Runs as an RBI-registered non-deposit-taking systemically important NBFC. The Financing and Investment segment is the main earner, contributing 69.6% of FY26 segment revenue at a 25.2% segment EBIT margin. A Trading segment contributes 25.9% of segment revenue at a thin 0.6% segment EBIT margin, with the remainder classified as un-allocated. The financing book is funded through borrowings rather than deposits, and borrowings rose from Rs 29,135 lakhs to Rs 49,581 lakhs during FY26, while total assets stood at Rs 2,888.96 crore at year-end. Operating costs are dominated by employee expenses of Rs 7.75 crore (7.3% of revenue) and other operating expenses of Rs 20.58 crore (19.3% of revenue), with depreciation and capex minimal at 0.2% and 0.5% of revenue respectively. The group also holds two material subsidiaries — IOTA Mtech Limited and Shree Krishna Agency Limited — and in February 2026 picked up a 0.681% stake in another NBFC, Greshma Finvest Private Limited, for Rs 2.44 crore to expand financial-services exposure. Earlier in the year, the company's 29.70% associate Placid Limited was merged into promoter-group firm Maharaja Shree Umaid Mills Limited, with the company receiving MSUM shares in exchange. AR · MarketPing reader · 2026-08-03
Revenue streams, as the annual report describes them. Financing and Investment (70%), Trading (26%), Un-allocated (5%). Cyclical, asset-light NBFC combining a financing/investment book with a thin-margin trading book
| ₹ crore · consolidated | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| Revenue | 158 | 67 | 93 | 113 | 107 |
| EBITDA (ex other income) | 119 | 38 | 57 | 68 | 50 |
| margin % | 75.0 | 56.7 | 61.4 | 60.4 | 47.0 |
| Owners' profit | 118 | 39 | 52 | 60 | 1 |
| EPS, as reported (₹) | 43.78 | 14.28 | 19.12 | 21.91 | 0.20 |
| ROE % · ROCE % | 7.9 · — | 2.5 · — | 2.8 · — | 2.7 · — | 0.0 · — |
| Debt / equity (x) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash from operations | 65 | (45) | 58 | (69) | (77) |
| Capex | (0) | (0) | (0) | (0) | (1) |
| ₹ crore | Q1 FY25 | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 29 | 42 | 31 | 12 | 27 | 33 | 35 | 11 |
| Profit before tax | 22 | 35 | 9 | (13) | 12 | 10 | 6 | (10) |
| Net profit | 30 | 33 | 8 | (13) | 16 | (0) | (3) | (10) |
| EPS (₹) | 11.29 | 12.34 | 2.90 | (4.81) | 6.01 | (0.01) | (0.94) | (3.88) |
| Segment | Revenue, ₹ crore | Share % |
|---|---|---|
| Financing and Investment | 51 | 47.3 |
| Trading | 28 | 25.9 |
| Un-allocated | 5 | 4.5 |
| Unallocated | 0 | 0.0 |
| Investment | 24 | 22.3 |
| Total, before eliminations | 107 | 100.0 |
| Company | M.cap ₹ cr | P/E | P/B | EV/EBITDA | ROE % | ROCE % | Rev CAGR 5y % | EBITDA m. % |
|---|---|---|---|---|---|---|---|---|
| BAJAJ FINANCE LIMITED | 6,43,552 | 31.7 |
| Date · filing | Category | Importance | 1-day % | 5-day % |
|---|---|---|---|---|
| 5 Sept 2026 · Newspaper ad published for 30th AGM notice, book closure and e-voting | compliance | minimal | — | — |
| 4 Sept 2026 · Kiran Vyapar files 30th AGM notice and Annual Report for FY26 with BSE | board shareholder meetings | low | — | — |
| 4 Sept 2026 · Kiran Vyapar files FY26 Annual Report and 30th AGM Notice | board shareholder meetings | medium | — | — |
| 4 Sept 2026 · Kiran Vyapar 30th AGM notice and FY 2025-26 annual report filed | board shareholder meetings | low | — | — |
