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NSE:RHFL

RELIANCE HOME FINANCE LTD

Financial Services › Finance
₹1.21
at close · 28 Oct 2026
▲ 0.05 (+4.31%)

Latest filings

  1. 14th Committee of Creditors meeting held on Sep 17, 2026 · Regulatory & Legal
  2. 14th CoC Meeting of Reliance Home Finance scheduled on Sept 17, 2026 · Regulatory & Legal
  3. 13th Committee of Creditors meeting held on August 6, 2026 · Regulatory & Legal
All filings ↓
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Snapshot

What the business is, and whether it's a good one at a fair price.

AI · written from filings

Operates as a non-banking housing finance company engaged in mortgage-based lending — home loans, affordable housing loans, loans against property, and construction finance — and is classified as a subsidiary of Reliance Capital within the broader Anil Dhirubhai Ambani Group. As of FY25, the company reported revenue of ₹0.2226 crore, with the filings explicitly noting no main product sales during the year and no fixed assets on its books. Since September 20, 2025, the company has been under Corporate Insolvency Resolution Process (CIRP), with Resolution Professional Umesh B. Sonkar conducting an ongoing series of Committee of Creditors meetings (numbered up to at least the 12th by July 2026). The insolvency process drew 28 prospective resolution applicants, from which 12 resolution plans were received, but no final resolution or liquidation outcome has been disclosed. The cost structure — employee costs at 110.6% of revenue and other operating costs at 1437.2% of revenue — reflects a cost base that is entirely disconnected from any active lending activity, consistent with a company in resolution rather than normal operation.

Operating scale
Status
Under Corporate Insolvency Resolution Process (CIRP)Since September 20, 2025
Resolution plans received
12 from 28 prospective applicantsAs of February 2026
Committee of Creditors meetings
Up to the 12th CoC meetingBy July 14, 2026
Fixed assets
NoneFY25
Main product sales
NoneFY25
Who pays it
Individual home loan borrowers, affordable housing borrowers, property owners pledging collateral, and real estate developers (historically)
Biggest cost
Employee cost at 110.6% of revenue and other operating expenses at 1437.2% of revenue, with negligible revenue base
Kind of business
Housing finance NBFC currently in corporate insolvency resolution, with no active lending operations
Where it sits
Housing finance subsidiary of Reliance Capital, part of the Anil Dhirubhai Ambani Group, currently under IBC resolution process
Market Cap
₹59 Cr
P / E (TTM)
2.4×
EV / EBITDA
—
Div Yield
—
Growth
-83.0%▼
Revenue 5y CAGR
PAT — · EBITDA -49.6%
Quality
n/m·
ROCE · capital employed below zero
ROE n/m · margin 11234.5%
Leverage
—·
Debt / Equity · not read for a lender
Revenue FY20→FY25
0.0×▼
Margin +10883.3 pts
₹1,587 Cr → ₹0 Cr
Moves on a normal day
1.57%·
Median daily move
Last 243 sessions · the yardstick for filing-day moves
Where it sits among 19 Housing Finance Company peersBar = share of peers beaten · tick = industry median · latest reported figures
P/E (TTM)#2/17
EBITDA margin#19/19
Revenue growth#19/19
Profit growth#2/20

Scorecard

Measured from the filed financials, judged against its Housing Finance Company peers · as of FY25 — not investment advice

Strengths
Nothing stands out in the filed numbers.
Concerns
Revenue shrinking over 5 years (−83% a year)
Erratic profits — up in only 2 of the last 5 years

Charts

How has the market priced it — with filings on the timeline?

RHFL · price

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Peers

How does it stack up on valuation, returns and growth?

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Financials

Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.

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Ownership

Who owns it — and is the promoter stake clean?

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Common questions

Answered from RELIANCE HOME FINANCE LTD's filed financials and exchange disclosures

What does RELIANCE HOME FINANCE LTD do?

RELIANCE HOME FINANCE LTD is a Finance company listed on NSE and BSE, trading under the symbol RHFL.

Is RELIANCE HOME FINANCE LTD profitable?

Yes. Over the trailing twelve months RELIANCE HOME FINANCE LTD reported a net profit of ₹24 Cr on revenue of ₹0.22 Cr.

Does RELIANCE HOME FINANCE LTD pay a dividend?

Not in the latest reported year — RELIANCE HOME FINANCE LTD's dividend payout for FY25 was nil.

Is RELIANCE HOME FINANCE LTD expensive compared with its peers?

On trailing P/E, RELIANCE HOME FINANCE LTD ranks 2 of 17 in Housing Finance Company — cheaper than 94% of them, against an industry median of 10.1×. This is a position, not a valuation judgement.

How much does the RELIANCE HOME FINANCE LTD share price move in a day?

On a typical session RELIANCE HOME FINANCE LTD moves 1.57% — that is the median absolute close-to-close move across its last 243 trading days. MarketPing measures each filing's price reaction against it.

Where can I track RELIANCE HOME FINANCE LTD's announcements?

Every NSE and BSE filing by RELIANCE HOME FINANCE LTD appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.

Figures are as last reported and may lag the latest filing. Not investment advice.