BSE: 539839
Franklin Leasing and Finance L
Operates as a Delhi-based non-banking financial company (NBFC) engaged in leasing and finance activities, listed on BSE's SME Exchange (scrip code 539839). FY26 total income was Rs 960.01 lakh, down about 29% from Rs 1,358.88 lakh in FY25, with profit after tax of Rs 17.34 lakh (vs Rs 20.79 lakh in FY25). Total assets stood at Rs 3,822.27 lakh with a debt-free balance sheet. Operating cash flow was sharply negative at Rs -390.54 lakh in FY26, driven largely by a Rs 351.06 lakh increase in loans and advances, suggesting the company was deploying capital into its lending book. The cost structure is lean: employee cost of Rs 0.2162 lakh (2.3% of revenue) and other operating expenses of Rs 0.1124 lakh (1.2% of revenue) in FY26, with no material input costs, depreciation or capex reported. As of the 33rd AGM in September 2025, the company had 138 shareholders on record, with 1,57,82,400 equity shares outstanding. The board proposed no dividend for FY25. AR · MarketPing reader · 2026-08-03
Revenue streams, as the annual report describes them. Leasing and finance operations. Small, debt-free NBFC on BSE SME Exchange with a lean cost structure and minimal capex.
Exhibit 1: Financial summary, FY22–FY26 (all audited; no estimate years)
| ₹ crore · standalone | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| Revenue | 13 | 12 | 11 | 14 | 10 |
| EBITDA (ex other income) | 10 | 10 | 0 | 0 | 0 |
| margin % | 77.0 | 85.9 | 2.6 | 2.5 | 2.5 |
| Owners' profit | 0 | 0 | 0 | 0 | 0 |
| EPS, as reported (₹) | 0.13 | 0.10 | 0.12 | 0.13 | 0.11 |
| ROE % · ROCE % | 0.6 · — | 0.4 · — | 0.5 · — | 0.5 · — | 0.5 · — |
| Debt / equity (x) | — | — | — | — | — |
| Cash from operations | 2 | 0 | 1 | (1) | (4) |
| Capex | 0 | 0 | 0 | 0 | 0 |
Exhibit 2: Quarterly performance, last 8 quarters
| ₹ crore | Q2 FY23 | Q4 FY23 | Q2 FY24 | Q4 FY24 | Q2 FY25 | Q4 FY25 | Q2 FY26 | Q4 FY26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 6 | 6 | 5 | 6 | 9 | 5 | 9 | 1 |
| Profit before tax | 0 | (0) | (0) | 0 | 0 | 0 | 0 | 0 |
| Net profit | 0 | (0) | (0) | 0 | 0 | 0 | 0 | 0 |
| EPS (₹) | 0.10 | (0.00) | (0.13) | 0.25 | 0.11 | 0.02 | 0.07 | 0.05 |
Exhibit 3: Peers — basic industry group, by market cap
| Company | M.cap ₹ cr | P/E | P/B | EV/EBITDA | ROE % | ROCE % | Rev CAGR 5y % | EBITDA m. % |
|---|---|---|---|---|---|---|---|---|
| BAJAJ FINANCE LIMITED | 5,70,768 | 28.1 | 4.88 | — | 16.5 | — | 25.2 | 70.7 |
| SHRIRAM FINANCE LIMITED | 1,94,820 | 14.6 | 2.96 | — | 15.2 | — | 22.5 | 74.7 |
| CHOLAMANDALAM IN & FIN CO | 1,31,798 | 22.8 | 4.33 | — | 17.2 | — | 26.5 | 71.2 |
| TATA CAPITAL LIMITED | 1,31,209 | 24.0 | 2.79 | — | 10.4 | — | — | 75.8 |
| MUTHOOT FINANCE LIMITED | 96,352 | 8.5 | 2.42 | — | 26.7 | — | 22.0 | 84.0 |
| SBI CARDS & PAY SER LTD | 50,202 | 22.1 | 3.19 | — | 13.8 | — | — | 33.1 |
| SUNDARAM FINANCE LTD | 43,766 | 19.6 | 2.94 | — | 13.8 | — | — | 78.4 |
| AUTHUM INVEST & INFRA LTD | 42,040 | 7.2 | 2.85 | — | 13.1 | — | — | 90.1 |
Exhibit 4: Where the company sits in its group
| Metric | Company | Group median | Rank | Better than |
|---|---|---|---|---|
| P/E (TTM) | 30.2 | 18.1 | 137 of 200 | 32% |
