PTC INDIA FIN SERV LTD
Latest filings
Next results: Tue, 27 Oct · Financial Results- Q2 profit after tax falls 50% as H1 operating cash flow turns negative · Results
- Q2 FY27 PAT up 9% to Rs 44 cr as revenue falls 16% · Results
- Postal ballot on H K Malhotra's term extension · Compliance
Snapshot
What the business is, and whether it's a good one at a fair price.
Operates as a non-banking financial company (NBFC) that lends to private corporate borrowers for infrastructure projects under sole, multiple, and consortium lending structures. In FY26, sanctions reached ₹3,448 crore — a three-year high and over 300% higher than FY25's ₹825 crore — with disbursements of ₹1,235 crore, 100% of which went to private sector borrowers. Assets under management stood at ₹3,292 crore at year-end after ₹1,105 crore of low-yield accounts were prepaid; by Q1 FY27, loan assets had declined further to ₹2,946 crore. The lending book is broadening from traditional infrastructure into data centres, compressed biogas (CBG) ecosystems, and structured finance. Asset quality improved sharply in FY26, with Gross Stage III assets down 73% to ₹190 crore and Net NPA at 1.49% (₹47 crore), supported by a 75% provision coverage ratio on Stage III. The cost base is dominated by employees and other operating expenses at 4.5% and 4.1% of revenue respectively, with materials at 0% — the key input cost being the cost of borrowed funds, with PFS's benchmark rate cut by 60 bps during the year.
Scorecard
Measured from the filed financials, judged against its Non Banking Financial Company (NBFC) peers · as of FY26 — not investment advice
Strengths
Concerns
Charts
How has the market priced it — with filings on the timeline?
PFS · price
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
Peers
How does it stack up on valuation, returns and growth?
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Financials
Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.
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Ownership
Who owns it — and is the promoter stake clean?
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Common questions
Answered from PTC INDIA FIN SERV LTD's filed financials and exchange disclosures
What does PTC INDIA FIN SERV LTD do?
PTC INDIA FIN SERV LTD is a Finance company listed on NSE and BSE, trading under the symbol PFS.
Is PTC INDIA FIN SERV LTD profitable?
Yes. Over the trailing twelve months PTC INDIA FIN SERV LTD reported a net profit of ₹223 Cr on revenue of ₹476 Cr.
Does PTC INDIA FIN SERV LTD pay a dividend?
Not in the latest reported year — PTC INDIA FIN SERV LTD's dividend payout for FY26 was nil.
Is PTC INDIA FIN SERV LTD expensive compared with its peers?
On trailing P/E, PTC INDIA FIN SERV LTD ranks 37 of 200 in Non Banking Financial Company (NBFC) — cheaper than 82% of them, against an industry median of 18.5×. This is a position, not a valuation judgement.
How much does the PTC INDIA FIN SERV LTD share price move in a day?
On a typical session PTC INDIA FIN SERV LTD moves 1.03% — that is the median absolute close-to-close move across its last 267 trading days. MarketPing measures each filing's price reaction against it.
When are PTC INDIA FIN SERV LTD's next results?
Financial Results on Tue, 27 Oct. MarketPing alerts you on WhatsApp the moment the filing lands.
Where can I track PTC INDIA FIN SERV LTD's announcements?
Every NSE and BSE filing by PTC INDIA FIN SERV LTD appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.
Figures are as last reported and may lag the latest filing. Not investment advice.