tight, with GNPA at 0.87% and NNPA at 0.42%, and ICRA has reaffirmed its AAA rating with stable outlook on debt of about ₹49,138 crore. Cost of funds is the biggest input cost at 6.98% against a yield of 9.81%. Canara Bank holds about 30% as promoter. AR · MarketPing reader · 2026-08-02
Revenue streams, as the annual report describes them. Housing finance, Non-housing finance. Leveraged housing finance company (D/E ratio 6.18) dependent on wholesale funding
| ₹ crore · consolidated | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| Revenue | 1,988 | 2,742 | 3,523 | 3,878 | 4,216 |
| EBITDA (ex other income) | 1,798 | 2,536 | 3,200 | 3,577 | 3,882 |
| margin % | 90.4 | 92.5 | 90.8 | 92.2 | 92.1 |
| Owners' profit | 471 | 621 | 751 | 857 | 1,086 |
| EPS, as reported (₹) | 35.38 | 46.65 | 56.38 | 64.37 | 81.54 |
| ROE % · ROCE % | 15.4 · — | 17.0 · — | 17.3 · — | 16.9 · — | 18.2 · — |
| Debt / equity (x) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash from operations | (3,916) | (4,044) | (2,570) | 933 | (2,940) |
| Capex | (3) | (9) | (20) | (17) | (17) |
| ₹ crore | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 | Q1 FY27 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 962 | 986 | 999 | 1,020 | 1,049 | 1,073 | 1,074 | 1,096 |
| Profit before tax | 274 | 269 | 279 | 278 | 332 | 341 | 353 | 339 |
| Net profit | 211 | 212 | 234 | 224 | 251 | 265 | 346 | 268 |
| EPS (₹) | 15.88 | 15.93 | 17.57 | 16.81 | 18.88 | 19.89 | 25.96 | 20.11 |
| Company | M.cap ₹ cr | P/E | P/B | EV/EBITDA | ROE % | ROCE % | Rev CAGR 5y % | EBITDA m. % |
|---|---|---|---|---|---|---|---|---|
| BAJAJ HOUSING FINANCE LTD | 70,078 | 34.6 | 3.11 | — | 11.4 | — | — | 92.4 |
| LIC HOUSING FINANCE LTD | 30,982 | 5.4 | 0.75 | 1.1 | 13.5 | — | 7.7 | 97.1 |
| PNB HOUSING FIN LTD. | 30,721 | 13.3 | 1.60 | 3.5 | 11.9 | — | 2.3 | 91.6 |
| AADHAR HOUSING FINANCE L | 19,978 | 17.4 | 2.65 | 6.9 | 14.5 | — | — |
| Date · filing | Category | Importance | 1-day % | 5-day % |
|---|---|---|---|---|
| 11 Sept 2026 · Can Fin Homes unveils Project Tejas, a Rs 297 crore digital transformation programme | business updates | medium | — | — |
| 3 Sept 2026 · Can Fin Homes gets Leader ESG rating of 72 from NSE for FY26 | business updates | medium | — | — |
| 1 Sept 2026 · Can Fin Homes management meets analysts and investors | investor communications | low | — | — |
| 1 Sept 2026 · ALM Statement filed with NHB as on 30 June 2026 | compliance | minimal | — | — |
| 31 Aug 2026 · Can Fin Homes VP-Head of Credit Retires on Superannuation | management changes | medium | — | — |
| 29 Aug 2026 · Board approves NCD issue up to 5,000 Crore on private placement basis | fund raising | high | — | — |
| 27 Aug 2026 · Can Fin Homes top management to attend Elara India Dialogue 2026 | board shareholder meetings | low | — | — |
| 24 Aug 2026 · Can Fin Homes top management meets Tata Mutual Fund via Investec VC call | investor communications | low | — | — |
| 22 Aug 2026 · Can Fin Homes gets CRISIL ESG rating of 69, graded Strong for FY26 | business updates | medium | — | — |
| 19 Aug 2026 · Can Fin Homes to hold investor meet on August 24, 2026 | board shareholder meetings | low | — | — |
| Where a broker report shows | This document shows | Why |
|---|---|---|
| A rating (BUY / ADD / REDUCE / SELL) | A state: the latest filed quarter and the measured reactions |
| 75.4 |
| SAMMAAN CAPITAL LIMITED | 17,203 | — | 0.91 | — | (37.6) | — | (3.8) | 101.8 |
| HOME FIRST FIN CO IND LTD | 12,386 | 21.2 | 2.84 | — | 12.4 | — | — | 78.3 |
| APTUS VALUE HSG FIN I LTD | 12,360 | 12.5 | 2.44 | 6.3 | 18.6 | — | — | 83.7 |
| CAN FIN HOMES LTD ◆ | 10,400 | 9.2 | 1.74 | — | 18.2 | — | — | 91.3 |
| Metric | Company | Group median | Rank | Better than |
|---|---|---|---|---|
| P/E (TTM) | 9.2 | 13.3 | 7 of 17 | 63% |
| P/B | 1.7 | 1.4 | 10 of 16 | 40% |
| ROE | 18.2 | 11.6 | 3 of 20 | 90% |
| Debt / Equity | 0.0 | 0.0 | 3 of 20 | 0% |
| EBITDA margin | 91.3 | 74.7 | 5 of 19 | 78% |
| Revenue growth | 7.4 | 9.0 | 12 of 19 | 39% |
| Profit growth | 19.6 | 19.3 | 10 of 20 | 53% |
| Market cap | 10400 | 7130 | 8 of 19 | 61% |
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| A target price and upside | The current price and the multiples against the group | a target is a forecast; a multiple is a measurement |
| Estimate years marked E | More audited years; no estimates | MarketPing publishes no forecasts — your own model lives on the Models page |
This document is a statistical summary of publicly filed information and market data, prepared by software from primary sources: SEBI results XBRL filed with BSE and NSE, LODR disclosures, shareholding patterns, exchange price data. It contains no research recommendation, no price target and no opinion on the merits of any security, and is not a research report within the meaning of the SEBI (Research Analysts) Regulations, 2014, Regulation 2(1)(w)(vii). Financial statements are as filed (consolidated where the company files consolidated results). Ratios are computed over filed lines. Where a figure is unavailable the table shows a dash rather than an estimate. The business brief is written by MarketPing's reader from the annual report and checked against it; no figure in a table was generated by a model. Nothing here constitutes investment advice, an offer or a solicitation; readers should consult a SEBI-registered adviser before acting. MarketPing is not a SEBI-registered intermediary.
