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CUBICAL FINANCIAL SERVICES LTD

Financial Services › Finance
₹6.18
at close · 27 Oct 2026
▲ 0.29 (+4.92%)

Latest filings

Next results: Fri, 30 Oct · Financial Results
  1. Board to approve September 2026 quarterly and half-year results · Results
  2. Board overhaul after takeover, new MD and CFO appointed · Management Changes
  3. Complete board overhaul after takeover; new MD and CFO appointed · Management Changes
All filings ↓
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Snapshot

What the business is, and whether it's a good one at a fair price.

AI · written from filings

Acts as a non-banking financial company earning revenue from interest income and from gains on sale of shares. In FY26, total revenue was Rs. 130.59 lakhs, comprising interest income of Rs. 111.55 lakhs and income from sale of shares of Rs. 19.02 lakhs. The book is very small, with total assets of Rs. 1,541.01 lakhs, cash and cash equivalents of Rs. 103.76 lakhs and reserves of Rs. 224.08 lakhs. Costs are dominated by employee expenses at 25.9% of revenue and other operating expenses at 33.9% of revenue, with no materials, depreciation or capex recorded against revenue. The company is in the middle of a change of control: existing promoters are selling a 13.83% stake and a preferential issue of up to 8 crore shares at Rs. 2.50 per share (raising Rs. 20 crore) is being placed with five allottees, alongside a mandatory open offer for another 26% at the same price.

Operating scale
FY26 interest income
Rs. 111.55 lakhsFY26
FY26 income from sale of shares
Rs. 19.02 lakhsFY26
Total assets
Rs. 1,541.01 lakhsFY26
Cash and cash equivalents
Rs. 103.76 lakhsFY26
Reserves
Rs. 224.08 lakhsFY26
Preferential issue size
Up to 8 crore shares at Rs. 2.50 per share, raising Rs. 20 croreProposed, 2026
Who pays it
Borrowers and investees of a small NBFC lending and investment book
Biggest cost
Other operating expenses at 33.9% of revenue, followed by employee cost at 25.9%
Kind of business
Small, asset-light NBFC focused on interest income and share-sale gains
Where it sits
BSE-listed NBFC; undergoing a change of control with new acquirers set to hold up to 94.94% post-preferential issue and open offer
Market Cap
₹40 Cr
P / E (TTM)
154.5×
EV / EBITDA
—
Div Yield
—
Growth
-0.1%▼
Revenue 5y CAGR
PAT -3.2% · EBITDA +2.8%
Quality
—·
ROCE (FY26)
ROE 2.5% (5y median) · margin 24.6%
Leverage
—·
Debt / Equity · not read for a lender
Revenue FY21→FY26
1.0×▼
Margin −2.3 pts
₹1 Cr → ₹1 Cr
Moves on a normal day
1.95%·
Median daily move
Last 268 sessions · the yardstick for filing-day moves
Where it sits among 272 Non Banking Financial Company (NBFC) peersBar = share of peers beaten · tick = industry median · latest reported figures
P/E (TTM)#181/200
P/B#199/253
ROE#166/257
EBITDA margin#122/249
Revenue growth#165/231
Profit growth#38/251

Scorecard

Measured from the filed financials, judged against its Non Banking Financial Company (NBFC) peers · as of FY26 — not investment advice

Strengths
Nothing stands out in the filed numbers.
Concerns
Revenue shrinking over 5 years (0% a year)
Profit shrinking over 5 years (−3% a year)
Erratic profits — up in only 2 of the last 5 years

Charts

How has the market priced it — with filings on the timeline?

Price

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Peers

How does it stack up on valuation, returns and growth?

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Financials

Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.

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Ownership

Who owns it — and is the promoter stake clean?

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Common questions

Answered from CUBICAL FINANCIAL SERVICES LTD's filed financials and exchange disclosures

What does CUBICAL FINANCIAL SERVICES LTD do?

CUBICAL FINANCIAL SERVICES LTD is a Finance company listed on BSE.

Is CUBICAL FINANCIAL SERVICES LTD profitable?

Yes. Over the trailing twelve months CUBICAL FINANCIAL SERVICES LTD reported a net profit of ₹0.17 Cr on revenue of ₹1.31 Cr.

Does CUBICAL FINANCIAL SERVICES LTD pay a dividend?

Not in the latest reported year — CUBICAL FINANCIAL SERVICES LTD's dividend payout for FY26 was nil.

Is CUBICAL FINANCIAL SERVICES LTD expensive compared with its peers?

On trailing P/E, CUBICAL FINANCIAL SERVICES LTD ranks 181 of 200 in Non Banking Financial Company (NBFC) — cheaper than 10% of them, against an industry median of 18.5×. This is a position, not a valuation judgement.

How much does the CUBICAL FINANCIAL SERVICES LTD share price move in a day?

On a typical session CUBICAL FINANCIAL SERVICES LTD moves 1.95% — that is the median absolute close-to-close move across its last 268 trading days. MarketPing measures each filing's price reaction against it.

When are CUBICAL FINANCIAL SERVICES LTD's next results?

Financial Results on Fri, 30 Oct. MarketPing alerts you on WhatsApp the moment the filing lands.

Where can I track CUBICAL FINANCIAL SERVICES LTD's announcements?

Every NSE and BSE filing by CUBICAL FINANCIAL SERVICES LTD appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.

Figures are as last reported and may lag the latest filing. Not investment advice.