Operates as a non-banking financial company (NBFC), lending from its corporate office in Surat and earning interest income on its loan book. FY26 financials are very small in scale, with total assets of Rs. 34.4 crore and a loan book of Rs. 280.13 lakhs against borrowings of Rs. 287.24 lakhs. The company operates as a single reportable segment under IND AS 108 (NBFC operations). Revenue from operations has been declining — Q3 FY26 stood at Rs. 4.00 lakh versus Rs. 17.52 lakh in Q3 FY25 — while other income (likely from investments) has been the larger contributor to total revenue. Net profit after tax for FY26 was Rs. 8.02 lakhs, down from Rs. 9.93 lakhs the prior year, with employee cost accounting for 56.8% of revenue and other operating expenses 50.4%. Paid-up equity capital is Rs. 100 lakhs with face value of Rs. 10. The company is registered with and inspected by the Reserve Bank of India, with a routine RBI inspection completed in June–July 2026. AR · MarketPing reader · 2026-08-02
Revenue streams, as the annual report describes them. NBFC operations (interest income on loans), Other income. Small, leveraged NBFC with a single lending segment
| ₹ crore · consolidated | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| Revenue | 0 | 0 | 0 | 1 | 0 |
| EBITDA (ex other income) | (0) | 0 | (0) | (0) | (0) |
| margin % | (2.2) | 11.5 | (34.1) | (4.8) | (7.1) |
| Owners' profit | (0) | 0 | (0) | 0 | 0 |
| EPS, as reported (₹) | (0.19) | (0.19) | 0.19 | 1.49 | 1.28 |
| ROE % · ROCE % | (0.4) · 0.2 | 1.3 · 0.4 | (1.6) · (0.1) | 3.2 · 0.7 | 2.6 · 0.5 |
| Debt / equity (x) | 1.80 | 1.79 | 4.66 | 4.96 | 5.91 |
| Cash from operations | 0 | (12) | 0 | 1 | 0 |
| Capex | (0) | 0 | 0 | 0 | 0 |
| ₹ crore | Q1 FY25 | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 0 | 0 | (0) | 0 | 0 | 0 | 0 | (0) |
| Net profit | 0 | 0 | (0) | 0 | 0 | 0 | 0 | (0) |
| EPS (₹) | 0.73 | 1.30 | (2.40) | 0.67 | 0.95 | 0.82 | 0.82 | 1.30 |
| Company | M.cap ₹ cr | P/E | P/B | EV/EBITDA | ROE % | ROCE % | Rev CAGR 5y % | EBITDA m. % |
|---|---|---|---|---|---|---|---|---|
| BAJAJ FINANCE LIMITED | 6,43,552 | 31.7 | 5.50 | 11.6 | 16.5 | — | 25.2 | 70.7 |
| SHRIRAM FINANCE LIMITED | 2,42,019 | 18.1 | 3.67 | 6.7 | 15.2 | — | 22.5 | 74.7 |
| CHOLAMANDALAM IN & FIN CO | 1,57,446 | 27.2 | 5.17 | 6.9 | 17.2 | — | 26.5 | 71.2 |
| TATA CAPITAL LIMITED | 1,54,110 | 28.2 | 3.27 | 6.5 | 10.4 | — | — | 75.8 |
| Date · filing | Category | Importance | 1-day % | 5-day % |
|---|---|---|---|---|
| 7 Sept 2026 · Newspaper publication of 44th AGM notice and e-voting info | compliance | minimal | — | — |
| 5 Sept 2026 · Rajkot Investment Trust 44th AGM notice on Sep 29, 2026 via video conferencing | board shareholder meetings | low | — | — |
| 5 Sept 2026 · Rajkot Investment Trust 44th AGM on Sep 29, 2026 with registered office shift to Surat | board shareholder meetings | low | — | — |
| 3 Sept 2026 · Board approves shifting registered office from Rajkot to Surat, pending AGM nod | general | low | — | — |
| 3 Sept 2026 · Appointment of Internal Auditor | management changes | low | — | — |
| 3 Sept 2026 · Appointment of Scrutinizer for 44th AGM | compliance | minimal | — | — |
| 3 Sept 2026 · Board approves 44th AGM notice, registered office shift to Surat | board shareholder meetings | low | — | — |
| 7 Aug 2026 · Board meeting on Aug 13, 2026 to approve Q1 results | board shareholder meetings | low | — | — |
| 14 Jul 2026 · Reg 74(5) compliance certificate for Q1 FY27 filed with BSE | compliance | minimal | — | — |
| 3 Jul 2026 · RBI routine inspection of company completed, no findings reported yet | regulatory legal | medium | — | — |
| Where a broker report shows | This document shows | Why |
|---|---|---|
| A rating (BUY / ADD / REDUCE / SELL) | A state: the latest filed quarter and the measured reactions |
| MUTHOOT FINANCE LIMITED |
| 1,12,094 |
| 9.9 |
| 2.82 |
| 3.9 |
| 26.7 |
| — |
| 22.0 |
| 84.0 |
| SBI CARDS & PAY SER LTD | 62,349 | 27.4 | 3.96 | — | 13.8 | — | — | 33.1 |
| HDB FINANCIAL SERVICES L | 55,706 | 20.2 | 2.70 | — | 12.3 | — | — | 58.0 |
| SUNDARAM FINANCE LTD | 52,217 | 23.3 | 3.51 | 6.7 | 13.8 | — | — | 78.4 |
| Metric | Company | Group median | Rank | Better than |
|---|---|---|---|---|
| P/E (TTM) | 11.0 | 18.2 | 72 of 212 | 66% |
| P/B | 0.9 | 1.1 | 100 of 245 | 59% |
| ROCE | 0.5 | 2.1 | 45 of 63 | 29% |
| ROE | 2.6 | 3.0 | 142 of 266 | 47% |
| Debt / Equity | 5.9 | 0.0 | 266 of 266 | 0% |
| EBITDA margin | (51.1) | 48.6 | 208 of 249 | 17% |
| Revenue growth | (34.3) | 12.6 | 181 of 231 | 22% |
| Profit growth | (295.2) | 7.8 | 226 of 251 | 10% |
| Market cap | 4 | 37 | 251 of 260 | 4% |
| an event is a fact; a rating is an opinion that requires SEBI RA registration |
| A target price and upside | The current price and the multiples against the group | a target is a forecast; a multiple is a measurement |
| Estimate years marked E | More audited years; no estimates | MarketPing publishes no forecasts — your own model lives on the Models page |
This document is a statistical summary of publicly filed information and market data, prepared by software from primary sources: SEBI results XBRL filed with BSE and NSE, LODR disclosures, shareholding patterns, exchange price data. It contains no research recommendation, no price target and no opinion on the merits of any security, and is not a research report within the meaning of the SEBI (Research Analysts) Regulations, 2014, Regulation 2(1)(w)(vii). Financial statements are as filed (consolidated where the company files consolidated results). Ratios are computed over filed lines. Where a figure is unavailable the table shows a dash rather than an estimate. The business brief is written by MarketPing's reader from the annual report and checked against it; no figure in a table was generated by a model. Nothing here constitutes investment advice, an offer or a solicitation; readers should consult a SEBI-registered adviser before acting. MarketPing is not a SEBI-registered intermediary.
