A small non-banking financial company earns revenue primarily from interest on loans and advances and from gains on the sale of investments held on its books. Total revenue from operations was ₹169.23 lakhs in FY26, down from ₹329.24 lakhs in FY25. Q3FY26 revenue of ₹74.74 lakhs was driven by 'higher interest income and share sale proceeds', while Q2FY26 operating revenue came in at ₹129.86 lakhs. The statutory auditor has flagged that interest income has not been recognized on approximately ₹9.65 crore of outstanding advances and loans due to insufficient documentation, with recovery discussions ongoing. The company reported a net loss of ₹13.74 lakhs for FY26, an improvement from ₹85.11 lakhs in FY25. AR · MarketPing reader · 2026-08-03
Revenue streams, as the annual report describes them. Interest income on loans and advances, Income from sale of shares/investments. Small, thinly-traded NBFC with negligible borrowings and an inactive lending book
| ₹ crore · consolidated | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| Revenue | 5 | 19 | 1 | 3 | 2 |
| EBITDA (ex other income) | 1 | (0) | 0 | (1) | (0) |
| margin % | 22.8 | (0.0) | 7.1 | (22.9) | (17.9) |
| Owners' profit | 1 | (0) | 0 | (1) | (0) |
| EPS, as reported (₹) | 0.24 | (0.07) | 0.00 | (0.02) | (0.03) |
| ROE % · ROCE % | 1.9 · — | (0.4) · — | 0.0 · — | (1.9) · — | (0.3) · — |
| Debt / equity (x) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash from operations | (1) | 0 | (1) | 5 | 2 |
| Capex | 0 | 0 | 0 | 0 | 0 |
| ₹ crore | Q1 FY25 | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 2 | 2 | 0 | 0 | 1 | 1 | 1 | (1) |
| Profit before tax | 0 | 1 | (2) | (1) | 1 | 0 | 0 | (2) |
| Net profit | 0 | 1 | (2) | (1) | 1 | 0 | 0 | (2) |
| EPS (₹) | 0.01 | 0.03 | (0.05) | (0.02) | 0.02 | 0.01 | 0.01 | (0.05) |
| Company | M.cap ₹ cr | P/E | P/B | EV/EBITDA | ROE % | ROCE % | Rev CAGR 5y % | EBITDA m. % |
|---|---|---|---|---|---|---|---|---|
| BAJAJ FINANCE LIMITED | 6,43,552 | 31.7 | 5.50 | 11.6 | 16.5 | — | 25.2 | 70.7 |
| SHRIRAM FINANCE LIMITED | 2,42,019 | 18.1 | 3.67 | 6.7 | 15.2 | — | 22.5 | 74.7 |
| CHOLAMANDALAM IN & FIN CO | 1,57,446 | 27.2 | 5.17 | 6.9 | 17.2 | — | 26.5 | 71.2 |
| TATA CAPITAL LIMITED | 1,54,110 | 28.2 | 3.27 | 6.5 | 10.4 | — | — | 75.8 |
| Date · filing | Category | Importance | 1-day % | 5-day % |
|---|---|---|---|---|
| 11 Sept 2026 · Newspaper notice published for 37th AGM on 25 September 2026 | compliance | minimal | — | — |
| 3 Sept 2026 · Book closure for AGM from Sept 19 to Sept 25, 2026 | compliance | minimal | — | — |
| 3 Sept 2026 · Annual Report FY26 and 37th AGM Notice submitted to BSE | results | high | — | — |
| 3 Sept 2026 · Board approves Director's Report, fixes 37th AGM on 25 Sept 2026 | management changes | medium | — | — |
| 29 Aug 2026 · Board meeting on Sept 3 to consider AGM agenda and director re-appointments | board shareholder meetings | low | — | — |
| 11 Aug 2026 · Newspaper publication of Q1FY27 unaudited financial results | compliance | minimal | — | — |
| 10 Aug 2026 · Q1FY27 profit falls 43% YoY to Rs 55.17 lakh; revenue down 6% | results | high | — | — |
| 20 Jul 2026 · Board meeting on Aug 10, 2026 to consider Q1FY27 unaudited results | results | low | — | — |
| 15 Jul 2026 · Registered office shifted to Mumbai, new CIN issued | general | low | — | — |
| 7 Jul 2026 · RTA certificate under SEBI Reg 74(5) for QE June 2026 | compliance | minimal | — | — |
| Where a broker report shows | This document shows | Why |
|---|---|---|
| A rating (BUY / ADD / REDUCE / SELL) | A state: the latest filed quarter and the measured reactions | an event is a fact; a rating is an opinion that requires SEBI RA registration |
| MUTHOOT FINANCE LIMITED |
| 1,12,094 |
| 9.9 |
| 2.82 |
| 3.9 |
| 26.7 |
| — |
| 22.0 |
| 84.0 |
| SBI CARDS & PAY SER LTD | 62,349 | 27.4 | 3.96 | — | 13.8 | — | — | 33.1 |
| HDB FINANCIAL SERVICES L | 55,706 | 20.2 | 2.70 | — | 12.3 | — | — | 58.0 |
| SUNDARAM FINANCE LTD | 52,217 | 23.3 | 3.51 | 6.7 | 13.8 | — | — | 78.4 |
| Metric | Company | Group median | Rank | Better than |
|---|---|---|---|---|
| P/B | 0.4 | 1.1 | 31 of 245 | 88% |
| ROE | (0.3) | 3.0 | 209 of 266 | 22% |
| Debt / Equity | 0.0 | 0.0 | 5 of 266 | 11% |
| EBITDA margin | 253.5 | 48.6 | 7 of 249 | 98% |
| Revenue growth | (279.5) | 12.6 | 231 of 231 | 0% |
| Profit growth | (225.7) | 7.8 | 217 of 251 | 14% |
| Market cap | 18 | 37 | 170 of 260 | 35% |
| A target price and upside | The current price and the multiples against the group | a target is a forecast; a multiple is a measurement |
| Estimate years marked E | More audited years; no estimates | MarketPing publishes no forecasts — your own model lives on the Models page |
This document is a statistical summary of publicly filed information and market data, prepared by software from primary sources: SEBI results XBRL filed with BSE and NSE, LODR disclosures, shareholding patterns, exchange price data. It contains no research recommendation, no price target and no opinion on the merits of any security, and is not a research report within the meaning of the SEBI (Research Analysts) Regulations, 2014, Regulation 2(1)(w)(vii). Financial statements are as filed (consolidated where the company files consolidated results). Ratios are computed over filed lines. Where a figure is unavailable the table shows a dash rather than an estimate. The business brief is written by MarketPing's reader from the annual report and checked against it; no figure in a table was generated by a model. Nothing here constitutes investment advice, an offer or a solicitation; readers should consult a SEBI-registered adviser before acting. MarketPing is not a SEBI-registered intermediary.