| P/B | 0.3 | 1.1 | 29 of 253 | 89% |
| ROE | 0.5 | 3.1 | 185 of 257 | 28% |
| EBITDA margin | 9.2 | 48.6 | 178 of 249 | 29% |
| Revenue growth | (82.2) | 12.6 | 209 of 231 | 10% |
| Profit growth | (81.9) | 7.8 | 178 of 251 | 29% |
| Market cap | 12 | 34 | 203 of 268 | 24% |
Exhibit 5: Filings of the last 90 days, with the measured price reaction
| Date · filing | Category | Importance | Next day % | 5-day % |
|---|---|---|---|---|
| 6 Oct 2026 · Compliance certificate for Q2 FY26 dematerialization filed with BSE | compliance | minimal | — | — |
| 28 Sept 2026 · Trading window closed for H1 FY26 results | compliance | minimal | — | — |
| 26 Sept 2026 · Declaration of Voting Result under Regulation 44(3) of the SEBI (LODR) Regulations, 2015. | compliance | minimal | — | — |
| 25 Sept 2026 · Franklin Leasing and Finance holds 34th AGM, three ordinary resolutions tabled | board shareholder meetings | medium | — | — |
| 4 Sept 2026 · AGM Notice Published; Meeting Set for September 25, 2026 | compliance | minimal | — | — |
| 3 Sept 2026 · Annual Report FY26 and 34th AGM Notice filed with BSE | compliance | low | — | — |
| 1 Sept 2026 · AGM on Sep 25, annual report weblink shared with shareholders | compliance | minimal | — | — |
| 1 Sept 2026 · Book Closure for 34th AGM from Sept 19 to Sept 25, 2026 | corporate actions | low | — | — |
| 1 Sept 2026 · 34th AGM notice on September 25, 2026 via video conferencing | board shareholder meetings | low | — | — |
| 26 Aug 2026 · Board approves 34th AGM notice and reappoints statutory auditors for 3 years | board shareholder meetings | low | — | — |
How to read this document
| Where a broker report shows | This document shows | Why |
|---|---|---|
| A rating (BUY / ADD / REDUCE / SELL) | A state: the latest filed quarter and the measured reactions | an event is a fact; a rating is an opinion that requires SEBI RA registration |
| A target price and upside | The current price and the multiples against the group | a target is a forecast; a multiple is a measurement |
| Estimate years marked E | More audited years; no estimates | MarketPing publishes no forecasts — your own model lives on the Models page |
Sources, method and disclosures
This document is a statistical summary of publicly filed information and market data, prepared by software from primary sources: SEBI results XBRL filed with BSE and NSE, LODR disclosures, shareholding patterns, exchange price data. It contains no research recommendation, no price target and no opinion on the merits of any security, and is not a research report within the meaning of the SEBI (Research Analysts) Regulations, 2014, Regulation 2(1)(w)(vii). Financial statements are as filed (consolidated where the company files consolidated results). Ratios are computed over filed lines. Where a figure is unavailable the table shows a dash rather than an estimate. The business brief is written by MarketPing's reader from the annual report and checked against it; no figure in a table was generated by a model. Nothing here constitutes investment advice, an offer or a solicitation; readers should consult a SEBI-registered adviser before acting. MarketPing is not a SEBI-registered intermediary.