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Garbi Finvest Limited

Financial Services › Finance
₹7.00
at close · 28 Oct 2026
▼ 0.58 (-7.65%)

Latest filings

  1. RTA submits dematerialisation confirmation certificate for Q2 FY27 · Compliance
  2. Garbi Finvest 44th AGM Results - All Resolutions Passed · Board & Shareholder Meetings
  3. 44th AGM held: financial statements adopted, director re-appointed · Board & Shareholder Meetings
All filings ↓
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Snapshot

What the business is, and whether it's a good one at a fair price.

AI · written from filings

Operates as a non-banking financial company (NBFC) that lends to borrowers and earns interest income on those loans. Revenue from operations for FY26 stood at Rs 255.14 lakh, against a net loss of Rs 357.98 lakh for the year. The loan book outstanding totalled Rs 35.77 crore, of which Rs 15.11 crore was set aside as NPA provisions. Interest income declined year-on-year in Q3 FY26 to Rs 60.68 lakh from Rs 79.33 lakh, and an impairment loss on financial instruments of Rs 66.95 lakh was recorded in Q2 FY26. Costs are dominated by 'other operating expenses' at 412.1% of revenue and employee costs at 20.7%, far outpacing the company's modest interest earnings. The statutory auditor issued a qualified opinion flagging non-compliance with Ind AS provisioning norms, absence of a standardised method for calculating NBFC interest, and missing loan and payroll records, raising concerns about the completeness of reported revenue.

Operating scale
Loans outstanding
Rs 35.77 croreFY26
NPA provisions
Rs 15.11 croreFY26
Total assets
Rs 70.94 croreFY26
Revenue from operations
Rs 255.14 lakhFY26
Impairment on financial instruments
Rs 66.95 lakhQ2 FY26
Q3 FY26 interest income
Rs 60.68 lakhQ3 FY26
Who pays it
Borrowers of the NBFC's loan book
Biggest cost
Other operating expenses at 412.1% of revenue, plus employee costs at 20.7%
Kind of business
Small, loss-making NBFC with provisioning and accounting-quality concerns
Where it sits
Listed on BSE (and Calcutta Stock Exchange) as a non-banking financial company, formerly known as Golden Properties & Traders Ltd
Market Cap
₹8 Cr
P / E (TTM)
—
EV / EBITDA
—
Div Yield
—
Growth
1.5%▲
Revenue 5y CAGR
PAT — · EBITDA —
Quality
—·
ROCE (FY26)
ROE 1.8% (5y median) · margin -249.9%
Leverage
—·
Debt / Equity · not read for a lender
Revenue FY21→FY26
1.1×▲
Margin −182.5 pts
₹2 Cr → ₹3 Cr
Moves on a normal day
1.72%·
Median daily move
Last 267 sessions · the yardstick for filing-day moves
Where it sits among 272 Non Banking Financial Company (NBFC) peersBar = share of peers beaten · tick = industry median · latest reported figures
P/B#9/253
ROE#232/257
EBITDA margin#243/249
Revenue growth#184/231
Profit growth#236/251

Scorecard

Measured from the filed financials, judged against its Non Banking Financial Company (NBFC) peers · as of FY26 — not investment advice

Strengths
Nothing stands out in the filed numbers.
Concerns
Slow revenue growth — 2% a year over 5 years
Erratic profits — up in only 2 of the last 5 years

Charts

How has the market priced it — with filings on the timeline?

Price

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Peers

How does it stack up on valuation, returns and growth?

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Financials

Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.

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Ownership

Who owns it — and is the promoter stake clean?

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Common questions

Answered from Garbi Finvest Limited's filed financials and exchange disclosures

What does Garbi Finvest Limited do?

Garbi Finvest Limited is a Finance company listed on BSE.

Is Garbi Finvest Limited profitable?

No. Over the trailing twelve months Garbi Finvest Limited reported a net loss of ₹3.64 Cr on revenue of ₹2.61 Cr.

Does Garbi Finvest Limited pay a dividend?

Not in the latest reported year — Garbi Finvest Limited's dividend payout for FY26 was nil.

How much does the Garbi Finvest Limited share price move in a day?

On a typical session Garbi Finvest Limited moves 1.72% — that is the median absolute close-to-close move across its last 267 trading days. MarketPing measures each filing's price reaction against it.

Where can I track Garbi Finvest Limited's announcements?

Every NSE and BSE filing by Garbi Finvest Limited appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.

Figures are as last reported and may lag the latest filing. Not investment advice.