What the business is, and whether it's a good one at a fair price.
Operates as a non-banking financial company (NBFC) that lends to private corporate borrowers for infrastructure projects under sole, multiple, and consortium lending structures. In FY26, sanctions reached ₹3,448 crore — a three-year high and over 300% higher than FY25's ₹825 crore — with disbursements of ₹1,235 crore, 100% of which went to private sector borrowers. Assets under management stood at ₹3,292 crore at year-end after ₹1,105 crore of low-yield accounts were prepaid; by Q1 FY27, loan assets had declined further to ₹2,946 crore. The lending book is broadening from traditional infrastructure into data centres, compressed biogas (CBG) ecosystems, and structured finance. Asset quality improved sharply in FY26, with Gross Stage III assets down 73% to ₹190 crore and Net NPA at 1.49% (₹47 crore), supported by a 75% provision coverage ratio on Stage III. The cost base is dominated by employees and other operating expenses at 4.5% and 4.1% of revenue respectively, with materials at 0% — the key input cost being the cost of borrowed funds, with PFS's benchmark rate cut by 60 bps during the year.
Measured from the filed financials, judged against its Non Banking Financial Company (NBFC) peers · as of FY26 — not investment advice
How has the market priced it — with filings on the timeline?
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
How does it stack up on valuation, returns and growth?
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Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.
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Who owns it — and is the promoter stake clean?
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Answered from PTC INDIA FIN SERV LTD's filed financials and exchange disclosures
PTC INDIA FIN SERV LTD is a Finance company listed on NSE and BSE, trading under the symbol PFS.
Yes. Over the trailing twelve months PTC INDIA FIN SERV LTD reported a net profit of ₹223 Cr on revenue of ₹476 Cr.
Not in the latest reported year — PTC INDIA FIN SERV LTD's dividend payout for FY26 was nil.
Effectively yes. It holds ₹61 Cr more cash than debt. Debt stands at 0.00× equity.
On trailing P/E, PTC INDIA FIN SERV LTD ranks 47 of 212 in Non Banking Financial Company (NBFC) — cheaper than 78% of them, against an industry median of 18.2×. This is a position, not a valuation judgement.
On a typical session PTC INDIA FIN SERV LTD moves 0.95% — that is the median absolute close-to-close move across its last 268 trading days. Announcement days are routinely larger.
Every NSE and BSE filing by PTC INDIA FIN SERV LTD appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.
Figures are as last reported and may lag the latest filing. Not investment advice.
