Lends money as a small non-banking financial company (NBFC) listed on BSE and based in Secunderabad, where the entire operating model rests on interest income earned from its loan book. Interest income came in at Rs 1,130.17 lakh in FY26 versus Rs 519.74 lakh the prior year, with revenue from operations totalling Rs 1,138.94 lakh and net profit after tax at Rs 580.50 lakh. The loan book grew 61% to Rs 8,258.78 lakh by March 31, 2026, funded through a mix of unsecured borrowings and inter-corporate loans — a board-approved Rs 25 crore line from unrelated parties, plus related-party lines of Rs 57 crore from group firms and Rs 33 crore from directors at interest up to 12% per annum — with an overall Rs 100 crore borrowing ceiling going to shareholder approval. Total assets stood at Rs 8,631.31 lakh and total equity rose to Rs 6,739.58 lakh after a Rs 2,752.08 lakh preferential share issue during the year. Other income is a small additional stream, jumping from Rs 0.65 lakh in Q1 FY26 to Rs 63.50 lakh in Q1 FY27. The largest disclosed cost line is employee expenses at 7.1% of revenue, followed by other operating expenses at 4.8%, with depreciation negligible at 0.1% of revenue. AR · MarketPing reader · 2026-08-02
Revenue streams, as the annual report describes them. Interest income, Other income. Small, lending-focused NBFC; asset-light on fixed assets but reliant on inter-corporate and related-party borrowings
| ₹ crore · consolidated | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| Revenue | 1 | 2 | 3 | 5 | 11 |
| EBITDA (ex other income) | 1 | 1 | 1 | 4 | 10 |
| margin % | 41.3 | 58.9 | 44.9 | 80.5 | 88.1 |
| Owners' profit | 1 | 1 | 2 | 4 | 6 |
| EPS, as reported (₹) | 2.53 | 3.44 | 7.37 | 10.81 | 9.48 |
| ROE % · ROCE % | 5.4 · — | 6.8 · — | 12.7 · — | 12.8 · — | 8.6 · — |
| Debt / equity (x) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash from operations | (0) | 0 | (1) | (33) | (22) |
| Capex | 0 | (0) | 0 | (0) | (0) |
| ₹ crore | Q1 FY25 | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 1 | 1 | 2 | 2 | 3 | 3 | 3 | 3 |
| Profit before tax | 1 | 1 | 2 | 2 | 2 | 2 | 2 | 3 |
| Net profit | 0 | 1 | 2 | 2 | 1 | 1 | 1 | 2 |
| EPS (₹) | 1.34 | 1.89 | 5.34 | 3.84 | 2.37 | 2.19 | 2.48 | 2.53 |
| Company | M.cap ₹ cr | P/E | P/B | EV/EBITDA | ROE % | ROCE % | Rev CAGR 5y % | EBITDA m. % |
|---|---|---|---|---|---|---|---|---|
| BAJAJ FINANCE LIMITED | 6,43,552 | 31.7 | 5.50 | 11.6 | 16.5 | — | 25.2 | 70.7 |
| SHRIRAM FINANCE LIMITED | 2,42,019 | 18.1 | 3.67 | 6.7 | 15.2 | — | 22.5 | 74.7 |
| CHOLAMANDALAM IN & FIN CO | 1,57,446 | 27.2 | 5.17 | 6.9 | 17.2 | — | 26.5 | 71.2 |
| TATA CAPITAL LIMITED | 1,54,110 | 28.2 | 3.27 | 6.5 | 10.4 | — | — | 75.8 |
| Date · filing | Category | Importance | 1-day % | 5-day % |
|---|---|---|---|---|
| 31 Jul 2026 · Gowra Leasing 33rd AGM voting results: All 5 resolutions passed | board shareholder meetings | low | — | — |
| 31 Jul 2026 · Newspaper Notice for Transfer of Unclaimed Shares to IEPF | compliance | minimal | — | — |
| 30 Jul 2026 · 33rd AGM approves Rs 100 crore borrowing limit and related party transactions | board shareholder meetings | low | — | — |
| 30 Jul 2026 · 33rd AGM held via video conferencing; 5 resolutions passed | board shareholder meetings | low | — | — |
| 14 Jul 2026 · Routine compliance filing: Regulation 74(5) certificate for Q1FY27 | compliance | minimal | — | — |
| 14 Jul 2026 · Q1 FY27 results published - profit more than doubles YoY | compliance | minimal | — | — |
| 11 Jul 2026 · Gowra Leasing Q1 FY27 net profit jumps 123% on higher interest income | results | high | — | — |
| 11 Jul 2026 · Gowra Leasing Q1 FY27 PAT up 123% at Rs 288 lakh | results | medium | — | — |
| 8 Jul 2026 · Newspaper ad published for 33rd AGM of Gowra Leasing & Finance | compliance | minimal | — | — |
| 8 Jul 2026 · Annual Report FY2025-26 web link shared with shareholders without registered emails | compliance | minimal | — | — |
| Where a broker report shows | This document shows | Why |
|---|---|---|
| A rating (BUY / ADD / REDUCE / SELL) | A state: the latest filed quarter and the measured reactions |
| MUTHOOT FINANCE LIMITED |
| 1,12,094 |
| 9.9 |
| 2.82 |
| 3.9 |
| 26.7 |
| — |
| 22.0 |
| 84.0 |
| SBI CARDS & PAY SER LTD | 62,349 | 27.4 | 3.96 | — | 13.8 | — | — | 33.1 |
| HDB FINANCIAL SERVICES L | 55,706 | 20.2 | 2.70 | — | 12.3 | — | — | 58.0 |
| SUNDARAM FINANCE LTD | 52,217 | 23.3 | 3.51 | 6.7 | 13.8 | — | — | 78.4 |
| Metric | Company | Group median | Rank | Better than |
|---|---|---|---|---|
| P/E (TTM) | 9.3 | 18.2 | 58 of 212 | 73% |
| P/B | 1.0 | 1.1 | 115 of 245 | 53% |
| ROE | 8.6 | 3.0 | 71 of 266 | 74% |
| Debt / Equity | 0.0 | 0.0 | 5 of 266 | 11% |
| EBITDA margin | 94.3 | 48.6 | 31 of 249 | 88% |
| Revenue growth | 41.3 | 12.6 | 69 of 231 | 70% |
| Profit growth | 27.5 | 7.8 | 105 of 251 | 58% |
| Market cap | 69 | 37 | 102 of 260 | 61% |
| an event is a fact; a rating is an opinion that requires SEBI RA registration |
| A target price and upside | The current price and the multiples against the group | a target is a forecast; a multiple is a measurement |
| Estimate years marked E | More audited years; no estimates | MarketPing publishes no forecasts — your own model lives on the Models page |
This document is a statistical summary of publicly filed information and market data, prepared by software from primary sources: SEBI results XBRL filed with BSE and NSE, LODR disclosures, shareholding patterns, exchange price data. It contains no research recommendation, no price target and no opinion on the merits of any security, and is not a research report within the meaning of the SEBI (Research Analysts) Regulations, 2014, Regulation 2(1)(w)(vii). Financial statements are as filed (consolidated where the company files consolidated results). Ratios are computed over filed lines. Where a figure is unavailable the table shows a dash rather than an estimate. The business brief is written by MarketPing's reader from the annual report and checked against it; no figure in a table was generated by a model. Nothing here constitutes investment advice, an offer or a solicitation; readers should consult a SEBI-registered adviser before acting. MarketPing is not a SEBI-registered intermediary.
