Operates as a non-banking financial company based in Mumbai, earning primarily interest income on its loan book, with some fee-based service income. The loan portfolio roughly doubled during FY26, rising from Rs 808.17 lakh to Rs 1,699.40 lakh. Revenue from operations for FY26 was Rs 99.87 lakh, up 67% from Rs 59.88 lakh the prior year, with interest income as the core line and a Rs 40 lakh service fee booked in Q1 FY26 lifting the half-year numbers. Profit after tax for FY26 came in at Rs 43.35 lakh versus Rs 8.37 lakh in FY25, lifting EPS to Rs 1.45 from Rs 0.28. Total assets reached Rs 1,871.24 lakh at FY26 year-end, while borrowings rose nearly fourfold to Rs 883 lakh to fund the lending expansion. Operating cash flow for FY26 turned significantly negative at Rs 646.36 lakh, even as borrowings increased by Rs 650.61 lakh. AR · MarketPing reader · 2026-08-02
Revenue streams, as the annual report describes them. Interest income on loans, Service income. Small, Mumbai-based non-banking finance company focused on lending
| ₹ crore · consolidated | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| Revenue | 7 | 8 | 1 | 1 | 1 |
| EBITDA (ex other income) | 2 | 2 | 0 | 0 | (4) |
| margin % | 28.0 | 20.3 | 50.8 | 49.1 | (415.5) |
| Owners' profit | 1 | 1 | 0 | 0 | 0 |
| EPS, as reported (₹) | 2.74 | 2.06 | 0.26 | 0.28 | 1.45 |
| ROE % · ROCE % | 11.5 · — | 8.8 · — | 1.1 · — | 1.2 · — | 5.6 · — |
| Debt / equity (x) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash from operations | (3) | 18 | (0) | (0) | (6) |
| Capex | 0 | 0 | 0 | 0 | 0 |
| ₹ crore | Q1 FY25 | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 |
| Profit before tax | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net profit | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| EPS (₹) | 0.04 | 0.12 | 0.10 | 0.02 | 0.52 | 0.10 | 0.09 | 0.74 |
| Company | M.cap ₹ cr | P/E | P/B | EV/EBITDA | ROE % | ROCE % | Rev CAGR 5y % | EBITDA m. % |
|---|---|---|---|---|---|---|---|---|
| BAJAJ FINANCE LIMITED | 6,43,552 | 31.7 | 5.50 | 11.6 | 16.5 | — | 25.2 | 70.7 |
| SHRIRAM FINANCE LIMITED | 2,42,019 | 18.1 | 3.67 | 6.7 | 15.2 | — | 22.5 | 74.7 |
| CHOLAMANDALAM IN & FIN CO | 1,57,446 | 27.2 | 5.17 | 6.9 | 17.2 | — | 26.5 | 71.2 |
| TATA CAPITAL LIMITED | 1,54,110 | 28.2 | 3.27 | 6.5 | 10.4 | — | — | 75.8 |
| Date · filing | Category | Importance | 1-day % | 5-day % |
|---|---|---|---|---|
| 4 Sept 2026 · Annual Report FY 2025-26 with 32nd AGM Notice and key resolutions | compliance | medium | — | — |
| 4 Sept 2026 · 32nd AGM on 26 Sep 2026 via VC: director changes and Rs 100 crore borrowing limit | board shareholder meetings | low | — | — |
| 4 Sept 2026 · Re-appointment of Independent Woman Director for second term | management changes | medium | — | — |
| 4 Sept 2026 · Ken Financial Services appoints new CFO effective 3 Sept 2026 | management changes | medium | — | — |
| 4 Sept 2026 · Appointment of Mr. Sachin Pawan Kumar Choudhary as Additional Director (Professional Executive) | management changes | medium | — | — |
| 4 Sept 2026 · CFO Mr. Praveen Kumar Modi resigns due to pre-occupation | management changes | high | — | — |
| 4 Sept 2026 · Director and CFO Praveen Kumar Modi resigns from Ken Financial Services | management changes | medium | — | — |
| 3 Sept 2026 · 32nd AGM on Sept 26, 2026; Book Closure from Sept 20 to Sept 26, 2026 | board shareholder meetings | low | — | — |
| 3 Sept 2026 · Board approves FY26 results, CFO change, AGM on Sept 26 | results | medium | — | — |
| 25 Aug 2026 · Board Meeting on Sept 3 to Approve FY26 Directors Report and Fix AGM Date | results | low | — | — |
| Where a broker report shows | This document shows | Why |
|---|---|---|
| A rating (BUY / ADD / REDUCE / SELL) |
| MUTHOOT FINANCE LIMITED |
| 1,12,094 |
| 9.9 |
| 2.82 |
| 3.9 |
| 26.7 |
| — |
| 22.0 |
| 84.0 |
| SBI CARDS & PAY SER LTD | 62,349 | 27.4 | 3.96 | — | 13.8 | — | — | 33.1 |
| HDB FINANCIAL SERVICES L | 55,706 | 20.2 | 2.70 | — | 12.3 | — | — | 58.0 |
| SUNDARAM FINANCE LTD | 52,217 | 23.3 | 3.51 | 6.7 | 13.8 | — | — | 78.4 |
| Metric | Company | Group median | Rank | Better than |
|---|---|---|---|---|
| P/E (TTM) | 9.7 | 18.2 | 60 of 212 | 72% |
| P/B | 0.6 | 1.1 | 48 of 245 | 79% |
| ROE | 5.6 | 3.0 | 100 of 266 | 63% |
| Debt / Equity | 0.0 | 0.0 | 5 of 266 | 11% |
| EBITDA margin | 293.5 | 48.6 | 5 of 249 | 98% |
| Revenue growth | (12.1) | 12.6 | 158 of 231 | 31% |
| Profit growth | 2930.1 | 7.8 | 4 of 251 | 99% |
| Market cap | 4 | 37 | 252 of 260 | 3% |
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