Assembled from the company's filings and exchange data as of today. Download PDF renders this page on the server; the narrative sections arrive with the Nexa composer.
Dossier · CAPITAL INDIA FINANCE LTD · 29 October 2026Page 1 of 3
Company Dossier
MarketPing Research · factual · no rating expressed
CAPITAL INDIA FINANCE LTD
NSE: CIFL · BSE: 530879
NSE: CIFL · BSE: 530879
Financial Services › Financial Services › Finance › Non Banking Financial Company (NBFC)
CAPITAL INDIA FINANCE LTD
StateQ1 FY27 filed
Last close · 28 Oct 2026₹19.78
Market cap₹0.8k cr
TTM P/E · P/B · EV/EBITDA20.0 · 1.12 · —
CAPITAL INDIA FINANCE LTD is a Finance company listed on NSE. The annual-report business brief for this company has not been generated yet; the numbers below are as filed.
What a broker report prints here — the analyst's thesis. This dossier prints the filed record instead; the narrative read of the latest results, the guidance ledger and the earnings-call summary are the composer's sections (INSTITUTIONAL-PLAN.md M3) and are not yet produced.
Exhibit 1: Financial summary, FY22–FY26 (all audited; no estimate years)
| ₹ crore · consolidated | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| Revenue | 530 | 650 | 680 | 615 | 528 |
| EBITDA (ex other income) | 52 | 13 | 126 | 126 | 147 |
| margin % | 9.9 | 2.0 | 18.5 | 20.4 | 27.8 |
| Owners' profit | (2) | (41) | 12 | 2 | 39 |
| EPS, as reported (₹) | (0.36) | (5.35) | 1.50 | 0.04 | 0.99 |
| ROE % · ROCE % | (3.0) · — | (13.3) · — | (1.0) · — | (1.6) · — | 4.5 · — |
| Debt / equity (x) | — | — | — | — | — |
| Cash from operations | (313) | (21) | 121 | 13 | (254) |
| Capex | (35) | (51) | (22) | (10) | (5) |
Source: SEBI results XBRL as filed with BSE/NSE; EBITDA excludes other income.
Every figure is a filed number or a ratio over filed numbers · No rating, target or fair value is expressed · Disclosures on the last pagemarketping.in
Dossier · CAPITAL INDIA FINANCE LTD · 29 October 2026Page 2 of 3
Exhibit 2: Quarterly performance, last 8 quarters
| ₹ crore | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 | Q1 FY27 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 166 | 154 | 139 | 140 | 131 | 147 | 125 | 128 |
| Profit before tax | 2 | (1) | (3) | (5) | 52 | (6) | (4) | (8) |
| Net profit | 1 | (2) | (3) | (6) | 45 | (5) | (3) | (10) |
| EPS (₹) | 0.39 | 0.09 | (0.02) | (0.07) | 1.15 | (0.08) | 0.00 | (0.08) |
Source: quarterly results as filed; the balance sheet is filed half-yearly and is not repeated here.
Exhibit 3: Segment revenue, FY26
| Segment | Revenue, ₹ crore | Share % |
|---|---|---|
| Lending business | 225 | 40.7 |
| Prepaid Payment Instrument business | 303 | 54.8 |
| Forex business | 25 | 4.5 |
| Others | 0 | 0.0 |
| Total, before eliminations | 554 | 100.0 |
Source: the filed segment block, four quarters summed.
Exhibit 4: Peers — basic industry group, by market cap
| Company | M.cap ₹ cr | P/E | P/B | EV/EBITDA | ROE % | ROCE % | Rev CAGR 5y % | EBITDA m. % |
|---|---|---|---|---|---|---|---|---|
| BAJAJ FINANCE LIMITED | 5,70,768 | 28.1 | 4.88 | — | 16.5 | — | 25.2 | 70.7 |
| SHRIRAM FINANCE LIMITED | 1,94,820 | 14.6 | 2.96 | — | 15.2 | — | 22.5 | 74.7 |
| CHOLAMANDALAM IN & FIN CO | 1,31,798 | 22.8 | 4.33 | — | 17.2 | — | 26.5 | 71.2 |
| TATA CAPITAL LIMITED | 1,31,209 | 24.0 | 2.79 | — | 10.4 | — | — | 75.8 |
| MUTHOOT FINANCE LIMITED | 96,352 | 8.5 | 2.42 | — | 26.7 | — | 22.0 | 84.0 |
| SBI CARDS & PAY SER LTD | 50,202 | 22.1 | 3.19 | — | 13.8 | — | — | 33.1 |
| SUNDARAM FINANCE LTD | 43,766 | 19.6 | 2.94 | — | 13.8 | — | — | 78.4 |
| AUTHUM INVEST & INFRA LTD | 42,040 | 7.2 | 2.85 | — | 13.1 | — | — | 90.1 |
Source: exchange data and filed statements via the screener; multiples at current prices.
