MONEYBOXX FINANCE LIMITED

Lends to small and micro entrepreneurs in rural and semi-urban India, with individual ticket sizes in the INR 1 to 25 lakh range. The business runs 156 branches across 12 states, holds an AUM of Rs. 893 crore, and serves 62,000-plus active borrowers, of whom 30 percent are first-time borrowers. It is shifting the book from unsecured to secured lending, with secured disbursements rising to 67 percent in FY26 from 49 percent in FY25, and secured AUM now at 68 percent of the book, targeting about 80 percent by March 2027. FY26 revenue was Rs. 231.77 crore, up 16.5 percent year-on-year, while net profit was Rs. 1.34 crore. On the cost side, employee expense is the largest line at 36.5 percent of revenue, followed by other operating expenses at 9.2 percent. Asset quality has improved with GNPA falling to 3.59 percent in March 2026 from 6.61 percent a year earlier.