What the business is, and whether it's a good one at a fair price.
Operates an RBI-registered non-banking financial company (NBFC) that lends to retail borrowers through three streams: small-ticket consumer loans via the NeoMoney digital app launched in April 2026 (ticket sizes Rs 500 to Rs 5,000, credit limit up to Rs 50,000, tenures of 30-90 days), service finance for motor vehicles and tyres, and goldsmith pledge loans of Rs 50,000-Rs 1 lakh at 18-32 percent interest rates. The NeoMoney platform uses AI-driven underwriting and offers instant disbursement through partnerships with RazorpayX and IDFC First Bank, targeting students aged 18-30 and salaried professionals aged 18-50, with an emphasis on Tier 2 and Tier 3 markets. The FY26 loan book stood at Rs 2,963 lakh against borrowings of Rs 1,270 lakh, both of which roughly doubled year-on-year. FY26 revenue was Rs 5.48 crore with net profit of Rs 1.62 crore, helped by an exceptional NPA recovery of Rs 236.93 lakh and an NPA provision reversal of Rs 107.50 lakh. Operating cash flow was deeply negative at minus Rs 1,044 lakh, and the company raised Rs 1,830.75 lakh via a July 2025 preferential issue deployed entirely into working capital.
Measured from the filed financials, judged against its Non Banking Financial Company (NBFC) peers · as of FY26 — not investment advice
How has the market priced it — with filings on the timeline?
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
How does it stack up on valuation, returns and growth?
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Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.
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Who owns it — and is the promoter stake clean?
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Answered from DHRUVA CAPITAL SERVICES LTD.'s filed financials and exchange disclosures
DHRUVA CAPITAL SERVICES LTD. is a Finance company listed on BSE.
No. Over the trailing twelve months DHRUVA CAPITAL SERVICES LTD. reported a net loss of ₹0 Cr on revenue of ₹5 Cr.
Not in the latest reported year — DHRUVA CAPITAL SERVICES LTD.'s dividend payout for FY26 was nil.
Effectively yes. Debt stands at 0.00× equity.
On trailing P/E, DHRUVA CAPITAL SERVICES LTD. ranks 168 of 212 in Non Banking Financial Company (NBFC) — cheaper than 21% of them, against an industry median of 18.2×. This is a position, not a valuation judgement.
On a typical session DHRUVA CAPITAL SERVICES LTD. moves 2.00% — that is the median absolute close-to-close move across its last 252 trading days. Announcement days are routinely larger.
Every NSE and BSE filing by DHRUVA CAPITAL SERVICES LTD. appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.
Figures are as last reported and may lag the latest filing. Not investment advice.
