Operates as a non-banking financial company (NBFC) listed on BSE, generating revenue primarily from interest on loans extended to borrowers. In FY26, total revenue from operations stood at Rs. 593.90 lakhs, up 6.6% from Rs. 557.26 lakhs in FY25, with profit after tax of Rs. 295.78 lakhs. During the year, loans advanced grew by Rs. 697.69 lakhs, which pushed operating cash flow to negative Rs. -304.82 lakhs versus positive Rs. 517.52 lakhs in the prior year. The company simultaneously cut its borrowings from Rs. 250.96 lakhs down to Rs. 50 lakhs, with reserves reported at Rs. 6,901.63 lakhs. As an NBFC, the cost structure carries no material input costs; employee costs account for 17.7% of revenue and other operating expenses for 8.5%. AR · MarketPing reader · 2026-08-02
Revenue streams, as the annual report describes them. Interest income on loans. Small NBFC; lending operations funded primarily from internal reserves rather than borrowings
| ₹ crore · consolidated | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| Revenue | 5 | 5 | 5 | 6 | 6 |
| EBITDA (ex other income) | 4 | 4 | 4 | 4 | 4 |
| margin % | 78.1 | 73.7 | 76.8 | 76.9 | 73.8 |
| Owners' profit | 2 | 3 | 3 | 3 | 3 |
| EPS, as reported (₹) | 2.31 | 2.60 | 2.75 | 2.75 | 2.96 |
| ROE % · ROCE % | 3.4 · — | 3.7 · — | 3.8 · — | 4.1 · — | 3.7 · — |
| Debt / equity (x) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash from operations | 13 | (9) | 16 | 5 | (3) |
| Capex | 0 | 0 | 0 | 0 | 0 |
| ₹ crore | Q1 FY25 | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 1 | 1 | 1 | 1 | 1 | 2 | 2 | 1 |
| Profit before tax | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| Net profit | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| EPS (₹) | 0.78 | 0.85 | 0.87 | 0.59 | 0.74 | 0.80 | 0.72 | 0.71 |
| Company | M.cap ₹ cr | P/E | P/B | EV/EBITDA | ROE % | ROCE % | Rev CAGR 5y % | EBITDA m. % |
|---|---|---|---|---|---|---|---|---|
| BAJAJ FINANCE LIMITED | 6,43,552 | 31.7 | 5.50 | 11.6 | 16.5 | — | 25.2 | 70.7 |
| SHRIRAM FINANCE LIMITED | 2,42,019 | 18.1 | 3.67 | 6.7 | 15.2 | — | 22.5 | 74.7 |
| CHOLAMANDALAM IN & FIN CO | 1,57,446 | 27.2 | 5.17 | 6.9 | 17.2 | — | 26.5 | 71.2 |
| TATA CAPITAL LIMITED | 1,54,110 | 28.2 | 3.27 | 6.5 | 10.4 | — | — | 75.8 |
| Date · filing | Category | Importance | 1-day % | 5-day % |
|---|---|---|---|---|
| 8 Sept 2026 · Sri Amarnath Finance: 41st AGM notice published in newspapers | compliance | minimal | — | — |
| 5 Sept 2026 · AGM notice and annual report link sent to shareholders without registered emails | compliance | minimal | — | — |
| 3 Sept 2026 · Annual Report FY26: Revenue up 6.46%, PAT down 4.22% to Rs 2.95 Cr | results | medium | — | — |
| 3 Sept 2026 · Sri Amarnath Finance 41st AGM notice for FY25-26 | board shareholder meetings | medium | — | — |
| 27 Aug 2026 · 41st AGM scheduled for 25 September 2026 | board shareholder meetings | low | — | — |
| 27 Aug 2026 · Secretarial auditor M/s Sumit Bajaj resigns effective 27 Aug 2026 | management changes | medium | — | — |
| 27 Aug 2026 · Board meeting: AGM scheduled, new secretarial auditor appointed | management changes | low | — | — |
| 27 Aug 2026 · AGM set for 25 Sep 2026; new Secretarial Auditor appointed | board shareholder meetings | low | — | — |
| 13 Aug 2026 · Q1 FY27 results: profit dips around 26 percent, revenue slips | results | high | — | — |
| 13 Aug 2026 · Q1 FY27 results: PAT at Rs 55.17L; auditor re-appointed for 5 years | results | low | — | — |
| Where a broker report shows | This document shows | Why |
|---|---|---|
| A rating (BUY / ADD / REDUCE / SELL) | A state: the latest filed quarter and the measured reactions |
| MUTHOOT FINANCE LIMITED |
| 1,12,094 |
| 9.9 |
| 2.82 |
| 3.9 |
| 26.7 |
| — |
| 22.0 |
| 84.0 |
| SBI CARDS & PAY SER LTD | 62,349 | 27.4 | 3.96 | — | 13.8 | — | — | 33.1 |
| HDB FINANCIAL SERVICES L | 55,706 | 20.2 | 2.70 | — | 12.3 | — | — | 58.0 |
| SUNDARAM FINANCE LTD | 52,217 | 23.3 | 3.51 | 6.7 | 13.8 | — | — | 78.4 |
| Metric | Company | Group median | Rank | Better than |
|---|---|---|---|---|
| ROE | 3.7 | 3.0 | 120 of 266 | 55% |
| Debt / Equity | 0.0 | 0.0 | 5 of 266 | 11% |
| EBITDA margin | 72.1 | 48.6 | 75 of 249 | 70% |
| Revenue growth | 12.6 | 12.6 | 116 of 231 | 50% |
| Profit growth | 20.7 | 7.8 | 114 of 251 | 55% |
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| A target price and upside | The current price and the multiples against the group | a target is a forecast; a multiple is a measurement |
| Estimate years marked E | More audited years; no estimates | MarketPing publishes no forecasts — your own model lives on the Models page |
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