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NSE:HDFCBANK

HDFC BANK LTD

Financial Services › Banks·NIFTY 100NIFTY 200NIFTY 50NIFTY 500+9
₹680.20
at close · 27 Oct 2026
▼ 7.00 (-1.02%)
ThemesArtificial Intelligence· growing

Latest filings

  1. Anup Bagchi succeeds Jagdishan as HDFC Bank Managing Director and CEO · Management Changes
  2. HDFC Bank grants 13.02 lakh employee stock options · Capital Market Events
  3. HDFC Bank Q2 FY27: margins seen at bottom, Bagchi named new chief executive · Investor Communications
All filings ↓
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Snapshot

What the business is, and whether it's a good one at a fair price.

AI · written from filings

Operates as a private-sector bank that takes deposits and lends through retail, wholesale, treasury and other banking operations. Retail Banking is the largest revenue segment at 49.6% of segment revenue for the nine months ended December 2024, covering personal loans, mortgages, home loans and unsecured credit lines to individuals. Wholesale Banking contributes 33.6%, serving corporates, mid-market enterprises, MSME business banking and trade finance, while Treasury at 10.7% runs the investment book and balance-sheet hedging, and Other Banking Business at 6.1% covers insurance distribution and allied activities. At Q1 FY27, period-end gross advances stood at Rs 30,610 billion (up 15.4% YoY) and average deposits at Rs 30,114 billion (up 13.3% YoY). The franchise runs about 9,700 branches serving roughly 100 million customers, with digital adoption at 97% on payments. Recent growth drivers include MSME business banking at 22.3% YoY, mortgage disbursements up 14% YoY, and Rs 14,000 crore disbursed under ECLGS 5.0. Asset quality remains tight at GNPA of 1.17% and capital adequacy of 19.57%, with NIM around 3.4%.

Revenue mix · reported segments
Retail Banking49.6%
Wholesale Banking33.6%
Treasury10.7%
Other Banking Business6.1%
Operating scale
Branch network
9,700 branchesFY26
Customer base
100 millionFY26
Period-end gross advances
Rs 30,610 billionQ1 FY27
Average deposits
Rs 30,114 billionQ1 FY27
Gross NPA
1.17%Q1 FY27
Capital adequacy ratio
19.57%Q1 FY27
Who pays it
Retail individuals, corporates, mid-market and MSME borrowers, alongside CASA and time-deposit account holders
Biggest cost
Interest paid on deposits and borrowings, with cost-of-funds trajectory dependent on deposit mix and run-off of high-cost borrowings
Kind of business
Private-sector diversified commercial bank with a large retail franchise and integrated treasury
Where it sits
Market leader in capital markets, trade, merchant acquiring and auto; ranked number one in MSME business banking in 15 of 28 states and top-two in 25 states
Market Cap
₹10.48 L Cr
P / E (TTM)
13.2×
EV / EBITDA
—
Div Yield
1.98%
Growth
—·
Revenue 5y CAGR
PAT +19.0% · EBITDA —
Quality
—·
ROCE (FY26)
ROE — · margin —
Leverage
—·
Debt / Equity · not read for a lender
Moves on a normal day
0.77%·
Median daily move
Last 267 sessions · the yardstick for filing-day moves
Where it sits among 19 Private Sector Bank peersBar = share of peers beaten · tick = industry median · latest reported figures
P/E (TTM)#12/20
Profit growth#15/20

Scorecard

Measured from the filed financials, judged against its Private Sector Bank peers · as of FY26 — not investment advice

Strengths
Profit compounding 19% a year over 5 years
Profit grew in every one of the last 5 years
Pays out 27% of profit as dividend
Concerns
EPS grew slower than profit — the share count rose (bonus or dilution)

Charts

How has the market priced it — with filings on the timeline?

HDFCBANK · price

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Peers

How does it stack up on valuation, returns and growth?

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Financials

Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.

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Ownership

Who owns it — and is the promoter stake clean?

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Common questions

Answered from HDFC BANK LTD's filed financials and exchange disclosures

What does HDFC BANK LTD do?

HDFC BANK LTD is a Banks company listed on NSE and BSE, trading under the symbol HDFCBANK.

Is HDFC BANK LTD profitable?

Yes. Over the trailing twelve months HDFC BANK LTD reported a net profit of ₹81,035 Cr.

Does HDFC BANK LTD pay a dividend?

Yes. The dividend yield is 1.98% at the current price. It paid out 27% of its profit as dividend in FY26.

Is HDFC BANK LTD expensive compared with its peers?

On trailing P/E, HDFC BANK LTD ranks 12 of 20 in Private Sector Bank — cheaper than 42% of them, against an industry median of 12.3×. This is a position, not a valuation judgement.

How much does the HDFC BANK LTD share price move in a day?

On a typical session HDFC BANK LTD moves 0.77% — that is the median absolute close-to-close move across its last 267 trading days. MarketPing measures each filing's price reaction against it.

Where can I track HDFC BANK LTD's announcements?

Every NSE and BSE filing by HDFC BANK LTD appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.

Figures are as last reported and may lag the latest filing. Not investment advice.