Earns revenue primarily through interest income as a Non-Banking Financial Company (NBFC) classified under the Financial Services sector. Total income rose to ₹132.59 lakh in FY26 from ₹106.44 lakh in FY25, driven by ~29% growth in interest income, while profit after tax increased to ₹69.48 lakh and EPS reached ₹0.69. Operates on a compact balance sheet funded by borrowings alongside equity, with finance costs of ₹12.24 lakh as the main expense line. Employee costs run at 3.3% of revenue and other operating expenses at 17.9%, reflecting a lean structure with negligible depreciation and no materials cost. Capital is being expanded via a postal ballot process — authorized share capital is to rise and 60 lakh convertible warrants have been allotted to 18 non-promoter investors at ₹20 per warrant. Listed on BSE (code 543256) and the Metropolitan Stock Exchange of India. AR · MarketPing reader · 2026-08-02
Revenue streams, as the annual report describes them. Interest income. Small NBFC with a lean cost structure
| ₹ crore · consolidated | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| Revenue | 1 | 1 | 1 | 1 | 1 |
| EBITDA (ex other income) | 1 | 1 | 1 | 1 | 1 |
| margin % | 51.5 | 86.9 | 49.1 | 74.7 | 78.8 |
| Owners' profit | 1 | 1 | 0 | 1 | 1 |
| EPS, as reported (₹) | 1.17 | 0.74 | 0.40 | 0.60 | 0.69 |
| ROE % · ROCE % | 7.9 · — | 4.8 · — | 2.6 · — | 3.7 · — | 4.1 · 6.1 |
| Debt / equity (x) | 0.00 | 0.00 | 0.00 | 0.00 | 0.19 |
| Cash from operations | 2 | (1) | (0) | 0 | 1 |
| Capex | 0 | 0 | 0 | 0 | 0 |
| ₹ crore | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 | Q1 FY27 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net profit | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| EPS (₹) | 0.07 | 0.03 | 0.28 | 0.22 | 0.20 | 0.15 | 0.12 | 0.15 |
| Company | M.cap ₹ cr | P/E | P/B | EV/EBITDA | ROE % | ROCE % | Rev CAGR 5y % | EBITDA m. % |
|---|---|---|---|---|---|---|---|---|
| BAJAJ FINANCE LIMITED | 6,43,552 | 31.7 | 5.50 | 11.6 | 16.5 | — | 25.2 | 70.7 |
| SHRIRAM FINANCE LIMITED | 2,42,019 | 18.1 | 3.67 | 6.7 | 15.2 | — | 22.5 | 74.7 |
| CHOLAMANDALAM IN & FIN CO | 1,57,446 | 27.2 | 5.17 | 6.9 | 17.2 | — | 26.5 | 71.2 |
| TATA CAPITAL LIMITED | 1,54,110 | 28.2 | 3.27 | 6.5 | 10.4 | — | — | 75.8 |
| Date · filing | Category | Importance | 1-day % | 5-day % |
|---|---|---|---|---|
| 10 Sept 2026 · Rita Finance appoints Ms. Helly Raval as Chief Executive Officer | management changes | medium | — | — |
| 8 Sept 2026 · Newspaper Publication of 45th AGM Notice | compliance | minimal | — | — |
| 7 Sept 2026 · Notice of 45th AGM on 30 September 2026 via video conferencing | board shareholder meetings | low | — | — |
| 7 Sept 2026 · 45th Annual Report for FY 2025-26 submitted; AGM on Sep 30, 2026 | results | high | — | — |
| 3 Sept 2026 · Rita Finance appoints A. Ankita and Associates as Secretarial Auditor | management changes | medium | — | — |
| 3 Sept 2026 · Secretarial Auditor M/s Ankur Gandhi & Associates resigns | management changes | medium | — | — |
| 29 Aug 2026 · Independent Director Mr. Mahesh Anand Dhanavade resigns for personal reasons | management changes | medium | — | — |
| 13 Aug 2026 · Fund utilisation update on preferential warrants - no deviation reported | fund raising | medium | — | — |
| 13 Aug 2026 · Q1 FY27 standalone results: PAT Rs 15.20 lakh, income up 20 percent YoY | results | high | — | — |
| 13 Aug 2026 · Board approves Q1 FY26-27 standalone unaudited financial results | board shareholder meetings | low | — | — |
| Where a broker report shows | This document shows | Why |
|---|---|---|
| A rating (BUY / ADD / REDUCE / SELL) | A state: the latest filed quarter and the measured reactions |
| MUTHOOT FINANCE LIMITED |
| 1,12,094 |
| 9.9 |
| 2.82 |
| 3.9 |
| 26.7 |
| — |
| 22.0 |
| 84.0 |
| SBI CARDS & PAY SER LTD | 62,349 | 27.4 | 3.96 | — | 13.8 | — | — | 33.1 |
| HDB FINANCIAL SERVICES L | 55,706 | 20.2 | 2.70 | — | 12.3 | — | — | 58.0 |
| SUNDARAM FINANCE LTD | 52,217 | 23.3 | 3.51 | 6.7 | 13.8 | — | — | 78.4 |
| Metric | Company | Group median | Rank | Better than |
|---|---|---|---|---|
| P/E (TTM) | 19.6 | 18.2 | 111 of 212 | 48% |
| P/B | 0.7 | 1.1 | 79 of 245 | 68% |
| ROCE | 5.4 | 2.1 | 20 of 63 | 69% |
| ROE | 4.1 | 3.0 | 117 of 266 | 56% |
| Debt / Equity | 0.2 | 0.0 | 254 of 266 | 5% |
| EBITDA margin | 48.6 | 48.6 | 125 of 249 | 50% |
| Revenue growth | 16.2 | 12.6 | 104 of 231 | 55% |
| Profit growth | (31.5) | 7.8 | 148 of 251 | 41% |
| Market cap | 12 | 37 | 202 of 260 | 22% |
| an event is a fact; a rating is an opinion that requires SEBI RA registration |
| A target price and upside | The current price and the multiples against the group | a target is a forecast; a multiple is a measurement |
| Estimate years marked E | More audited years; no estimates | MarketPing publishes no forecasts — your own model lives on the Models page |
This document is a statistical summary of publicly filed information and market data, prepared by software from primary sources: SEBI results XBRL filed with BSE and NSE, LODR disclosures, shareholding patterns, exchange price data. It contains no research recommendation, no price target and no opinion on the merits of any security, and is not a research report within the meaning of the SEBI (Research Analysts) Regulations, 2014, Regulation 2(1)(w)(vii). Financial statements are as filed (consolidated where the company files consolidated results). Ratios are computed over filed lines. Where a figure is unavailable the table shows a dash rather than an estimate. The business brief is written by MarketPing's reader from the annual report and checked against it; no figure in a table was generated by a model. Nothing here constitutes investment advice, an offer or a solicitation; readers should consult a SEBI-registered adviser before acting. MarketPing is not a SEBI-registered intermediary.
