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IND BANK HOUSING LTD.

Financial Services › Finance
₹49.10
at close · 28 Oct 2026
▲ 0.10 (+0.20%)

Latest filings

  1. RTA certificate under SEBI Regulation 74(5) for Q2 FY26-27 · Compliance
  2. Newspaper publication of Q2 FY27 unaudited financial results · Compliance
  3. Ray & Ray appointed as Statutory Auditors for FY 2026-27 · Management Changes
All filings ↓
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Snapshot

What the business is, and whether it's a good one at a fair price.

AI · written from filings

Wound-down housing finance company whose Certificate of Registration as a Housing Finance Institution was cancelled by the RBI in September 2023, after which the Board in-principle consented to wind up operations and stopped originating or servicing HFI/NBFI business. The company reports zero revenue from operations across recent quarters; what comes in is recovery of legacy loan outstandings and small 'other income' lines. With negligible depreciation and no capex, its tiny revenue base is fully absorbed by staff and overhead costs, leaving a small operating loss. It is also pursuing a long-pending income tax refund tied to Assessment Year 1999-2000, resolved in its favour by the Madras High Court. Its board continues to meet at Indian Bank's Corporate Office in Chennai, reflecting Indian Bank's continued sponsor relationship.

Operating scale
RBI housing finance registration
Cancelled in September 2023
FY26 total revenue
Rs 0.5097 croreFY26
FY26 employee cost
Rs 0.2922 crore (57.3% of revenue)FY26
FY26 other operating expenses
Rs 0.3055 crore (59.9% of revenue)FY26
Income tax refund pending
Rs 8.79 crore (AY 1999-2000)
Reserves and net worth
Reserves negative Rs (13,096) lakh; net worth negative Rs (120.96) crore31 March 2026
Who pays it
Originally retail housing loan borrowers; now limited to legacy borrowers from whom dues are being recovered
Biggest cost
Employee cost at Rs 0.2922 crore (57.3% of FY26 revenue)
Kind of business
Wound-down, non-operating housing finance shell earning only from loan recoveries and one-offs
Where it sits
Housing Finance Company whose RBI Certificate of Registration was cancelled in September 2023; Board has in-principle consented to wind up
Market Cap
₹49 Cr
P / E (TTM)
—
EV / EBITDA
—
Div Yield
—
Growth
7.0%▲
Revenue 5y CAGR
PAT — · EBITDA —
Quality
n/m·
ROCE · capital employed below zero
ROE n/m · margin -17.3%
Leverage
—·
Debt / Equity · not read for a lender
Revenue FY21→FY26
1.4×▲
Margin +34.7 pts
₹0 Cr → ₹1 Cr
Moves on a normal day
1.75%·
Median daily move
Last 266 sessions · the yardstick for filing-day moves
Where it sits among 19 Housing Finance Company peersBar = share of peers beaten · tick = industry median · latest reported figures
EBITDA margin#18/19
Revenue growth#1/19
Profit growth#4/20

Scorecard

Measured from the filed financials, judged against its Housing Finance Company peers · as of FY26 — not investment advice

Not enough history to assess.

Charts

How has the market priced it — with filings on the timeline?

Price

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Peers

How does it stack up on valuation, returns and growth?

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Financials

Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.

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Ownership

Who owns it — and is the promoter stake clean?

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Common questions

Answered from IND BANK HOUSING LTD.'s filed financials and exchange disclosures

What does IND BANK HOUSING LTD. do?

IND BANK HOUSING LTD. is a Finance company listed on BSE.

Is IND BANK HOUSING LTD. profitable?

No. Over the trailing twelve months IND BANK HOUSING LTD. reported a net loss of ₹0.09 Cr on revenue of ₹0.51 Cr.

Does IND BANK HOUSING LTD. pay a dividend?

Not in the latest reported year — IND BANK HOUSING LTD.'s dividend payout for FY26 was nil.

How much does the IND BANK HOUSING LTD. share price move in a day?

On a typical session IND BANK HOUSING LTD. moves 1.75% — that is the median absolute close-to-close move across its last 266 trading days. MarketPing measures each filing's price reaction against it.

Where can I track IND BANK HOUSING LTD.'s announcements?

Every NSE and BSE filing by IND BANK HOUSING LTD. appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.

Figures are as last reported and may lag the latest filing. Not investment advice.