What the business is, and whether it's a good one at a fair price.
Sells retail health insurance in India, collecting premiums from policyholders and earning investment income on insurance reserves. Gross written premium was ₹20,369 cr in FY26 (+16% YoY), with retail health insurance market share at 31.3% that year. Distribution is led by proprietary channels — over 90% of retail business flows through agency and digital direct-to-consumer, supported by 8.5 lakh agents; digital D2C grew fresh business 142% YoY in Q1 FY27. Claims are settled mostly cashless through network hospitals — 9.6 lakh claims in Q1 FY27 at a 91% retail claims ratio, with 80%+ cashless. Claims cost is the largest input; retail loss ratio was 64.8% in Q4 FY26. The combined ratio improved to 97% in Q1 FY27, producing an underwriting profit of ₹111 cr (vs ₹16 cr YoY). Telemedicine (50,000 consultations in Q1 FY27, up from 9,000 a year earlier) and home healthcare are bundled with policies to manage claims cost.
Measured from the filed financials, judged against its Insurance peers · as of FY26 — not investment advice
How has the market priced it — with filings on the timeline?
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
How does it stack up on valuation, returns and growth?
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Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.
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Who owns it — and is the promoter stake clean?
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Answered from STAR HEALTH & AL INS CO L's filed financials and exchange disclosures
STAR HEALTH & AL INS CO L is a Insurance company listed on NSE and BSE, trading under the symbol STARHEALTH.
Yes. Over the trailing twelve months STAR HEALTH & AL INS CO L reported a net profit of ₹557 Cr.
Not in the latest reported year — STAR HEALTH & AL INS CO L's dividend payout for FY26 was nil.
No..
On a typical session STAR HEALTH & AL INS CO L moves 0.89% — that is the median absolute close-to-close move across its last 269 trading days. Announcement days are routinely larger.
Every NSE and BSE filing by STAR HEALTH & AL INS CO L appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.
Figures are as last reported and may lag the latest filing. Not investment advice.