| 4 Sept 2026 · Book closure and record date for FY26 dividend - Kiran Vyapar | corporate actions | medium | — | — |
| 1 Sept 2026 · Notice of 30th AGM via video conferencing on September 26, 2026 | compliance | minimal | — | — |
| 8 Aug 2026 · Q1 FY27 results approved, auditor review clean | results | high | — | — |
| 8 Aug 2026 · Kiran Vyapar Q1 FY27 results approved; auditor gives clean review | results | high | — | — |
| 31 Jul 2026 · Board Meeting on Aug 8, 2026 to Consider Q1 FY27 Results | results | low | — | — |
| 11 Jul 2026 · Notice to shareholders: equity shares to be transferred to IEPF Authority | compliance | minimal | — | — |
| Where a broker report shows | This document shows | Why |
|---|---|---|
| A rating (BUY / ADD / REDUCE / SELL) | A state: the latest filed quarter and the measured reactions |
| 5.50 |
| 11.6 |
| 16.5 |
| — |
| 25.2 |
| 70.7 |
| SHRIRAM FINANCE LIMITED | 2,42,019 | 18.1 | 3.67 | 6.7 | 15.2 | — | 22.5 | 74.7 |
| CHOLAMANDALAM IN & FIN CO | 1,57,446 | 27.2 | 5.17 | 6.9 | 17.2 | — | 26.5 | 71.2 |
| TATA CAPITAL LIMITED | 1,54,110 | 28.2 | 3.27 | 6.5 | 10.4 | — | — | 75.8 |
| MUTHOOT FINANCE LIMITED | 1,12,094 | 9.9 | 2.82 | 3.9 | 26.7 | — | 22.0 | 84.0 |
| SBI CARDS & PAY SER LTD | 62,349 | 27.4 | 3.96 | — | 13.8 | — | — | 33.1 |
| HDB FINANCIAL SERVICES L | 55,706 | 20.2 | 2.70 | — | 12.3 | — | — | 58.0 |
| SUNDARAM FINANCE LTD | 52,217 | 23.3 | 3.51 | 6.7 | 13.8 | — | — | 78.4 |
| Metric | Company | Group median | Rank | Better than |
|---|---|---|---|---|
| P/E (TTM) | 175.4 | 18.2 | 200 of 212 | 6% |
| P/B | 0.3 | 1.1 | 13 of 245 | 95% |
| ROE | 0.0 | 3.0 | 202 of 266 | 24% |
| Debt / Equity | 0.0 | 0.0 | 5 of 266 | 11% |
| EBITDA margin | (4.9) | 48.6 | 193 of 249 | 23% |
| Revenue growth | (11.1) | 12.6 | 155 of 231 | 33% |
| Profit growth | 19.5 | 7.8 | 117 of 251 | 54% |
| Market cap | 565 | 37 | 46 of 260 | 83% |
| an event is a fact; a rating is an opinion that requires SEBI RA registration |
| A target price and upside | The current price and the multiples against the group | a target is a forecast; a multiple is a measurement |
| Estimate years marked E | More audited years; no estimates | MarketPing publishes no forecasts — your own model lives on the Models page |
This document is a statistical summary of publicly filed information and market data, prepared by software from primary sources: SEBI results XBRL filed with BSE and NSE, LODR disclosures, shareholding patterns, exchange price data. It contains no research recommendation, no price target and no opinion on the merits of any security, and is not a research report within the meaning of the SEBI (Research Analysts) Regulations, 2014, Regulation 2(1)(w)(vii). Financial statements are as filed (consolidated where the company files consolidated results). Ratios are computed over filed lines. Where a figure is unavailable the table shows a dash rather than an estimate. The business brief is written by MarketPing's reader from the annual report and checked against it; no figure in a table was generated by a model. Nothing here constitutes investment advice, an offer or a solicitation; readers should consult a SEBI-registered adviser before acting. MarketPing is not a SEBI-registered intermediary.
