BSE: 542544
Jyot International Marketing L
Earns interest income as a non-banking financial company (NBFC) registered in Ahmedabad, lending against loans and advances. In FY26, revenue from operations was Rs 277.96 lakhs, almost entirely interest booked on its loan book, with consolidated total assets of Rs 7,133.32 lakhs. The company has one subsidiary, Efficient Tie Up Private Limited, which contributed Rs 305.94 lakhs of revenue in Q3 FY26 alone and lifted consolidated Q3 total income to Rs 376.47 lakhs. On the cost side, the largest line is other operating expenses at 58.1% of revenue, while employee costs are 4.3%, depreciation 0.2% and capex 0.4%. Statutory auditors issued a qualified opinion flagging that only Rs 58.61 lakhs of the Rs 277.96 lakhs interest income booked for FY26 was actually recovered in cash during the year, and that Rs 59.58 lakhs of TDS had not been deposited. In October 2025, the company raised Rs 1.6 crore by allotting 4 lakh equity shares at Rs 40 each to four non-promoter LLPs on a preferential basis. AR · MarketPing reader · 2026-08-02
Revenue streams, as the annual report describes them. Interest income on loans and advances, Subsidiary revenue (Efficient Tie Up Pvt Ltd). Small, BSE-listed Ahmedabad-based NBFC with one operating subsidiary; auditor issued qualified opinions on cash recovery and TDS compliance
Exhibit 1: Financial summary, FY22–FY26 (all audited; no estimate years)
| ₹ crore · consolidated | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| Revenue | 2 | 3 | 4 | 7 | 3 |
| EBITDA (ex other income) | 1 | 2 | 1 | (2) | 1 |
| margin % | 70.3 | 66.6 | 35.6 | (22.6) | 37.5 |
| Owners' profit | 0 | 0 | 0 | 0 | (18) |
| EPS, as reported (₹) | 0.25 | 40.55 | 4.77 | (18.59) | (51.52) |
| ROE % · ROCE % | 5.3 · 3.6 | 46.0 · 18.9 | (5.7) · 9.0 | (28.7) · — | 0.3 · — |
| Debt / equity (x) | 3.51 | 2.29 | 3.30 | — | — |
| Cash from operations | (39) | (6) | (3) | 46 | (14) |
| Capex | 0 | 0 | 0 | 0 | (0) |
Exhibit 2: Quarterly performance, last 8 quarters
| ₹ crore | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 | Q1 FY27 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 2 | 2 | 2 | 1 | 1 | 1 | 1 | 1 |
| Profit before tax | 0 | 0 | (6) | 1 | 0 | 3 | 0 | 0 |
| Net profit | 0 | 0 | (6) | 0 | 0 | 3 | 0 | 0 |
| EPS (₹) | 0.26 | 0.25 | (19.52) | 0.06 | 0.71 | 6.86 | (22.58) | 0.52 |
Exhibit 3: Peers — basic industry group, by market cap
| Company | M.cap ₹ cr | P/E | P/B | EV/EBITDA | ROE % | ROCE % | Rev CAGR 5y % | EBITDA m. % |
|---|---|---|---|---|---|---|---|---|
| CRISIL LTD | 33,999 | 38.5 | 10.39 | — | 13.7 | 16.1 | — | 30.6 |
| ONEMI TECHNOLOGY SOL LTD | 5,509 | 19.5 | 4.10 | 9.4 | 21.0 | 18.8 | — | 32.0 |
| GYFTR LIMITED | 1,234 | — | 2.54 | 37.9 | 4.5 | 5.3 | 32.8 | 4.3 |
| CENTRUM CAPITAL LIMITED | 969 | — | 0.74 | 9.7 | (21.4) | (2.5) | 49.7 | 29.7 |
| PRIME SECURITIES LIMITED | 968 | 172.9 | 3.78 | — | 5.1 | — | 25.7 | 19.0 |
| WEALTH FRST PORT. MG. LTD | 881 | 26.7 | 5.18 | 16.9 | 22.5 | 30.3 | — | 97.5 |
| REGENCY FINCORP LIMITED | 571 | 52.3 | 3.56 | — | 8.4 | — | — | 84.3 |
| STELLANT SECURITIES (INDIA) LT | 529 | — | 1687.57 | — | 18.2 | 18.2 | — | 56.7 |
Exhibit 4: Where the company sits in its group
| Metric | Company | Group median | Rank | Better than |
|---|---|---|---|---|
| ROE | 0.3 | 1.3 | 72 of 111 | 36% |
| EBITDA margin | 88.4 | 25.6 | 20 of 91 | 79% |
| Revenue growth | 104.6 | (4.1) | 13 of 85 | 86% |
| Profit growth | (56.3) | (0.2) | 77 of 109 | 30% |
Exhibit 5: Filings of the last 90 days, with the measured price reaction
| Date · filing | Category | Importance | Next day % | 5-day % |
|---|---|---|---|---|
| 23 Oct 2026 · Board to approve September 2026 quarter and half-year results | results | low | — | — |
| 15 Oct 2026 · Quarterly certificate submitted to BSE under SEBI Regulation 74(5) | compliance | minimal | — | — |
| 1 Oct 2026 · 38th AGM voting results: All resolutions passed with 100% approval | compliance | minimal | — | — |
| 29 Sept 2026 · 38th AGM held on Sept 29, 2026; results to be declared in 2 days | board shareholder meetings | low | — | — |
| 28 Sept 2026 · Trading window closure ahead of Q2 and H1 FY27 results | compliance | minimal | — | — |
| 8 Sept 2026 · Notice of 38th AGM and e-voting information published in newspapers | compliance | minimal | — | — |
| 7 Sept 2026 · Annual Report FY2025-26 with Notice of 38th AGM | results | high | — | — |
| 7 Sept 2026 · 38th AGM notice on Sep 29, 2026; FY26 accounts adoption, director re-appointment | board shareholder meetings | medium | — | — |
| 31 Aug 2026 · Board approves 38th AGM notice; meeting on September 29, 2026 | board shareholder meetings | low | — | — |
| 27 Aug 2026 · Board meeting set for 31 August to prepare 38th annual meeting | board shareholder meetings | low | — | — |
How to read this document
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|---|---|---|
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Sources, method and disclosures
This document is a statistical summary of publicly filed information and market data, prepared by software from primary sources: SEBI results XBRL filed with BSE and NSE, LODR disclosures, shareholding patterns, exchange price data. It contains no research recommendation, no price target and no opinion on the merits of any security, and is not a research report within the meaning of the SEBI (Research Analysts) Regulations, 2014, Regulation 2(1)(w)(vii). Financial statements are as filed (consolidated where the company files consolidated results). Ratios are computed over filed lines. Where a figure is unavailable the table shows a dash rather than an estimate. The business brief is written by MarketPing's reader from the annual report and checked against it; no figure in a table was generated by a model. Nothing here constitutes investment advice, an offer or a solicitation; readers should consult a SEBI-registered adviser before acting. MarketPing is not a SEBI-registered intermediary.