What the business is, and whether it's a good one at a fair price.
Operates as a small finance bank taking deposits and lending primarily to retail and small-business customers. As of Q1 FY27, gross advances stood at Rs 47,641 cr, up 27% YoY, with disbursements of Rs 6,784 cr in the quarter; lending is led by used CV, used car, housing finance, small business loans and microfinance. Deposits totalled Rs 48,900 cr with a CASA ratio of 25%. In the YTD period ending December 2024, retail banking accounted for 85.0% of segment revenue, treasury contributed 12.4%, other banking operations 1.6%, and wholesale banking 0.9%. Net interest margin was 7.24% in Q1 FY27 on interest income of Rs 1,960 cr. Asset quality showed GNPA at 2.36% with credit cost at 1.37%, and capital adequacy ratio at 19.44%. The largest cost is the cost of funds, which stood at 7.05% in Q1 FY27.
Measured from the filed financials, judged against its Other Bank peers · as of FY26 — not investment advice
How has the market priced it — with filings on the timeline?
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
How does it stack up on valuation, returns and growth?
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Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.
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Who owns it — and is the promoter stake clean?
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Answered from EQUITAS SMALL FIN BNK LTD's filed financials and exchange disclosures
EQUITAS SMALL FIN BNK LTD is a Banks company listed on NSE and BSE, trading under the symbol EQUITASBNK.
Yes. Over the trailing twelve months EQUITAS SMALL FIN BNK LTD reported a net profit of ₹510 Cr.
Not in the latest reported year — EQUITAS SMALL FIN BNK LTD's dividend payout for FY26 was nil.
No..
On trailing P/E, EQUITAS SMALL FIN BNK LTD ranks 5 of 8 in Other Bank — cheaper than 43% of them, against an industry median of 15.4×. This is a position, not a valuation judgement.
On a typical session EQUITAS SMALL FIN BNK LTD moves 1.10% — that is the median absolute close-to-close move across its last 269 trading days. Announcement days are routinely larger.
Every NSE and BSE filing by EQUITAS SMALL FIN BNK LTD appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.
Figures are as last reported and may lag the latest filing. Not investment advice.
