Operates as a Non-Banking Financial Company (NBFC), earning revenue through interest income from lending activities, dividend income from investments, and fees and commission. In Q2 FY26, total consolidated income was ₹1,612.50 lakhs, with consolidated PAT for the quarter more than doubling to ₹736.03 lakhs from ₹359.03 lakhs. The company holds two wholly-owned subsidiaries — Chitta Finlease Private Limited and Bhuwalka Steel Industries Limited — and Bhuwalka Steel carries a negative net worth of ₹69.08 crore, which auditors flagged as a going concern uncertainty. Cost lines from F_COST_SHAPE show other operating expenses at 7.8% of revenue, employee costs at 2.5%, and depreciation at 1.5%, with no materials cost — a structure typical of financial services rather than manufacturing. The Board declared a final dividend of ₹0.25 per share (2.5% on face value) for FY26, with promoters waiving their dividend entitlement. AR · MarketPing reader · 2026-08-02
Revenue streams, as the annual report describes them. Interest income, Dividend income, Fees and commission income. Asset-light NBFC generating income from lending, investments, and fees
| ₹ crore · consolidated | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| Revenue | 28 | 26 | 37 | 33 | 36 |
| EBITDA (ex other income) | 26 | 32 | 30 | 27 | 32 |
| margin % | 89.9 | 122.5 | 81.3 | 83.6 | 89.7 |
| Owners' profit | 10 | 22 | 16 | 10 | 24 |
| EPS, as reported (₹) | 10.28 | 22.02 | 16.05 | 10.52 | 23.83 |
| ROE % · ROCE % | 6.3 · — | 12.2 · — | 7.8 · — | 4.4 · — | 9.0 · — |
| Debt / equity (x) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash from operations | (5) | 86 | 36 | 27 | 33 |
| Capex | 0 | 0 | (0) | 0 | 0 |
| ₹ crore | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 | Q1 FY27 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 8 | 9 | 8 | 8 | 9 | 10 | 8 | 11 |
| Profit before tax | 4 | 3 | 2 | 4 | 9 | 9 | 5 | 5 |
| Net profit | 4 | 4 | 1 | 4 | 7 | 7 | 5 | 4 |
| EPS (₹) | 3.62 | 3.66 | 1.42 | 3.58 | 7.43 | 7.54 | 5.28 | 4.36 |
| Company | M.cap ₹ cr | P/E | P/B | EV/EBITDA | ROE % | ROCE % | Rev CAGR 5y % | EBITDA m. % |
|---|---|---|---|---|---|---|---|---|
| BAJAJ FINANCE LIMITED | 6,43,552 | 31.7 | 5.50 | 11.6 | 16.5 | — | 25.2 | 70.7 |
| SHRIRAM FINANCE LIMITED | 2,42,019 | 18.1 | 3.67 | 6.7 | 15.2 | — | 22.5 | 74.7 |
| CHOLAMANDALAM IN & FIN CO | 1,57,446 | 27.2 | 5.17 | 6.9 | 17.2 | — | 26.5 | 71.2 |
| TATA CAPITAL LIMITED | 1,54,110 | 28.2 | 3.27 | 6.5 | 10.4 | — | — | 75.8 |
| Date · filing | Category | Importance | 1-day % | 5-day % |
|---|---|---|---|---|
| 5 Sept 2026 · Addendum to 41st AGM Notice published in newspapers | compliance | minimal | — | — |
| 4 Sept 2026 · Addendum to 41st AGM Notice: Re-appointment of Independent Director | board shareholder meetings | low | — | — |
| 3 Sept 2026 · Starteck Finance re-appoints Independent Director Nilesh Parikh for 5 years | management changes | medium | — | — |
| 3 Sept 2026 · Independent Director Nilesh Parikh reappointed for second 5-year term | management changes | medium | — | — |
| 27 Aug 2026 · Notice of Starteck Finance 41st AGM, Record Date and e-voting information | compliance | minimal | — | — |
| 22 Aug 2026 · Newspaper publication of 41st AGM notice and Re 1 dividend | compliance | minimal | — | — |
| 21 Aug 2026 · Dividend record date set for 11 September 2026 | corporate actions | high | — | — |
| 21 Aug 2026 · Starteck Finance sets 18 Sep 2026 AGM date; 11 Sep record and cut-off date | board shareholder meetings | low | — | — |
| 11 Aug 2026 · Q1 FY27 Results: Consolidated PAT up 48%; Board okays Rs 1,500 Cr fundraising | results | high | — | — |
| 4 Aug 2026 · Board Meeting on 11 Aug to consider Q1 FY27 results | results | low | — | — |
| Where a broker report shows | This document shows | Why |
|---|---|---|
| A rating (BUY / ADD / REDUCE / SELL) | A state: the latest filed quarter and the measured reactions |
| MUTHOOT FINANCE LIMITED |
| 1,12,094 |
| 9.9 |
| 2.82 |
| 3.9 |
| 26.7 |
| — |
| 22.0 |
| 84.0 |
| SBI CARDS & PAY SER LTD | 62,349 | 27.4 | 3.96 | — | 13.8 | — | — | 33.1 |
| HDB FINANCIAL SERVICES L | 55,706 | 20.2 | 2.70 | — | 12.3 | — | — | 58.0 |
| SUNDARAM FINANCE LTD | 52,217 | 23.3 | 3.51 | 6.7 | 13.8 | — | — | 78.4 |
| Metric | Company | Group median | Rank | Better than |
|---|---|---|---|---|
| P/E (TTM) | 10.0 | 18.2 | 64 of 212 | 70% |
| P/B | 0.9 | 1.1 | 104 of 245 | 57% |
| ROE | 9.0 | 3.0 | 67 of 266 | 75% |
| Debt / Equity | 0.0 | 0.0 | 5 of 266 | 11% |
| EBITDA margin | 101.6 | 48.6 | 19 of 249 | 93% |
| Revenue growth | 39.5 | 12.6 | 74 of 231 | 68% |
| Profit growth | 21.8 | 7.8 | 111 of 251 | 56% |
| Market cap | 245 | 37 | 61 of 260 | 77% |
| an event is a fact; a rating is an opinion that requires SEBI RA registration |
| A target price and upside | The current price and the multiples against the group | a target is a forecast; a multiple is a measurement |
| Estimate years marked E | More audited years; no estimates | MarketPing publishes no forecasts — your own model lives on the Models page |
This document is a statistical summary of publicly filed information and market data, prepared by software from primary sources: SEBI results XBRL filed with BSE and NSE, LODR disclosures, shareholding patterns, exchange price data. It contains no research recommendation, no price target and no opinion on the merits of any security, and is not a research report within the meaning of the SEBI (Research Analysts) Regulations, 2014, Regulation 2(1)(w)(vii). Financial statements are as filed (consolidated where the company files consolidated results). Ratios are computed over filed lines. Where a figure is unavailable the table shows a dash rather than an estimate. The business brief is written by MarketPing's reader from the annual report and checked against it; no figure in a table was generated by a model. Nothing here constitutes investment advice, an offer or a solicitation; readers should consult a SEBI-registered adviser before acting. MarketPing is not a SEBI-registered intermediary.
