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NSE:GYFTR

GYFTR LIMITED

Financial Services › Finance
₹160.62
at close · 28 Oct 2026
▼ 2.28 (-1.40%)

Latest filings

  1. GYFTR adds software and cloud services to its permitted businesses · General
  2. Routine compliance certificate for Q2 FY27 dematerialisation · Compliance
  3. 42nd AGM: All 8 resolutions passed with 100% approval · Board & Shareholder Meetings
All filings ↓
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Snapshot

What the business is, and whether it's a good one at a fair price.

AI · written from filings

Operates a digital gifting, rewards management and voucher platform, having pivoted from its earlier NBFC business. The company surrendered its NBFC registration in March 2026, deleted NBFC-related clauses from its Memorandum of Association, and updated its objects to cover digital and physical gifting, gift cards and vouchers, loyalty programmes, e-commerce solutions, software and APIs for digital rewards, and operating as a Payment Aggregator. Revenue for FY26 stood at Rs 396.36 crore with a profit after tax of Rs 21.81 crore. Earnings are generated by providing B2C, employee rewards and recognition, channel incentive, corporate gifting and retailer/employee rewards programmes to corporate clients. As of the Q4 FY26 update, the company had 40 active partnerships executed and 27 in the pipeline, taking the cumulative partner count to 67, with named partners including Carl Zeiss India, Century Plyboards India, Bajaj Finserv Health, Bandhan Bank, MMTC Pamp India and Air India SATS. Operating costs are light on materials and headcount, with other operating expenses at 4.5% of revenue and employee cost at 0.4%, consistent with a platform-style business model. The equity shares commenced trading on NSE under the symbol GYFTR from July 10, 2026 and continue to trade on BSE.

Operating scale
Cumulative partners
67 (40 active, 27 in pipeline)Q4 FY26
Named corporate partners
Carl Zeiss India, Century Plyboards India, Bajaj Finserv Health, Bandhan Bank, MMTC Pamp India, Air India SATSQ4 FY26
Revenue from operations
Rs 396.36 croreFY26
Listed equity shares
7.68 crore shares of Rs 10 face value on NSE (symbol GYFTR) and BSE (scrip 507912)FY26
NBFC registration status
Voluntarily surrendered; RBI cancellation letter dated March 20, 2026FY26
Capex
Rs 34.18 croreFY26
Who pays it
Corporates across B2C, employee R&R, channel incentives, corporate gifting and retailer/employee rewards programmes, with named clients including Carl Zeiss India, Century Plyboards India, Bajaj Finserv Health, Bandhan Bank, MMTC Pamp India and Air India SATS.
Biggest cost
Other operating expenses at 4.5% of revenue (Rs 17.77 crore in FY26), covering platform, partner and programme-related costs; employee cost is Rs 1.41 crore (0.4% of revenue).
Kind of business
Recently pivoted from a wound-down NBFC to a digital gifting, vouchers and rewards platform; asset-light operating model with depreciation at 1.6% of revenue.
Where it sits
Rebranded from LKP Finance Limited to Gyftr Limited in April 2026; commenced NSE listing on July 10, 2026 under GYFTR while continuing on BSE (scrip 507912).
Market Cap
₹1,234 Cr
P / E (TTM)
—
EV / EBITDA
184.7×
Div Yield
—
Growth
32.8%▲
Revenue 5y CAGR
PAT -18.5% · EBITDA -14.8%
Quality
5.3%·
ROCE (FY26)
ROE 4.7% (5y median) · margin 8.2%
Leverage
0.00·
Debt / Equity · low
Net cash ₹1.76 Cr
Revenue FY21→FY26
4.1×▲
Margin −57.7 pts
₹96 Cr → ₹396 Cr
Cash conversion
-0.53×▼
Operating cash ÷ profit · 5 yrs
₹-71 Cr on ₹134 Cr
Moves on a normal day
1.36%·
Median daily move
Last 74 sessions · the yardstick for filing-day moves
Where it sits among 120 Other Financial Services peersBar = share of peers beaten · tick = industry median · latest reported figures
P/B#79/105
ROCE#29/83
ROE#36/111
Debt / Equity#38/77
EBITDA margin#62/91
Profit growth#17/109

Scorecard

Measured from the filed financials, judged against its Other Financial Services peers · as of FY26 — not investment advice

Strengths
Revenue compounding 33% a year over 5 years
Returns on capital 5.3%
#29 of 83 in Other Financial Services on the latest reported figures
Concerns
Profit shrinking over 5 years (−19% a year)
Erratic profits — up in only 2 of the last 5 years
Over 5 years it reported ₹134 Cr of profit and an operating cash outflow of ₹71 Cr — -0.53×
Less than 60p of every ₹1 of profit arrived as cash
EPS grew slower than profit — the share count rose (bonus or dilution)

Charts

How has the market priced it — with filings on the timeline?

GYFTR · price

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Peers

How does it stack up on valuation, returns and growth?

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Financials

Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.

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Ownership

Who owns it — and is the promoter stake clean?

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Common questions

Answered from GYFTR LIMITED's filed financials and exchange disclosures

What does GYFTR LIMITED do?

GYFTR LIMITED is a Finance company listed on NSE and BSE, trading under the symbol GYFTR.

Is GYFTR LIMITED profitable?

No. Over the trailing twelve months GYFTR LIMITED reported a net loss of ₹0.91 Cr on revenue of ₹533 Cr.

Does GYFTR LIMITED pay a dividend?

Not in the latest reported year — GYFTR LIMITED's dividend payout for FY26 was nil.

Is GYFTR LIMITED debt-free?

On a net basis, yes. It reported borrowings of ₹1.25 Cr on its 31 Mar 2026 balance sheet, but holds ₹1.76 Cr more cash than debt.

How much does the GYFTR LIMITED share price move in a day?

On a typical session GYFTR LIMITED moves 1.36% — that is the median absolute close-to-close move across its last 74 trading days. MarketPing measures each filing's price reaction against it.

Where can I track GYFTR LIMITED's announcements?

Every NSE and BSE filing by GYFTR LIMITED appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.

Figures are as last reported and may lag the latest filing. Not investment advice.