BSE: 530271
RICH UNIVERSE NETWORK LTD.
Operates as a Non-Banking Financial Company (NBFC) under a single 'Trading' segment, with revenue from operations reported as zero across recent quarters. All reported income in FY26 came from 'other income' rather than from core lending or trading activity, and the Q1 FY27 income was entirely from interest. The company swung to a net profit in FY26 after a loss in FY25, though operating cash flow was negative. There is no disclosed loan book, AUM, or trading turnover — the segment name 'Trading' is the only activity the filings reference. Multiple recent quarters (Q2 FY26, Q3 FY26) also show nil revenue from operations, indicating no active lending or trading business is currently being run. AR · MarketPing reader · 2026-08-02
Revenue streams, as the annual report describes them. Other income (interest on investments and similar items) (100%). Small, low-activity NBFC shell reporting only investment-related other income
Exhibit 1: Financial summary, FY22–FY26 (all audited; no estimate years)
| ₹ crore · standalone | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| Revenue | 8 | 0 | 0 | 0 | 0 |
| EBITDA (ex other income) | 0 | (0) | (0) | (0) | (0) |
| margin % | 1.1 | — | — | — | — |
| Owners' profit | 0 | 0 | (0) | (0) | 0 |
| EPS, as reported (₹) | 0.07 | 0.01 | (0.12) | (0.40) | 0.69 |
| ROE % · ROCE % | 0.7 · 0.9 | 0.1 · 0.0 | (1.2) · (1.2) | (4.1) · (2.6) | 6.6 · 4.3 |
| Debt / equity (x) | 0.22 | 0.20 | 0.20 | 0.22 | 0.22 |
| Cash from operations | 0 | 0 | (0) | 0 | (0) |
| Capex | 0 | 0 | 0 | 0 | 0 |
Exhibit 2: Quarterly performance, last 8 quarters
| ₹ crore | Q1 FY25 | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 0 | (0) | (0) | (0) | (0) | (0) | (0) | 1 |
| Net profit | 0 | (0) | (0) | (0) | (0) | (0) | (0) | 1 |
| EPS (₹) | 0.01 | (0.09) | (0.04) | (0.23) | (0.08) | (0.03) | (0.02) | 0.94 |
Exhibit 3: Peers — basic industry group, by market cap
| Company | M.cap ₹ cr | P/E | P/B | EV/EBITDA | ROE % | ROCE % | Rev CAGR 5y % | EBITDA m. % |
|---|---|---|---|---|---|---|---|---|
| BAJAJ FINANCE LIMITED | 5,70,768 | 28.1 | 4.88 | — | 16.5 | — | 25.2 | 70.7 |
| SHRIRAM FINANCE LIMITED | 1,94,820 | 14.6 | 2.96 | — | 15.2 | — | 22.5 | 74.7 |
| CHOLAMANDALAM IN & FIN CO | 1,31,798 | 22.8 | 4.33 | — | 17.2 | — | 26.5 | 71.2 |
| TATA CAPITAL LIMITED | 1,31,209 | 24.0 | 2.79 | — | 10.4 | — | — | 75.8 |
| MUTHOOT FINANCE LIMITED | 96,352 | 8.5 | 2.42 | — | 26.7 | — | 22.0 | 84.0 |
| SBI CARDS & PAY SER LTD | 50,202 | 22.1 | 3.19 | — | 13.8 | — | — | 33.1 |
| SUNDARAM FINANCE LTD | 43,766 | 19.6 | 2.94 | — | 13.8 | — | — | 78.4 |
| AUTHUM INVEST & INFRA LTD | 42,040 | 7.2 | 2.85 | — | 13.1 | — | — | 90.1 |
Exhibit 4: Where the company sits in its group
| Metric | Company | Group median | Rank | Better than |
|---|---|---|---|---|
| P/E (TTM) | 12.9 | 18.1 | 79 of 200 | 61% |
| P/B | 1.0 | 1.1 | 119 of 253 | 52% |
| ROCE | 4.3 | 2.0 | 21 of 59 | 66% |
| ROE | 6.6 | 3.1 | 87 of 257 | 66% |
| Debt / Equity | 0.2 | 0.0 | 42 of 53 | 21% |
| Profit growth | 506.3 | 7.8 | 20 of 251 | 92% |
| Market cap | 8 | 34 | 234 of 268 | 13% |
Exhibit 5: Filings of the last 90 days, with the measured price reaction
| Date · filing | Category | Importance | Next day % | 5-day % |
|---|---|---|---|---|
| 26 Oct 2026 · Board to approve September 2026 quarterly and half-year results | results | low | — | — |
| 9 Oct 2026 · RTA certificate under SEBI Reg 74(5) for quarter ended September 2026 | compliance | minimal | — | — |
| 25 Sept 2026 · Trading window closed for quarter ended 30 September 2026 | compliance | minimal | — | — |
| 21 Sept 2026 · 36th AGM voting results: all 3 resolutions passed unanimously | board shareholder meetings | low | — | — |
| 21 Sept 2026 · 36th AGM voting results - all 3 resolutions passed | board shareholder meetings | low | — | — |
| 21 Sept 2026 · 36th AGM of Rich Universe Network held on Sept 21, 2026 | board shareholder meetings | low | — | — |
| 26 Aug 2026 · Notice of 36th AGM published; meeting on 21 September 2026 | compliance | minimal | — | — |
| 26 Aug 2026 · AGM notice and annual report dispatch to shareholders | compliance | minimal | — | — |
| 24 Aug 2026 · Annual Report submitted for 36th AGM on September 21, 2026 | board shareholder meetings | low | — | — |
| 24 Aug 2026 · Book Closure for 36th AGM from 14 Sep to 21 Sep 2026 | compliance | minimal | — | — |
How to read this document
| Where a broker report shows | This document shows | Why |
|---|---|---|
| A rating (BUY / ADD / REDUCE / SELL) | A state: the latest filed quarter and the measured reactions | an event is a fact; a rating is an opinion that requires SEBI RA registration |
| A target price and upside | The current price and the multiples against the group | a target is a forecast; a multiple is a measurement |
| Estimate years marked E | More audited years; no estimates | MarketPing publishes no forecasts — your own model lives on the Models page |
Sources, method and disclosures
This document is a statistical summary of publicly filed information and market data, prepared by software from primary sources: SEBI results XBRL filed with BSE and NSE, LODR disclosures, shareholding patterns, exchange price data. It contains no research recommendation, no price target and no opinion on the merits of any security, and is not a research report within the meaning of the SEBI (Research Analysts) Regulations, 2014, Regulation 2(1)(w)(vii). Financial statements are as filed (consolidated where the company files consolidated results). Ratios are computed over filed lines. Where a figure is unavailable the table shows a dash rather than an estimate. The business brief is written by MarketPing's reader from the annual report and checked against it; no figure in a table was generated by a model. Nothing here constitutes investment advice, an offer or a solicitation; readers should consult a SEBI-registered adviser before acting. MarketPing is not a SEBI-registered intermediary.