Exhibit 5: Where the company sits in its group
| Metric | Company | Group median | Rank | Better than |
|---|---|---|---|---|
| P/E (TTM) | 20.0 | 18.1 | 104 of 200 | 48% |
| P/B | 1.1 | 1.1 | 132 of 253 | 48% |
| ROE | 4.5 | 3.1 | 110 of 257 | 57% |
| EBITDA margin | 19.3 | 48.6 | 165 of 249 | 34% |
| Revenue growth | (8.6) | 12.6 | 149 of 231 | 36% |
| Profit growth | (70.8) | 7.8 | 173 of 251 | 31% |
| Market cap | 774 | 34 | 40 of 268 | 85% |
Source: MarketPing peer ranks; a rank is a measurement, not a view.
Every figure is a filed number or a ratio over filed numbers · No rating, target or fair value is expressed · Disclosures on the last pagemarketping.in
Dossier · CAPITAL INDIA FINANCE LTD · 29 October 2026Page 3 of 3
Exhibit 6: Filings of the last 90 days, with the measured price reaction
| Date · filing | Category | Importance | Next day % | 5-day % |
|---|---|---|---|---|
| 24 Oct 2026 · Notice on special window for transferring physical shares to demat | compliance | minimal | — | — |
| 15 Oct 2026 · Reg 74(5) Certificate filing for quarter ended Sep 30, 2026 | compliance | minimal | — | — |
| 15 Oct 2026 · Capital India Finance files ISIN statement for listed NCDs for H2 FY26 | compliance | minimal | — | — |
| 14 Oct 2026 · Capital India Finance reports ISIN-wise debt securities for H1 FY27 | compliance | minimal | — | — |
| 5 Oct 2026 · Board appoints new Company Secretary and Chief Compliance Officer | compliance | low | — | — |
| 5 Oct 2026 · Board appoints Company Secretary and Chief Compliance Officer | management changes | medium | — | — |
| 5 Oct 2026 · Board appoints new Company Secretary and Chief Compliance Officer | management changes | medium | — | — |
| 5 Oct 2026 · Board appoints new Company Secretary and Chief Compliance Officer | management changes | medium | — | — |
| 29 Sept 2026 · Capital India Finance raises Rs 100 Cr via secured NCD private placement | fund raising | medium | — | — |
| 29 Sept 2026 · Capital India Finance raises INR 100 Cr via NCD private placement | fund raising | medium | — | — |
Source: exchange announcements; each reaction is measured from the close before the filing. Next day = the close one session after the reaction day (the first session that could trade the filing).
How to read this document
| Where a broker report shows | This document shows | Why |
|---|---|---|
| A rating (BUY / ADD / REDUCE / SELL) | A state: the latest filed quarter and the measured reactions | an event is a fact; a rating is an opinion that requires SEBI RA registration |
| A target price and upside | The current price and the multiples against the group | a target is a forecast; a multiple is a measurement |
| Estimate years marked E | More audited years; no estimates | MarketPing publishes no forecasts — your own model lives on the Models page |
Sources, method and disclosures
This document is a statistical summary of publicly filed information and market data, prepared by software from primary sources: SEBI results XBRL filed with BSE and NSE, LODR disclosures, shareholding patterns, exchange price data. It contains no research recommendation, no price target and no opinion on the merits of any security, and is not a research report within the meaning of the SEBI (Research Analysts) Regulations, 2014, Regulation 2(1)(w)(vii). Financial statements are as filed (consolidated where the company files consolidated results). Ratios are computed over filed lines. Where a figure is unavailable the table shows a dash rather than an estimate. The business brief is written by MarketPing's reader from the annual report and checked against it; no figure in a table was generated by a model. Nothing here constitutes investment advice, an offer or a solicitation; readers should consult a SEBI-registered adviser before acting. MarketPing is not a SEBI-registered intermediary.
Every figure is a filed number or a ratio over filed numbers · No rating, target or fair value is expressed · Disclosures on the last pagemarketping.in