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SSPN Finance Limited

Financial Services › Finance
₹8.70
at close · 21 Oct 2026
▲ 0.00 (+0.00%)

Latest filings

  1. Board meeting on Oct 15 to consider name change and revised objects · General
  2. SSPN Finance AGM 2026: All 3 resolutions passed with 100% approval · Compliance
  3. SSPN Finance holds 13th AGM, approves accounts and director re-appointments · Board & Shareholder Meetings
All filings ↓
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Snapshot

What the business is, and whether it's a good one at a fair price.

AI · written from filings

Operates as a small non-banking finance company (NBFC) and software services provider based in Mumbai. The lending arm has granted unsecured loans to four entities, as noted in the FY25 annual report. In FY26, revenue from operations was Rs 31.36 lakh (up about 3.3% year-on-year) and net profit was Rs 1.01 lakh. The balance sheet carried total assets of Rs 7.07 crore, short-term borrowings of Rs 2.56 crore, and trade receivables of Rs 55.30 lakh. Employee expenses were Rs 0.095 crore (30.3% of revenue) and other operating expenses Rs 0.114 crore (36.3% of revenue); no materials costs or capital expenditure were recorded. The board approved a proposal in July 2025 to rename the entity 'Finoviaa Limited', pending shareholder, ROC and stock exchange approvals.

Operating scale
Unsecured loan counterparties
Four entitiesFY25
Authorized share capital
Rs 10 crore (1 crore equity shares of Rs 10 each)FY26
Trade receivables
Rs 55.30 lakhFY26
ROCE
2.36%FY26
Revenue growth year-on-year
3.29%FY26
Who pays it
Borrowers receiving unsecured loans, and software services clients
Biggest cost
Employee and other operating expenses (no materials cost recorded)
Kind of business
Small, lending-led NBFC with a software services arm
Where it sits
BSE-listed, classified under Other Financial Services
Market Cap
₹3 Cr
P / E (TTM)
290.0×
EV / EBITDA
—
Div Yield
—
Growth
-3.3%▼
Revenue 5y CAGR
PAT — · EBITDA —
Quality
2.4%·
ROCE (5y median)
ROE — · margin —
Leverage
—·
Debt / Equity · not read for a lender
Revenue FY21→FY26
0.8×▼
Revenue change
₹0 Cr → ₹0 Cr
Where it sits among 120 Other Financial Services peersBar = share of peers beaten · tick = industry median · latest reported figures
P/E (TTM)#73/76
ROCE#57/83
Revenue growth#63/85

Scorecard

Measured from the filed financials, judged against its Other Financial Services peers · as of FY26 — not investment advice

Strengths
Nothing stands out in the filed numbers.
Concerns
Revenue shrinking over 5 years (−3% a year)
Returns on capital 2.4% (5-year median)
#57 of 83 in Other Financial Services on the latest reported figures

Charts

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Peers

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Financials

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Ownership

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Common questions

Answered from SSPN Finance Limited's filed financials and exchange disclosures

What does SSPN Finance Limited do?

SSPN Finance Limited is a Finance company listed on BSE.

Is SSPN Finance Limited expensive compared with its peers?

On trailing P/E, SSPN Finance Limited ranks 73 of 76 in Other Financial Services — cheaper than 4% of them, against an industry median of 19.0×. This is a position, not a valuation judgement.

Where can I track SSPN Finance Limited's announcements?

Every NSE and BSE filing by SSPN Finance Limited appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.

Figures are as last reported and may lag the latest filing. Not investment advice.