Companies›Financial Services›Financial Services›Finance
NSE:CSLFINANCE

CSL FINANCE LIMITED

Financial Services › Finance
₹217.00
at close · 28 Oct 2026
▲ 1.00 (+0.46%)

Latest filings

Next results: Mon, 2 Nov · Financial Results
  1. Akshay Gujar appointed CEO of the SME division · Management Changes
  2. CSL Finance schedules Q2 and H1 FY27 earnings call · Board & Shareholder Meetings
  3. Board to approve September quarter and half-year results on November 2 · Results
All filings ↓
Ask Nexa about CSL FINANCE LIMITED

Snapshot

What the business is, and whether it's a good one at a fair price.

AI · written from filings

Earns primarily through interest on loans made to small and medium enterprises, split between wholesale and retail channels. FY26 interest income of Rs 24,182 lakh against total revenue from operations of Rs 25,606 lakh shows the business is almost entirely a lender. The loan book is funded by borrowings of Rs 85,417 lakh, supplemented by Rs 60 crore of NCDs raised in Q1FY27. Q1FY27 saw Rs 320 crore of fresh disbursements against Rs 290 crore of collections, with a liquidity surplus of Rs 175 crore. The wholesale segment remained robust in H2 FY26 while SME retail disbursements slowed on a tougher operating environment and competitive intensity.

Operating scale
AUM
Rs 1,510 croreQ1 FY27
Loan book
Rs 1,37,394 lakhFY26
Portfolio mix
70% Wholesale / 30% SME RetailQ1 FY27
Capital adequacy
about 44%Q1 FY27
GNPA
1.10%Q4 FY26
Lender base
36 lendersFY26
Who pays it
Small and Medium Enterprises via wholesale and retail loan products
Biggest cost
Borrowings of Rs 85,417 lakh to fund the loan book; employee costs at 12.8% of revenue per filings
Kind of business
NBFC focused on SME lending, wholesale-tilted loan book
Where it sits
Capital adequacy around 44% with leverage at 1.39x and 36 lender relationships
Market Cap
₹488 Cr
P / E (TTM)
5.7×
EV / EBITDA
—
Div Yield
1.40%
Growth
32.9%▲
Revenue 5y CAGR
PAT +25.6% · EBITDA +33.3%
Quality
—·
ROCE (FY26)
ROE 13.3% (5y median) · margin 77.2%
Leverage
—·
Debt / Equity · not read for a lender
Revenue FY21→FY26
4.2×▲
Margin −11.0 pts
₹62 Cr → ₹256 Cr
Moves on a normal day
1.24%·
Median daily move
Last 267 sessions · the yardstick for filing-day moves
Where it sits among 272 Non Banking Financial Company (NBFC) peersBar = share of peers beaten · tick = industry median · latest reported figures
P/E (TTM)#26/200
P/B#102/253
ROE#21/257
EBITDA margin#61/249
Revenue growth#102/231
Profit growth#129/251

Scorecard

Measured from the filed financials, judged against its Non Banking Financial Company (NBFC) peers · as of FY26 — not investment advice

Strengths
Revenue compounding 33% a year over 5 years
Profit compounding 26% a year over 5 years
Profit grew in every one of the last 5 years
Concerns
EPS grew slower than profit — the share count rose (bonus or dilution)

Charts

How has the market priced it — with filings on the timeline?

CSLFINANCE · price

Loading chart…

▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Peers

How does it stack up on valuation, returns and growth?

Loading peers…

Financials

Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.

Loading financials…

Ownership

Who owns it — and is the promoter stake clean?

Loading shareholding…

Sign up to see the full company file

Governance, sustainability, compliance, earnings calls, presentations, events, reactions and the full filings feed — free with an account.

Common questions

Answered from CSL FINANCE LIMITED's filed financials and exchange disclosures

What does CSL FINANCE LIMITED do?

CSL FINANCE LIMITED is a Finance company listed on NSE and BSE, trading under the symbol CSLFINANCE.

Is CSL FINANCE LIMITED profitable?

Yes. Over the trailing twelve months CSL FINANCE LIMITED reported a net profit of ₹87 Cr on revenue of ₹267 Cr.

Does CSL FINANCE LIMITED pay a dividend?

Yes. The dividend yield is 1.40% at the current price. It paid out 8% of its profit as dividend in FY26.

Is CSL FINANCE LIMITED expensive compared with its peers?

On trailing P/E, CSL FINANCE LIMITED ranks 26 of 200 in Non Banking Financial Company (NBFC) — cheaper than 87% of them, against an industry median of 18.1×. This is a position, not a valuation judgement.

How much does the CSL FINANCE LIMITED share price move in a day?

On a typical session CSL FINANCE LIMITED moves 1.24% — that is the median absolute close-to-close move across its last 267 trading days. MarketPing measures each filing's price reaction against it.

When are CSL FINANCE LIMITED's next results?

Financial Results on Mon, 2 Nov. MarketPing alerts you on WhatsApp the moment the filing lands.

Where can I track CSL FINANCE LIMITED's announcements?

Every NSE and BSE filing by CSL FINANCE LIMITED appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.

Figures are as last reported and may lag the latest filing. Not investment advice.