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NSE:EQUITASBNK

EQUITAS SMALL FIN BNK LTD

Financial Services › Banks·NIFTY MICROCAP 250NIFTY SMALLCAP 500NIFTY TOTAL MARKET
₹65.33
at close · 28 Oct 2026
▲ 0.63 (+0.97%)

Latest filings

Next results: Thu, 29 Oct · Financial Results
  1. Earnings call scheduled for Q2FY27 results on October 29, 2026 · Results
  2. CARE reaffirms Equitas SFB ratings at AA- stable; CDs at A1+ · Credit & Debt
  3. Equitas SFB allots 4,574 shares under ESOP scheme · Capital Market Events
All filings ↓
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Snapshot

What the business is, and whether it's a good one at a fair price.

AI · written from filings

Operates as a small finance bank taking deposits and lending primarily to retail and small-business customers. As of Q1 FY27, gross advances stood at Rs 47,641 cr, up 27% YoY, with disbursements of Rs 6,784 cr in the quarter; lending is led by used CV, used car, housing finance, small business loans and microfinance. Deposits totalled Rs 48,900 cr with a CASA ratio of 25%. In the YTD period ending December 2024, retail banking accounted for 85.0% of segment revenue, treasury contributed 12.4%, other banking operations 1.6%, and wholesale banking 0.9%. Net interest margin was 7.24% in Q1 FY27 on interest income of Rs 1,960 cr. Asset quality showed GNPA at 2.36% with credit cost at 1.37%, and capital adequacy ratio at 19.44%. The largest cost is the cost of funds, which stood at 7.05% in Q1 FY27.

Revenue mix · reported segments
Retail Banking85.0%
Treasury12.4%
Other Banking operations1.6%
Wholesale Banking0.9%
Operating scale
Gross advances
Rs 47,641 crQ1 FY27
Total deposits
Rs 48,900 crQ1 FY27
Q1 FY27 disbursements
Rs 6,784 cr (+93% YoY)Q1 FY27
Net Interest Margin
7.24%Q1 FY27
Gross NPA
2.36%Q1 FY27
Capital adequacy ratio
19.44%Q1 FY27
Who pays it
Small business owners, retail and vehicle loan borrowers, microfinance customers, and depositors
Biggest cost
Cost of funds at 7.05% in Q1 FY27, driven by deposit interest rates
Kind of business
Small finance bank, retail-lending focused, sensitive to interest rate cycles
Where it sits
Small finance bank with gross advances of Rs 47,641 cr and total assets of Rs 60,610 cr
Market Cap
₹7,472 Cr
P / E (TTM)
14.6×
EV / EBITDA
—
Div Yield
0.00%
Growth
—·
Revenue 5y CAGR
PAT -23.1% · EBITDA —
Quality
—·
ROCE (FY26)
ROE — · margin —
Leverage
—·
Debt / Equity · not read for a lender
Moves on a normal day
1.14%·
Median daily move
Last 267 sessions · the yardstick for filing-day moves
Where it sits among 8 Other Bank peersBar = share of peers beaten · tick = industry median · latest reported figures
P/E (TTM)#5/8
Profit growth#3/9

Scorecard

Measured from the filed financials, judged against its Other Bank peers · as of FY26 — not investment advice

Strengths
Nothing stands out in the filed numbers.
Concerns
Profit shrinking over 5 years (−23% a year)
Erratic profits — up in only 2 of the last 5 years

Charts

How has the market priced it — with filings on the timeline?

EQUITASBNK · price

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Peers

How does it stack up on valuation, returns and growth?

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Financials

Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.

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Ownership

Who owns it — and is the promoter stake clean?

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Common questions

Answered from EQUITAS SMALL FIN BNK LTD's filed financials and exchange disclosures

What does EQUITAS SMALL FIN BNK LTD do?

EQUITAS SMALL FIN BNK LTD is a Banks company listed on NSE and BSE, trading under the symbol EQUITASBNK.

Is EQUITAS SMALL FIN BNK LTD profitable?

Yes. Over the trailing twelve months EQUITAS SMALL FIN BNK LTD reported a net profit of ₹510 Cr.

Does EQUITAS SMALL FIN BNK LTD pay a dividend?

Not in the latest reported year — EQUITAS SMALL FIN BNK LTD's dividend payout for FY26 was nil.

Is EQUITAS SMALL FIN BNK LTD expensive compared with its peers?

On trailing P/E, EQUITAS SMALL FIN BNK LTD ranks 5 of 8 in Other Bank — cheaper than 43% of them, against an industry median of 13.1×. This is a position, not a valuation judgement.

How much does the EQUITAS SMALL FIN BNK LTD share price move in a day?

On a typical session EQUITAS SMALL FIN BNK LTD moves 1.14% — that is the median absolute close-to-close move across its last 267 trading days. MarketPing measures each filing's price reaction against it.

When are EQUITAS SMALL FIN BNK LTD's next results?

Financial Results on Thu, 29 Oct. MarketPing alerts you on WhatsApp the moment the filing lands.

Where can I track EQUITAS SMALL FIN BNK LTD's announcements?

Every NSE and BSE filing by EQUITAS SMALL FIN BNK LTD appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.

Figures are as last reported and may lag the latest filing. Not investment advice.