What the business is, and whether it's a good one at a fair price.
Lends money as a small non-banking financial company based in Jamshedpur. Total income for FY26 was Rs 278.70 lakhs, with a net profit of Rs 54.05 lakhs — a turnaround from a Rs 4.42 lakh loss in FY25. The largest expense is finance costs at Rs 65.11 lakhs, reflecting interest paid on borrowings used to fund the lending book; employee costs were 19.7% of revenue and other operating expenses 7.3%. The company has filed IBC recovery proceedings against Indico Motors Pvt Ltd for Rs 131.20 lakhs (Rs 100 lakhs principal plus Rs 31.20 lakhs interest), and one creditor was classified as a sub-standard NPA during Q3 FY26. Impairment on financial instruments fell to Rs 19.41 lakhs in FY26 from Rs 40.08 lakhs in FY25. Q4 FY26 net profit was Rs 16.99 lakhs.
Measured from the filed financials, judged against its Non Banking Financial Company (NBFC) peers · as of FY26 — not investment advice
How has the market priced it — with filings on the timeline?
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
How does it stack up on valuation, returns and growth?
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Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.
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Who owns it — and is the promoter stake clean?
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Answered from J.A. Finance Limited's filed financials and exchange disclosures
J.A. Finance Limited is a Finance company listed on BSE.
Yes. Over the trailing twelve months J.A. Finance Limited reported a net profit of ₹1 Cr on revenue of ₹3 Cr.
Not in the latest reported year — J.A. Finance Limited's dividend payout for FY26 was nil.
Effectively yes. It holds ₹0 Cr more cash than debt. Debt stands at 0.00× equity.
On trailing P/E, J.A. Finance Limited ranks 203 of 212 in Non Banking Financial Company (NBFC) — cheaper than 4% of them, against an industry median of 18.2×. This is a position, not a valuation judgement.
On a typical session J.A. Finance Limited moves 2.00% — that is the median absolute close-to-close move across its last 208 trading days. Announcement days are routinely larger.
Every NSE and BSE filing by J.A. Finance Limited appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.
Figures are as last reported and may lag the latest filing. Not investment advice.
