SRG FINGROW FINANCE LIMITED

Operates as a non-banking financial company providing loans and financing activities from its base in Udaipur, Rajasthan, and is listed on the BSE SME platform (formerly known as S R G Securities Finance Limited). The business earns primarily through interest income on its loan book, which stood at Rs. 781.85 lakh at the end of FY 2024-25, up about 9% from Rs. 717.25 lakh the year before, while long-term financing receivables were Rs. 537.30 lakh by H1 FY 2025-26. Total income for FY 2025-26 was Rs. 120.48 lakh, compared to Rs. 130.32 lakh in FY 2024-25, with net profit after tax of Rs. 21.39 lakh and EPS of Rs. 0.40. The cost base is dominated by employee costs at 50.9% of revenue and other operating expenses at 25.8%, reflecting a small, staff-heavy operation rather than a typical large NBFC. The balance sheet is funded entirely by equity — total shareholder funds of Rs. 1,491.27 lakh, reserves and surplus of Rs. 953.73 lakh, cash and bank balances of Rs. 275.95 lakh, and no outstanding bank borrowings. The statutory auditors (Valawat & Associates) have issued an unmodified opinion on the financial statements.