SMC CREDITS LTD. is a Finance company. The annual-report business brief for this company has not been generated yet; the numbers below are as filed.
| ₹ crore · consolidated | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| Revenue | 4 | 5 | 8 | 15 | 25 |
| EBITDA (ex other income) | 4 | 12 | 7 | 13 | 23 |
| margin % | 92.2 | 276.0 | 84.8 | 85.9 | 92.2 |
| Owners' profit | 3 | 10 | 3 | 13 | 33 |
| EPS, as reported (₹) | 2.59 | 7.36 | 1.23 | 5.00 | 12.99 |
| ROE % · ROCE % | 0.5 · — | 1.1 · — | 0.3 · — | 1.0 · — | 2.8 · — |
| Debt / equity (x) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash from operations | (1) | 2 | 9 | 23 | 0 |
| Capex | 0 | 0 | (0) | (0) | (1) |
| ₹ crore | Q1 FY25 | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 2 | 8 | 2 | 3 | 10 | 15 | 4 | 2 |
| Profit before tax | 2 | 7 | 4 | 4 | 26 | 16 | 4 | 1 |
| Net profit | 1 | 5 | 3 | 3 | 22 | 12 | 4 | (3) |
| EPS (₹) | 0.49 | 2.06 | 1.09 | 5.00 | 8.81 | 12.48 | 1.70 | (1.20) |
| Company | M.cap ₹ cr | P/E | P/B | EV/EBITDA | ROE % | ROCE % | Rev CAGR 5y % | EBITDA m. % |
|---|---|---|---|---|---|---|---|---|
| BAJAJ FINANCE LIMITED | 6,43,552 | 31.7 | 5.50 | 11.6 | 16.5 | — | 25.2 | 70.7 |
| SHRIRAM FINANCE LIMITED | 2,42,019 | 18.1 | 3.67 | 6.7 | 15.2 | — | 22.5 | 74.7 |
| CHOLAMANDALAM IN & FIN CO | 1,57,446 | 27.2 | 5.17 | 6.9 | 17.2 | — | 26.5 | 71.2 |
| TATA CAPITAL LIMITED | 1,54,110 | 28.2 | 3.27 | 6.5 | 10.4 | — | — | 75.8 |
| Date · filing | Category | Importance | 1-day % | 5-day % |
|---|---|---|---|---|
| 8 Sept 2026 · Newspaper ad for 34th AGM notice and FY26 annual report dispatch | compliance | minimal | — | — |
| 7 Sept 2026 · Letter to Shareholders on Annual Report 2025-26 Web Link and 34th AGM | compliance | minimal | — | — |
| 7 Sept 2026 · SMC Credits FY26 Annual Report and 34th AGM Notice submitted | compliance | low | — | — |
| 7 Sept 2026 · Notice of 34th AGM on September 30, 2026 with FY26 Annual Report | board shareholder meetings | low | — | — |
| 5 Sept 2026 · EGM approves re-appointment of independent director | board shareholder meetings | medium | — | — |
| 5 Sept 2026 · EGM approves re-appointment of Independent Director with 100 percent votes in favor | compliance | minimal | — | — |
| 4 Sept 2026 · EGM held; re-appointment of Independent Director put to vote | board shareholder meetings | medium | — | — |
| 14 Aug 2026 · SMC Credits Q1 FY27 PAT at 488L, income from operations lower vs year-ago | results | high | — | — |
| 12 Aug 2026 · EGM Notice Published; Physical Share Dematerialisation Window Open | compliance | minimal | — | — |
| 11 Aug 2026 · EGM on Sep 4 for re-appointment of Independent Director | board shareholder meetings | low | — | — |
| Where a broker report shows | This document shows | Why |
|---|---|---|
| A rating (BUY / ADD / REDUCE / SELL) | A state: the latest filed quarter and the measured reactions |
| MUTHOOT FINANCE LIMITED |
| 1,12,094 |
| 9.9 |
| 2.82 |
| 3.9 |
| 26.7 |
| — |
| 22.0 |
| 84.0 |
| SBI CARDS & PAY SER LTD | 62,349 | 27.4 | 3.96 | — | 13.8 | — | — | 33.1 |
| HDB FINANCIAL SERVICES L | 55,706 | 20.2 | 2.70 | — | 12.3 | — | — | 58.0 |
| SUNDARAM FINANCE LTD | 52,217 | 23.3 | 3.51 | 6.7 | 13.8 | — | — | 78.4 |
| Metric | Company | Group median | Rank | Better than |
|---|---|---|---|---|
| ROE | 2.8 | 3.0 | 134 of 266 | 50% |
| Debt / Equity | 0.0 | 0.0 | 5 of 266 | 11% |
| EBITDA margin | 58.7 | 48.6 | 112 of 249 | 55% |
| Revenue growth | (41.0) | 12.6 | 186 of 231 | 20% |
| Profit growth | (188.4) | 7.8 | 209 of 251 | 17% |
| an event is a fact; a rating is an opinion that requires SEBI RA registration |
| A target price and upside | The current price and the multiples against the group | a target is a forecast; a multiple is a measurement |
| Estimate years marked E | More audited years; no estimates | MarketPing publishes no forecasts — your own model lives on the Models page |
This document is a statistical summary of publicly filed information and market data, prepared by software from primary sources: SEBI results XBRL filed with BSE and NSE, LODR disclosures, shareholding patterns, exchange price data. It contains no research recommendation, no price target and no opinion on the merits of any security, and is not a research report within the meaning of the SEBI (Research Analysts) Regulations, 2014, Regulation 2(1)(w)(vii). Financial statements are as filed (consolidated where the company files consolidated results). Ratios are computed over filed lines. Where a figure is unavailable the table shows a dash rather than an estimate. The business brief is written by MarketPing's reader from the annual report and checked against it; no figure in a table was generated by a model. Nothing here constitutes investment advice, an offer or a solicitation; readers should consult a SEBI-registered adviser before acting. MarketPing is not a SEBI-registered intermediary.
