Takes deposits from the public and lends across retail, corporate/wholesale and treasury operations in India. In the period ending 31 December 2024, Retail Banking contributed 56.9% of segment revenue at Rs 24,699.52 crore, the largest share, reflecting lending to individuals, small businesses and housing. Treasury operations (investments in government securities and trading book) brought in 25.0% at Rs 10,844.46 crore and delivered the highest segment EBIT at Rs 3,178.64 crore. Corporate/Wholesale Banking contributed 15.4% at Rs 6,700.98 crore with EBIT of Rs 475.01 crore. Total assets stood at Rs 4,67,386.11 crore as of FY26, and FY26 net profit was Rs 9,211.46 crore. The largest input cost is the interest paid on deposits — cost of deposits was 4.59% in Q1 FY27. Net advances grew 22% year-on-year to Rs 2,59,025 crore in Q1 FY27, with deposits at Rs 3,25,393 crore. AR · MarketPing reader · 2026-08-02
Revenue streams, as the annual report describes them. Retail Banking (57%), Treasury (25%), Corporate/Wholesale Banking (15%), Other Banking Operations (1%), Unallocated (2%). Diversified commercial bank with retail, wholesale and treasury operations; cyclical with credit quality risk.
| ₹ crore · consolidated | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| Revenue | — | — | — | — | — |
| EBITDA (ex other income) | — | — | — | — | — |
| margin % | — | — | — | — | — |
| Owners' profit | 2,534 | 3,706 | 5,788 | 7,631 | 9,210 |
| EPS, as reported (₹) | 2.36 | 3.45 | 5.38 | 7.10 | 8.57 |
| ROE % · ROCE % | — · — | — · — | — · — | — · — | — · — |
| Debt / equity (x) | — | — | — | — | — |
| Cash from operations | (5,816) | (2,601) | (1,226) | 25,796 | 16,762 |
| Capex | — | — | — | — | — |
| ₹ crore | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 | Q1 FY27 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — |
| Profit before tax | 2,470 | 2,664 | 2,991 | 2,557 | 3,797 | 2,489 | 2,816 | 2,829 |
| Net profit | 1,849 | 1,929 | 2,072 | 2,024 | 3,241 | 1,959 | 1,987 | 2,131 |
| EPS (₹) | 1.73 | 1.81 | 1.94 | 1.88 | 3.00 | 1.82 | 1.87 | 1.98 |
| Company | M.cap ₹ cr | P/E | P/B | EV/EBITDA | ROE % | ROCE % | Rev CAGR 5y % | EBITDA m. % |
|---|---|---|---|---|---|---|---|---|
| HDFC BANK LTD | 10,90,797 | 13.8 | — | — | — | — | — | — |
| ICICI BANK LTD. | 9,89,606 | 17.6 | — | — | — | — | — | — |
| KOTAK MAHINDRA BANK LTD | 4,16,767 | 10.9 | — | — | — | — | — | — |
| AXIS BANK LIMITED | 3,87,606 | 13.9 | — | — | — | — | — | — |
| Date · filing | Category | Importance | 1-day % | 5-day % |
|---|---|---|---|---|
| 10 Sept 2026 · IDBI Bank notifies one-day bank strike called for September 11, 2026 | capex operations | high | — | — |
| 9 Sept 2026 · IDBI Bank clarifies on Fairfax disinvestment rumor to BSE | regulatory legal | high | — | — |
| 8 Sept 2026 · NSE seeks clarification from IDBI Bank on Fairfax-IIFL news report | regulatory legal | high | — | — |
| 31 Aug 2026 · IDBI Bank Executive Director retires on superannuation | management changes | high | — | — |
| 29 Aug 2026 · ICRA reaffirms IDBI Bank ratings at AA stable on long-term debt | credit debt | medium | — | — |
| 28 Aug 2026 · IDBI Bank shares special window for physical share transfer and demat | compliance | minimal | — | — |
| 27 Aug 2026 · CARE reaffirms IDBI Bank short-term rating A1+ on deposits worth Rs 35,000 crore | credit debt | medium | — | — |
| 25 Aug 2026 · IDBI Bank clarifies no undisclosed info behind recent share volume spike | compliance | low | — | — |
| 25 Aug 2026 · BSE seeks clarification from IDBI Bank on volume movement | compliance | low | — | — |
| 24 Aug 2026 · NSE seeks clarification from IDBI Bank on unusual trading volume | regulatory legal | medium | — | — |
| Where a broker report shows | This document shows | Why |
|---|---|---|
| A rating (BUY / ADD / REDUCE / SELL) | A state: the latest filed quarter and the measured reactions |
| IDBI BANK LIMITED ◆ |
| 89,836 |
| 9.6 |
| — |
| — |
| — |
| — |
| — |
| — |
| FEDERAL BANK LTD | 85,024 | 18.1 | — | — | — | — | — | — |
| INDUSIND BANK LIMITED | 76,215 | 57.6 | — | — | — | — | — | — |
| IDFC FIRST BANK LIMITED | 74,268 | 33.2 | — | — | — | — | — | — |
| Metric | Company | Group median | Rank | Better than |
|---|---|---|---|---|
| P/E (TTM) | 9.6 | 12.4 | 6 of 20 | 74% |
| Profit growth | 5.3 | 29.5 | 19 of 20 | 5% |
| Market cap | 89836 | 48154 | 5 of 20 | 79% |
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| A target price and upside | The current price and the multiples against the group | a target is a forecast; a multiple is a measurement |
| Estimate years marked E | More audited years; no estimates | MarketPing publishes no forecasts — your own model lives on the Models page |
This document is a statistical summary of publicly filed information and market data, prepared by software from primary sources: SEBI results XBRL filed with BSE and NSE, LODR disclosures, shareholding patterns, exchange price data. It contains no research recommendation, no price target and no opinion on the merits of any security, and is not a research report within the meaning of the SEBI (Research Analysts) Regulations, 2014, Regulation 2(1)(w)(vii). Financial statements are as filed (consolidated where the company files consolidated results). Ratios are computed over filed lines. Where a figure is unavailable the table shows a dash rather than an estimate. The business brief is written by MarketPing's reader from the annual report and checked against it; no figure in a table was generated by a model. Nothing here constitutes investment advice, an offer or a solicitation; readers should consult a SEBI-registered adviser before acting. MarketPing is not a SEBI-registered intermediary.
