Earns revenue across four banking segments. Retail Banking was the largest, contributing 65.7% of segment revenue (₹31,608.71 crore) in the year-to-date period ending December 2024, with EBIT of ₹8,133.75 crore. This segment covers deposit-taking and lending to individuals, including personal loans and credit cards. Corporate/Wholesale Banking contributed 20.1% (₹9,673.34 crore) of segment revenue and ₹2,760.36 crore EBIT, serving corporate clients through lending and transaction banking; transaction banking fees account for 55% of wholesale and SME fee income. Treasury Operations contributed 14.1% (₹6,793.59 crore) of segment revenue and ₹563.92 crore EBIT, reflecting income from the bank's investment portfolio. Other Banking Business contributed 0.1% (₹38.58 crore). The bank serves around 42 million customers through 3,137 branches. As of Q1 FY27, deposits stood at ₹4,14,766 crore and net advances at ₹3,26,171 crore, with retail deposit share at a record 49.5% and CASA ratio at 29.5%. Asset quality metrics included GNPA at 3.25% and NNPA at 0.95%, with annualized net slippage at 1.5%. The bank runs 50+ ML models in credit decisions and monitors transactions for around 40 million customers hourly for fraud detection. AR · MarketPing reader · 2026-08-02
Revenue streams, as the annual report describes them. Retail Banking (66%), Corporate / Wholesale Banking (20%), Treasury Operations (14%), Other Banking Business (0%). Private sector bank; deposit-taking and lending across retail and corporate, with a treasury book
| ₹ crore · consolidated | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| Revenue | — | — | — | — | — |
| EBITDA (ex other income) | — | — | — | — | — |
| margin % | — | — | — | — | — |
| Owners' profit | 4,805 | 7,443 | 8,977 | 2,576 | 889 |
| EPS, as reported (₹) | 62.07 | 96.01 | 115.54 | 33.07 | 11.42 |
| ROE % · ROCE % | — · — | — · — | — · — | — · — | — · — |
| Debt / equity (x) | — | — | — | — | — |
| Cash from operations | 16,672 | (12,442) | (16,925) | 18,278 | 993 |
| Capex | — | — | — | — | — |
| ₹ crore | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 | Q1 FY27 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — |
| Profit before tax | 1,780 | 1,857 | (3,013) | 807 | (584) | 174 | 813 | 1,389 |
| Net profit | 1,331 | 1,402 | (2,329) | 604 | (437) | 128 | 594 | 1,037 |
| EPS (₹) | 17.09 | 18.01 | (29.90) | 7.75 | (5.61) | 1.64 | 7.63 | 13.31 |
| Company | M.cap ₹ cr | P/E | P/B | EV/EBITDA | ROE % | ROCE % | Rev CAGR 5y % | EBITDA m. % |
|---|---|---|---|---|---|---|---|---|
| HDFC BANK LTD | 10,90,797 | 13.8 | — | — | — | — | — | — |
| ICICI BANK LTD. | 9,89,606 | 17.6 | — | — | — | — | — | — |
| KOTAK MAHINDRA BANK LTD | 4,16,767 | 10.9 | — | — | — | — | — | — |
| AXIS BANK LIMITED | 3,87,606 | 13.9 | — | — | — | — | — | — |
| Date · filing | Category | Importance | 1-day % | 5-day % |
|---|---|---|---|---|
| 11 Sept 2026 · IRDAI imposes 1 crore penalty on IndusInd Bank over bancassurance gaps | regulatory legal | high | — | — |
| 11 Sept 2026 · IndusInd Bank launches OD/CC linked corporate credit card | business updates | medium | — | — |
| 10 Sept 2026 · IndusInd Bank to attend Jefferies 5th India Forum on Sept 17, 2026 | board shareholder meetings | low | — | — |
| 10 Sept 2026 · IndusInd Bank allots 4,160 shares under employee stock option scheme | capital market events | low | — | — |
| 10 Sept 2026 · IndusInd Bank shares investor meet details from UBS India Summit 2026 | investor communications | low | — | — |
| 10 Sept 2026 · IndusInd Bank partners with Navi UPI to strengthen digital payments infrastructure | compliance | low | — | — |
| 9 Sept 2026 · IndusInd Bank gets ESG rating of 69 from Crisil ESG Ratings | credit debt | medium | — | — |
| 9 Sept 2026 · IndusInd Bank assigned independent ESG rating of 68 | business updates | medium | — | — |
| 9 Sept 2026 · Record date set for Tier 2 bond interest payment | credit debt | medium | — | — |
| 3 Sept 2026 · IndusInd Bank to attend UBS India Summit 2026 on September 10 | board shareholder meetings | low | — | — |
| Where a broker report shows | This document shows | Why |
|---|---|---|
| A rating (BUY / ADD / REDUCE / SELL) | A state: the latest filed quarter and the measured reactions |
| IDBI BANK LIMITED |
| 89,836 |
| 9.6 |
| — |
| — |
| — |
| — |
| — |
| — |
| FEDERAL BANK LTD | 85,024 | 18.1 | — | — | — | — | — | — |
| INDUSIND BANK LIMITED ◆ | 76,215 | 57.6 | — | — | — | — | — | — |
| IDFC FIRST BANK LIMITED | 74,268 | 33.2 | — | — | — | — | — | — |
| Metric | Company | Group median | Rank | Better than |
|---|---|---|---|---|
| P/E (TTM) | 57.6 | 12.4 | 20 of 20 | 0% |
| Profit growth | 71.7 | 29.5 | 3 of 20 | 90% |
| Market cap | 76215 | 48154 | 7 of 20 | 68% |
| an event is a fact; a rating is an opinion that requires SEBI RA registration |
| A target price and upside | The current price and the multiples against the group | a target is a forecast; a multiple is a measurement |
| Estimate years marked E | More audited years; no estimates | MarketPing publishes no forecasts — your own model lives on the Models page |
This document is a statistical summary of publicly filed information and market data, prepared by software from primary sources: SEBI results XBRL filed with BSE and NSE, LODR disclosures, shareholding patterns, exchange price data. It contains no research recommendation, no price target and no opinion on the merits of any security, and is not a research report within the meaning of the SEBI (Research Analysts) Regulations, 2014, Regulation 2(1)(w)(vii). Financial statements are as filed (consolidated where the company files consolidated results). Ratios are computed over filed lines. Where a figure is unavailable the table shows a dash rather than an estimate. The business brief is written by MarketPing's reader from the annual report and checked against it; no figure in a table was generated by a model. Nothing here constitutes investment advice, an offer or a solicitation; readers should consult a SEBI-registered adviser before acting. MarketPing is not a SEBI-registered intermediary.
