NSE: CPCAP · BSE: 533260
CP CAPITAL LIMITED
Operates as a non-banking financial company (NBFC) that lends against a loan book, and separately earns rental and infrastructure income. The Financing Division accounted for 77.4% of FY26 revenue at ₹59.06 crore, while the Infra Division contributed the remaining 22.6% at ₹17.26 crore. The net loan book stood at ₹44,215.82 lakhs at end-FY26, with fresh disbursements of ₹4,015 lakhs added during the year; the Infra Division's revenue scaled 2.5x year-on-year to ₹1,725.72 lakhs. The biggest cost is finance cost on borrowings (standalone finance cost was ₹882.80 lakhs in FY26, nearly double the prior year), followed by employee cost at 4.2% of revenue and other operating expenses at 4.3%. The company maintains a consolidated Debt-to-Equity of 0.13x and reported a consolidated PAT margin of 55.7% on ₹7,649.28 lakhs of total revenue. The business was reshaped via a Composite Scheme of Arrangement effective from FY24 — Srajan Capital Limited was amalgamated into the company and the legacy education business was demerged into Career Point Edutech Limited, with prior period figures restated accordingly. AR · MarketPing reader · 2026-08-03
Revenue streams, as the annual report describes them. Financing Division (77%), Infra Division (23%). Small-cap NBFC with an infrastructure rental arm; asset-light on operations, low leverage
Exhibit 1: Financial summary, FY22–FY26 (all audited; no estimate years)
| ₹ crore · consolidated | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| Revenue | 54 | 85 | 102 | 57 | 76 |
| EBITDA (ex other income) | 30 | 15 | 66 | 48 | 64 |
| margin % | 55.1 | 17.9 | 64.7 | 85.3 | 83.3 |
| Owners' profit | 23 | 12 | 57 | 38 | 43 |
| EPS, as reported (₹) | 12.62 | 6.57 | 31.37 | 20.95 | 23.40 |
| ROE % · ROCE % | 4.9 · 6.2 | 2.5 · 3.2 | 10.7 · 12.7 | 7.0 · 10.0 | 7.4 · — |
| Debt / equity (x) | 0.05 | 0.04 | 0.07 | 0.08 | — |
| Cash from operations | 42 | 3 | (29) | (19) | 33 |
| Capex | 0 | (1) | (0) | 0 | 0 |
Exhibit 2: Quarterly performance, last 8 quarters
| ₹ crore | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 | Q1 FY27 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 26 | 27 | 14 | 15 | 15 | 17 | 18 | 22 |
| Profit before tax | 17 | 17 | 12 | 14 | 13 | 14 | 12 | 18 |
| Net profit | 13 | 13 | 9 | 11 | 10 | 12 | 9 | 13 |
| EPS (₹) | 7.11 | 7.31 | 4.72 | 4.33 | 5.59 | 6.87 | 5.02 | 7.32 |
Exhibit 3: Segment revenue, FY26
| Segment | Revenue, ₹ crore | Share % |
|---|---|---|
| Financing Division | 42 | 76.0 |
| Infra Division | 13 | 24.0 |
| Other unallocable income | 0 | 0.0 |
| Total, before eliminations | 56 | 100.0 |
Exhibit 4: Filings of the last 90 days, with the measured price reaction
| Date · filing | Category | Importance | 1-day % | 5-day % |
|---|---|---|---|---|
| 7 Oct 2026 · CP Capital notice for IEPF transfer of unclaimed dividend and shares | compliance | minimal | — | — |
| 6 Oct 2026 · CP Capital board to consider fund raising via preferential allotment on Oct 9 | board shareholder meetings | low | — | — |
| 6 Oct 2026 · Reg 74(5) compliance certificate for Q2 FY27 filed with BSE and NSE | compliance | minimal | — | — |
| 30 Sept 2026 · Re-appointment of Chairman, MD and CEO approved for 5 years | management changes | high | — | — |
| 30 Sept 2026 · 26th AGM: All 5 Resolutions Passed at CP Capital | board shareholder meetings | medium | — | — |
| 30 Sept 2026 · All 5 resolutions passed at CP Capital 26th AGM | compliance | minimal | — | — |
| 29 Sept 2026 · Summary of proceedings of 26th AGM held on September 29, 2026 | board shareholder meetings | low | — | — |
| 29 Sept 2026 · 26th AGM proceedings summary - 5 resolutions including MD re-appointment and RPTs | board shareholder meetings | medium | — | — |
| 26 Sept 2026 · Trading window closed ahead of September 2026 results | compliance | minimal | — | — |
| 7 Sept 2026 · Newspaper publication of 26th AGM notice and annual report dispatch | compliance | minimal | — | — |
How to read this document
| Where a broker report shows | This document shows | Why |
|---|---|---|
| A rating (BUY / ADD / REDUCE / SELL) | A state: the latest filed quarter and the measured reactions | an event is a fact; a rating is an opinion that requires SEBI RA registration |
| A target price and upside | The current price and the multiples against the group | a target is a forecast; a multiple is a measurement |
| Estimate years marked E | More audited years; no estimates | MarketPing publishes no forecasts — your own model lives on the Models page |
Sources, method and disclosures
This document is a statistical summary of publicly filed information and market data, prepared by software from primary sources: SEBI results XBRL filed with BSE and NSE, LODR disclosures, shareholding patterns, exchange price data. It contains no research recommendation, no price target and no opinion on the merits of any security, and is not a research report within the meaning of the SEBI (Research Analysts) Regulations, 2014, Regulation 2(1)(w)(vii). Financial statements are as filed (consolidated where the company files consolidated results). Ratios are computed over filed lines. Where a figure is unavailable the table shows a dash rather than an estimate. The business brief is written by MarketPing's reader from the annual report and checked against it; no figure in a table was generated by a model. Nothing here constitutes investment advice, an offer or a solicitation; readers should consult a SEBI-registered adviser before acting. MarketPing is not a SEBI-registered intermediary.