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NSE:JIOFIN

JIO FIN SERVICES LTD

Financial Services › Finance·NIFTY 100NIFTY 200NIFTY 50NIFTY 500+8
₹205.20
at close · 28 Oct 2026
▼ 2.04 (-0.98%)

Latest filings

  1. Jio Financial Q2 FY27 earnings call transcript released · Investor Communications
  2. Audio/video recording of Q2 FY27 results presentation available on website · Investor Communications
  3. Monitoring Agency Report Q2 FY27 on Rs 15,825 crore warrant preferential issue · Fund Raising
All filings ↓
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Snapshot

What the business is, and whether it's a good one at a fair price.

AI · written from filings

Operates a diversified financial services platform in India spanning lending, asset management, banking, payments, insurance broking and reinsurance. Through Jio Credit (NBFC), it lends to consumers and businesses, with gross assets under management of ₹30,667 crore as of Q1 FY27 and quarterly disbursements of ₹11,252 crore at an average cost of borrowing of 7.07%. JioBlackRock, the joint venture asset manager, ran ₹18,412 crore of mutual fund AUM across over 1.2 million retail investors and 400-plus institutional clients. Jio Payments Bank, now a wholly owned subsidiary, held ₹617 crore of deposits with 3.9 million CASA customers. Payment Solutions processed total payment value of ₹19,208 crore in Q1 FY27, while Allianz Jio Reinsurance underwrote ₹266 crore of premium in its first full quarter, and a 50:50 general insurance joint venture with Allianz was newly incorporated. Capital base stood at ₹1.37 lakh crore in consolidated shareholder equity, with promoters infusing ₹9,890 crore cumulatively through preferential warrants. Employee cost was 11% of revenue and other operating expenses 21.5% in FY26; with no materials input, the dominant cost is the cost of funds raised to on-lend.

Operating scale
Jio Credit Gross AUM
₹30,667 croreQ1 FY27
Jio Credit quarterly disbursements
₹11,252 croreQ1 FY27
Jio Credit average cost of borrowing
7.07%Q1 FY27
JioBlackRock AMC AUM
₹18,412 croreQ1 FY27
JioBlackRock retail investors
1.2 millionQ1 FY27
Payments Bank CASA customers
3.9 millionQ1 FY27
Who pays it
Indian retail consumers and small businesses seeking credit, banking, payments, mutual fund products and insurance
Biggest cost
Cost of funds raised for on-lending (NBFC average 7.07%), followed by employee costs at 11% of revenue
Kind of business
Asset-light financial services holding company with multiple greenfield businesses scaling rapidly from a low base
Where it sits
A new-entrant diversified financial services group, classified as an Investment Company, building parallel businesses in lending, asset management, banking, payments and insurance in India
Market Cap
₹1.35 L Cr
P / E (TTM)
63.7×
EV / EBITDA
—
Div Yield
0.23%
Growth
—·
Revenue 5y CAGR
PAT — · EBITDA —
Quality
—·
ROCE (FY26)
ROE 1.2% · margin 67.3%
Leverage
—·
Debt / Equity · not read for a lender
Revenue FY24→FY26
1.9×▲
Margin −42.1 pts
₹1,854 Cr → ₹3,513 Cr
Moves on a normal day
0.97%·
Median daily move
Last 267 sessions · the yardstick for filing-day moves
Where it sits among 69 Investment Company peersBar = share of peers beaten · tick = industry median · latest reported figures
P/E (TTM)#44/51
P/B#41/63
ROE#36/65
EBITDA margin#29/62
Revenue growth#9/56
Profit growth#11/66

Scorecard

Measured from the filed financials, judged against its Investment Company peers · as of FY26 — not investment advice

Strengths
Pays out 20% of profit as dividend
Concerns
Nothing flagged in the filed numbers.

Charts

How has the market priced it — with filings on the timeline?

JIOFIN · price

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Peers

How does it stack up on valuation, returns and growth?

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Financials

Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.

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Ownership

Who owns it — and is the promoter stake clean?

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Common questions

Answered from JIO FIN SERVICES LTD's filed financials and exchange disclosures

What does JIO FIN SERVICES LTD do?

JIO FIN SERVICES LTD is a Finance company listed on NSE and BSE, trading under the symbol JIOFIN.

Is JIO FIN SERVICES LTD profitable?

Yes. Over the trailing twelve months JIO FIN SERVICES LTD reported a net profit of ₹2,066 Cr on revenue of ₹4,905 Cr.

Does JIO FIN SERVICES LTD pay a dividend?

Yes. The dividend yield is 0.23% at the current price. It paid out 20% of its profit as dividend in FY26.

Is JIO FIN SERVICES LTD expensive compared with its peers?

On trailing P/E, JIO FIN SERVICES LTD ranks 44 of 51 in Investment Company — cheaper than 14% of them, against an industry median of 19.9×. This is a position, not a valuation judgement.

How much does the JIO FIN SERVICES LTD share price move in a day?

On a typical session JIO FIN SERVICES LTD moves 0.97% — that is the median absolute close-to-close move across its last 267 trading days. MarketPing measures each filing's price reaction against it.

Where can I track JIO FIN SERVICES LTD's announcements?

Every NSE and BSE filing by JIO FIN SERVICES LTD appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.

Figures are as last reported and may lag the latest filing. Not investment advice.