A diversified financial services holding company running a small commercial bank (Unity Bank), a wealth management and distribution business, an institutional broking business, and a housing finance arm. Banking is by far the largest revenue contributor at 75.2% of segment revenue in FY26, with Unity Bank's net advances at Rs 11,570 crore and a capital adequacy ratio of 26%. Wealth Management and Distribution accounts for 4.6% of segment revenue, with assets under management or distribution of around Rs 40,000 crore. Institutional Business contributes 4.0% of segment revenue and Housing Finance 5.5%, though the housing finance arm was divested to Weaver Services for about Rs 400 crore. The business is asset-heavy, with total assets of Rs 21,482.67 crore at FY26 end, and its biggest cost lines are other operating expenses at 46.7% of revenue and employee costs at 20.2%. AR · MarketPing reader · 2026-08-02
Revenue streams, as the annual report describes them. Banking Business (75%), Wealth Management and Distribution (5%), Institutional Business (4%), Housing Finance (6%), Unallocated (14%). Diversified financial services holding company, asset-heavy with a banking-led mix.
| ₹ crore · consolidated | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| Revenue | 684 | 1,310 | 2,207 | 3,493 | 3,763 |
| EBITDA (ex other income) | 147 | 440 | 955 | 1,318 | 1,298 |
| margin % | 21.5 | 33.6 | 43.3 | 37.7 | 34.5 |
| Owners' profit | (177) | (150) | (99) | (187) | (138) |
| EPS, as reported (₹) | (4.25) | (3.60) | (2.39) | (4.51) | (3.13) |
| ROE % · ROCE % | (9.5) · — | (9.8) · — | (4.1) · — | (9.1) · — | (21.4) · 14.7 |
| Debt / equity (x) | 0.00 | 0.00 | 0.00 | 0.00 | 12.19 |
| Cash from operations | (544) | (4,054) | 120 | 2,532 | (1,814) |
| Capex | (48) | (22) | (102) | (288) | (231) |
| ₹ crore | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 | Q1 FY27 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 784 | 877 | 1,116 | 846 | 823 | 878 | 1,030 | 912 |
| Profit before tax | 15 | (101) | 23 | (81) | (32) | (164) | 23 | (153) |
| Net profit | 8 | (59) | 24 | (107) | (9) | (135) | (31) | (149) |
| EPS (₹) | (0.57) | (1.26) | (0.49) | (0.33) | (0.96) | (2.23) | 0.29 | (1.90) |
| Segment | Revenue, ₹ crore | Share % |
|---|---|---|
| Banking Business | 2,829 | 79.1 |
| Institutional Business | 149 | 4.2 |
| Wealth Management and Distribution | 123 | 3.4 |
| Housing Finance | 206 | 5.8 |
| Unallocated | 341 | 9.5 |
| Wealth Management & Distribution | 49 | 1.4 |
| Total, before eliminations | 3,697 | 100.0 |
| Company | M.cap ₹ cr | P/E | P/B | EV/EBITDA |
|---|
| Date · filing | Category | Importance | 1-day % | 5-day % |
|---|---|---|---|---|
| 28 Aug 2026 · Centrum Capital promoter releases multiple share pledges, creates new one | ownership changes | high | — | — |
| 13 Aug 2026 · Monitoring Agency Report on Centrum Capital warrants issue for Q1FY27 | fund raising | low | — | — |
| 12 Aug 2026 · Centrum Capital Q1 FY27: Standalone profit Rs 3.65 cr; consolidated loss narrows | results | high | — | — |
| 12 Aug 2026 · Centrum Capital Q1 FY27 results: standalone PAT swings to Rs 3.65 cr profit | results | high | — | — |
| 4 Aug 2026 · Manmohan Shetty shifts from Independent to Non-Executive Director at Centrum Capital | management changes | medium | — | — |
