What the business is, and whether it's a good one at a fair price.
Operates as a Non-Banking Financial Company (NBFC) based in Coimbatore, Tamil Nadu, earning revenue primarily through interest income on loans extended to borrowers. Total income for FY26 stood at Rs 371.21 lakhs, up 42.7% year-on-year, with net profit after tax of Rs 33.37 lakhs and EPS of Rs 0.67. The lending business reports a debt-equity ratio of 1.40 and a capital adequacy ratio of 40.87%. Stage 3 (non-performing) loan assets stood at 3.48% of gross loans with a provision coverage ratio of 90.10%. Employee costs are the largest operating expense at 29.1% of revenue, followed by other operating expenses at 16.1%. Operating cash flow turned negative at Rs 216.66 lakhs in FY26 due to significant increases in loans and other financial assets, with funding supplemented by a Rights Issue of up to Rs 757.50 lakhs (3:2 entitlement ratio) and Secured Unlisted Redeemable NCDs of up to Rs 50 lakhs at 12% per annum, payable monthly, with a maximum tenure of 60 months.
Measured from the filed financials, judged against its Diversified Commercial Services peers · as of FY26 — not investment advice
How has the market priced it — with filings on the timeline?
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
How does it stack up on valuation, returns and growth?
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Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.
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Who owns it — and is the promoter stake clean?
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Answered from SI CAPITAL & FINANCIAL SERVICE's filed financials and exchange disclosures
SI CAPITAL & FINANCIAL SERVICE is a Commercial Services & Supplies company listed on BSE.
Yes. Over the trailing twelve months SI CAPITAL & FINANCIAL SERVICE reported a net profit of ₹0 Cr on revenue of ₹4 Cr.
Not in the latest reported year — SI CAPITAL & FINANCIAL SERVICE's dividend payout for FY26 was nil.
Effectively yes. It holds ₹0 Cr more cash than debt. Debt stands at 0.00× equity.
On trailing P/E, SI CAPITAL & FINANCIAL SERVICE ranks 61 of 89 in Diversified Commercial Services — cheaper than 32% of them, against an industry median of 14.3×. This is a position, not a valuation judgement.
On a typical session SI CAPITAL & FINANCIAL SERVICE moves 3.67% — that is the median absolute close-to-close move across its last 185 trading days. Announcement days are routinely larger.
Every NSE and BSE filing by SI CAPITAL & FINANCIAL SERVICE appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.
Figures are as last reported and may lag the latest filing. Not investment advice.
