What the business is, and whether it's a good one at a fair price.
Operates as a small non-banking financial company with two segments. Smart Finsec Limited's NBFC Activity segment contributes 84.9% of segment revenue at Rs. 1.67 crore for FY26 and includes lending and investment-related income such as F&O/Jobbing income. The Real Estate segment contributes 15.1% (Rs. 0.30 crore) and earns rental income, which remained around Rs. 22 lakhs through the first nine months of FY26. Total income for FY26 was Rs. 1.97 crore, with net profit of Rs. 0.98 crore and EPS of Rs. 0.33, and total assets of Rs. 16.81 crore. Employee cost is the largest operating expense at 21.6% of revenue. The company has extended a corporate guarantee of Rs. 30 crore to Axis Bank for a credit facility availed by its group company Smart Equity Brokers Private Limited, a stock broking firm. Operating cash flow turned negative in FY26 as loans on the books increased by Rs. 138.64 lakh during the year.
Measured from the filed financials, judged against its Non Banking Financial Company (NBFC) peers · as of FY26 — not investment advice
How has the market priced it — with filings on the timeline?
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
How does it stack up on valuation, returns and growth?
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Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.
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Who owns it — and is the promoter stake clean?
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Answered from Smart Finsec Limited's filed financials and exchange disclosures
Smart Finsec Limited is a Finance company listed on BSE.
Yes. Over the trailing twelve months Smart Finsec Limited reported a net profit of ₹1 Cr on revenue of ₹2 Cr.
Not in the latest reported year — Smart Finsec Limited's dividend payout for FY26 was nil.
Effectively yes. It holds ₹0 Cr more cash than debt. Debt stands at 0.00× equity.
On trailing P/E, Smart Finsec Limited ranks 126 of 212 in Non Banking Financial Company (NBFC) — cheaper than 41% of them, against an industry median of 18.2×. This is a position, not a valuation judgement.
On a typical session Smart Finsec Limited moves 1.63% — that is the median absolute close-to-close move across its last 268 trading days. Announcement days are routinely larger.
Every NSE and BSE filing by Smart Finsec Limited appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.
Figures are as last reported and may lag the latest filing. Not investment advice.
