KOVALAM INVESTMENT & TRADING C

Operates as a Ludhiana-based non-banking financial company (NBFC) earning revenue from two streams: an Investment & Finance segment that generates interest income, dividends and fair-value gains on its portfolio, and a Services (Brokerage) segment that earns fees from brokerage activities. For the period ended 30 September 2024, the Investment & Finance stream accounted for 77% of segment revenue (Rs 2.2099 cr, EBIT margin 97.7%) and the Brokerage stream for 23% (Rs 0.66 cr, EBIT margin 99.7%). FY26 total income was Rs 2.4937 cr with a net profit of Rs 1.3452 cr, reflecting the very thin scale typical of a small investment company. The cost base is light — employee cost of Rs 0.0782 cr (3.1% of revenue) and other operating expenses of Rs 0.2007 cr (8.0% of revenue) — with no materials cost and no debt on the balance sheet. Total assets stood at Rs 78.5549 cr. The company is BSE-listed (Scrip 505585), with its registered office at the premises of Oswal Woollen Mills Ltd, G.T. Road, Sherpur, Ludhiana, and promoters tied to the Oswal family.