Companies›Financial Services›Financial Services›Finance
NSE:SONAL

SONAL MERCANTILE LTD.

Financial Services › Finance
₹78.85
at close · 28 Oct 2026
▼ 3.14 (-3.83%)

Latest filings

  1. RTA compliance certificate under Reg 74(5) for Sep 2026 quarter · Compliance
  2. Sonal Mercantile 41st AGM: All 3 resolutions passed with over 99.99% approval · Compliance
  3. 41st AGM proceedings - financials adopted, RPT up to Rs 250 crore approved · Board & Shareholder Meetings
All filings ↓
Ask Nexa about SONAL MERCANTILE LTD.

Snapshot

What the business is, and whether it's a good one at a fair price.

AI · written from filings

Operates as a non-banking financial company (NBFC) registered with the RBI under the RBI Act, 1934, based in New Delhi. The business earns primarily through interest income on its lending book, with standalone income from operations of ₹4,075.75 lakhs in FY26 versus ₹3,529.37 lakhs in FY25. Funding is raised through borrowings, which stood at ₹29,382 lakhs as of H1 FY26, and the company carries a standalone debt-to-equity ratio of 4.14, making the cost of funds the main economic input. Standalone operating costs are light (employee costs at 1.3% of revenue and other opex at 1.6%) because interest expense is netted against interest income at the revenue line. The company has no subsidiaries and one associate, Rudraveerya Developers Limited, whose share of profit contributed materially to consolidated total comprehensive income of ₹2,754.09 lakhs in FY26. Standalone profit after tax rose 10.2% year-on-year to ₹1,146.81 lakhs in FY26, with basic EPS of ₹7.78 versus ₹7.06.

Operating scale
Total assets
₹696.72 croreFY26
Borrowings
₹29,382 lakhsH1 FY26
Standalone debt-equity ratio
4.14FY26
Standalone PAT
₹1,146.81 lakhsFY26
Associate profit contribution (9M FY26)
₹1,271.96 lakhs from Rudraveerya Developers Ltd9M FY26
Promoter group holding
36,72,396 shares held by Ram Gopal Goyal & Sons LLPFY26
Who pays it
Borrowers across the company's NBFC lending portfolio (specific segment not disclosed in filings)
Biggest cost
Cost of borrowings, the implicit primary input cost netted against interest income
Kind of business
Leveraged, light-cost NBFC focused on lending with a single associate in real estate development
Where it sits
RBI-registered NBFC based in New Delhi, listed on NSE and BSE, with a high-leverage standalone book
Market Cap
₹116 Cr
P / E (TTM)
3.9×
EV / EBITDA
—
Div Yield
—
Growth
17.1%▲
Revenue 5y CAGR
PAT +12.7% · EBITDA +17.4%
Quality
—·
ROCE (FY26)
ROE 6.9% (5y median) · margin 96.9%
Leverage
—·
Debt / Equity · not read for a lender
Revenue FY21→FY26
2.2×▲
Margin −13.4 pts
₹19 Cr → ₹41 Cr
Moves on a normal day
1.61%·
Median daily move
Last 93 sessions · the yardstick for filing-day moves
Where it sits among 272 Non Banking Financial Company (NBFC) peersBar = share of peers beaten · tick = industry median · latest reported figures
P/E (TTM)#17/200
P/B#28/253
ROE#85/257
EBITDA margin#25/249
Revenue growth#57/231
Profit growth#144/251

Scorecard

Measured from the filed financials, judged against its Non Banking Financial Company (NBFC) peers · as of FY26 — not investment advice

Strengths
Revenue compounding 17% a year over 5 years
Profit compounding 13% a year over 5 years
Concerns
Nothing flagged in the filed numbers.

Charts

How has the market priced it — with filings on the timeline?

SONAL · price

Loading chart…

▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Peers

How does it stack up on valuation, returns and growth?

Loading peers…

Financials

Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.

Loading financials…

Ownership

Who owns it — and is the promoter stake clean?

Loading shareholding…

Sign up to see the full company file

Governance, sustainability, compliance, earnings calls, presentations, events, reactions and the full filings feed — free with an account.

Common questions

Answered from SONAL MERCANTILE LTD.'s filed financials and exchange disclosures

What does SONAL MERCANTILE LTD. do?

SONAL MERCANTILE LTD. is a Finance company listed on NSE and BSE, trading under the symbol SONAL.

Is SONAL MERCANTILE LTD. profitable?

Yes. Over the trailing twelve months SONAL MERCANTILE LTD. reported a net profit of ₹26 Cr on revenue of ₹41 Cr.

Does SONAL MERCANTILE LTD. pay a dividend?

Not in the latest reported year — SONAL MERCANTILE LTD.'s dividend payout for FY26 was nil.

Is SONAL MERCANTILE LTD. expensive compared with its peers?

On trailing P/E, SONAL MERCANTILE LTD. ranks 17 of 200 in Non Banking Financial Company (NBFC) — cheaper than 92% of them, against an industry median of 18.1×. This is a position, not a valuation judgement.

How much does the SONAL MERCANTILE LTD. share price move in a day?

On a typical session SONAL MERCANTILE LTD. moves 1.61% — that is the median absolute close-to-close move across its last 93 trading days. MarketPing measures each filing's price reaction against it.

Where can I track SONAL MERCANTILE LTD.'s announcements?

Every NSE and BSE filing by SONAL MERCANTILE LTD. appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.

Figures are as last reported and may lag the latest filing. Not investment advice.