| 3 Aug 2026 · Newspaper notice on special window for physical share transfer | compliance | minimal | — | — |
| 21 Jul 2026 · Centrum Capital promoter files revised pledge disclosure with exchanges | ownership changes | high | — | — |
| 20 Jul 2026 · Centrum Capital files updated FY26 annual report with subsidiary audit added | compliance | medium | — | — |
| 18 Jul 2026 · Newspaper publication of 48th AGM notice and e-voting details | compliance | minimal | — | — |
| 17 Jul 2026 · 48th AGM notice and FY26 annual report letter to shareholders | compliance | minimal | — | — |
| Where a broker report shows | This document shows | Why |
|---|---|---|
| A rating (BUY / ADD / REDUCE / SELL) |
| ROE % |
|---|
| ROCE % |
|---|
| Rev CAGR 5y % |
|---|
| EBITDA m. % |
|---|
| CRISIL LTD | 34,342 | 38.9 | 10.50 | — | 13.7 | 16.1 | — | 30.6 |
| ONEMI TECHNOLOGY SOL LTD | 5,526 | 19.6 | 4.12 | 9.4 | 21.0 | 18.8 | — | 32.0 |
| GYFTR LIMITED | 1,359 | — | 2.80 | 41.8 | 4.5 | 5.3 | 32.8 | 4.3 |
| CENTRUM CAPITAL LIMITED ◆ | 1,077 | — | 0.82 | 9.7 | (21.4) | (2.5) | 49.7 | 29.7 |
| PRIME SECURITIES LIMITED | 961 | 171.5 | 3.75 | 87.4 | 5.1 | — | 25.7 | 19.0 |
| WEALTH FRST PORT. MG. LTD | 900 | 27.3 | 5.29 | 17.3 | 22.5 | 30.3 | — | 97.5 |
| STELLANT SECURITIES (INDIA) LT | 559 | — | 1784.58 | — | 18.2 | 18.2 | — | 56.7 |
| THE INVEST TRUST OF IND L | 511 | 15.3 | 0.70 | 7.1 | 4.7 | 3.9 | (2.4) | 23.4 |
| Metric | Company | Group median | Rank | Better than |
|---|---|---|---|---|
| P/B | 0.8 | 1.2 | 39 of 101 | 62% |
| ROCE | (2.5) | 1.6 | 69 of 84 | 18% |
| ROE | (21.4) | 1.3 | 107 of 115 | 7% |
| Debt / Equity | 12.2 | 0.0 | 115 of 115 | 0% |
| EBITDA margin | 29.7 | 25.6 | 43 of 91 | 53% |
| Revenue growth | 7.8 | (4.1) | 37 of 85 | 57% |
| Profit growth | (39.1) | (0.2) | 71 of 109 | 35% |
| Market cap | 1077 | 28 | 4 of 109 | 97% |
| A state: the latest filed quarter and the measured reactions |
| an event is a fact; a rating is an opinion that requires SEBI RA registration |
| A target price and upside | The current price and the multiples against the group | a target is a forecast; a multiple is a measurement |
| Estimate years marked E | More audited years; no estimates | MarketPing publishes no forecasts — your own model lives on the Models page |
This document is a statistical summary of publicly filed information and market data, prepared by software from primary sources: SEBI results XBRL filed with BSE and NSE, LODR disclosures, shareholding patterns, exchange price data. It contains no research recommendation, no price target and no opinion on the merits of any security, and is not a research report within the meaning of the SEBI (Research Analysts) Regulations, 2014, Regulation 2(1)(w)(vii). Financial statements are as filed (consolidated where the company files consolidated results). Ratios are computed over filed lines. Where a figure is unavailable the table shows a dash rather than an estimate. The business brief is written by MarketPing's reader from the annual report and checked against it; no figure in a table was generated by a model. Nothing here constitutes investment advice, an offer or a solicitation; readers should consult a SEBI-registered adviser before acting. MarketPing is not a SEBI-registered intermediary.
