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SAHARA HOUSINGFINA CORPORATION

Financial Services › Finance
₹35.31
at close · 28 Oct 2026
▼ 0.29 (-0.81%)
ThemesArtificial Intelligence· mention

Latest filings

  1. Appoints Interim Compliance Officer and Manager After CEO's Demise · Management Changes
  2. Compliance certificate for share dematerialization filed with BSE · Compliance
  3. Trading window closed ahead of Q2 FY27 results · Compliance
All filings ↓
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Snapshot

What the business is, and whether it's a good one at a fair price.

AI · written from filings

A small Kolkata-based housing finance company that earns revenue primarily from interest on its loan book. Total income for FY26 was ₹716.83 lakhs, of which interest income made up ₹712.14 lakhs, down from ₹858.09 lakhs in FY25 — a year-on-year drop of roughly 17%. The company is shrinking rather than growing, with revenue and profit both declining. Net profit after tax fell to ₹34.39 lakhs in FY26 from ₹64.84 lakhs in FY25, taking EPS to ₹0.49 from ₹0.93. Employee costs are its single largest expense at 42.1% of revenue, followed by other operating expenses at 25%. The loan book is funded in part through secured non-convertible debentures, and the company has been progressively redeeming these NCDs rather than issuing fresh debt. Some asset quality pressure emerged during 9M FY26, with an impairment loss provision of ₹7.62 lakhs versus a small reversal the year before.

Operating scale
Total assets
₹68.90 croreFY26
Interest income
₹712.14 lakhsFY26
Outstanding 7% secured NCD
₹12 crore (12 NCDs of ₹1 crore each)March 2026
Outstanding 9% secured NCD (ISIN INE093B07208)
₹21 croreMarch 2026
Impairment loss provision
₹7.62 lakhs (9M FY26)9M FY26
Net profit after tax
₹34.39 lakhsFY26
Who pays it
Borrowers taking housing loans from the company
Biggest cost
Employee cost at 42.1% of revenue, the largest line item
Kind of business
Small, shrinking housing finance company with a declining loan book and progressive NCD redemption
Where it sits
Small BSE-listed housing finance company within the Sahara group of promoter entities
Market Cap
₹24 Cr
P / E (TTM)
72.1×
EV / EBITDA
—
Div Yield
—
Growth
-10.8%▼
Revenue 5y CAGR
PAT -30.3% · EBITDA -22.2%
Quality
—·
ROCE (FY26)
ROE 2.7% (5y median) · margin 32.9%
Leverage
—·
Debt / Equity · not read for a lender
Revenue FY21→FY26
0.6×▼
Margin −11.7 pts
₹13 Cr → ₹7 Cr
Moves on a normal day
2.03%·
Median daily move
Last 265 sessions · the yardstick for filing-day moves
Where it sits among 19 Housing Finance Company peersBar = share of peers beaten · tick = industry median · latest reported figures
P/E (TTM)#16/17
P/B#4/17
ROE#15/17
EBITDA margin#17/19
Revenue growth#16/19
Profit growth#19/20

Scorecard

Measured from the filed financials, judged against its Housing Finance Company peers · as of FY26 — not investment advice

Strengths
Nothing stands out in the filed numbers.
Concerns
Revenue shrinking over 5 years (−11% a year)
Profit shrinking over 5 years (−30% a year)
Erratic profits — up in only 0 of the last 5 years

Charts

How has the market priced it — with filings on the timeline?

Price

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Peers

How does it stack up on valuation, returns and growth?

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Financials

Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.

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Ownership

Who owns it — and is the promoter stake clean?

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Common questions

Answered from SAHARA HOUSINGFINA CORPORATION's filed financials and exchange disclosures

What does SAHARA HOUSINGFINA CORPORATION do?

SAHARA HOUSINGFINA CORPORATION is a Finance company listed on BSE.

Is SAHARA HOUSINGFINA CORPORATION profitable?

Yes. Over the trailing twelve months SAHARA HOUSINGFINA CORPORATION reported a net profit of ₹0.34 Cr on revenue of ₹7.16 Cr.

Does SAHARA HOUSINGFINA CORPORATION pay a dividend?

Not in the latest reported year — SAHARA HOUSINGFINA CORPORATION's dividend payout for FY26 was nil.

Is SAHARA HOUSINGFINA CORPORATION expensive compared with its peers?

On trailing P/E, SAHARA HOUSINGFINA CORPORATION ranks 16 of 17 in Housing Finance Company — cheaper than 6% of them, against an industry median of 10.1×. This is a position, not a valuation judgement.

How much does the SAHARA HOUSINGFINA CORPORATION share price move in a day?

On a typical session SAHARA HOUSINGFINA CORPORATION moves 2.03% — that is the median absolute close-to-close move across its last 265 trading days. MarketPing measures each filing's price reaction against it.

Where can I track SAHARA HOUSINGFINA CORPORATION's announcements?

Every NSE and BSE filing by SAHARA HOUSINGFINA CORPORATION appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.

Figures are as last reported and may lag the latest filing. Not investment advice.