Operates as a non-banking financial company whose primary business is asset financing, which accounted for 92.5% of segment revenue at Rs 9,071.07 crore in FY26, with segment EBIT of Rs 2,445.71 crore. The remaining 7.5% of segment revenue, Rs 740.28 crore, came from an 'Others' category with EBIT of Rs 285.05 crore. Total revenue for FY26 was Rs 9,808.92 crore; of the itemized operating costs, employee expenses at 10.8% are the largest, followed by other operating expenses at 3.9% and depreciation at 2.5%. Net profit for FY26 was Rs 2,058.86 crore on a balance sheet of Rs 85,795.41 crore. In FY26, disbursements totalled Rs 32,321 crore, gross Stage 3 assets stood at 1.44%, and the board declared a total dividend of Rs 40 per share, taking the FY26 payout to Rs 444.42 crore. AR · MarketPing reader · 2026-08-02
Revenue streams, as the annual report describes them. Asset Financing (93%), Others (8%). NBFC concentrated in asset financing, with a cost structure typical of financial services businesses
| ₹ crore · consolidated | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|
| Revenue | 0 | 7,267 | 8,486 | 9,809 |
| EBITDA (ex other income) | 0 | 5,543 | 6,819 | 7,607 |
| margin % | — | 76.3 | 80.4 | 77.6 |
| Owners' profit | 0 | 1,842 | 1,879 | 2,059 |
| EPS, as reported (₹) | 0.00 | 130.31 | 170.53 | 186.81 |
| ROE % · ROCE % | 0.0 · — | 16.6 · — | 14.2 · — | 13.8 · — |
| Debt / equity (x) | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash from operations | (8,215) | (8,486) | (8,985) | (5,892) |
| Capex | (25) | (83) | (46) | (55) |
| ₹ crore | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 | Q1 FY27 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 2,085 | 2,190 | 2,259 | 2,349 | 2,386 | 2,514 | 2,560 | 2,644 |
| Profit before tax | 557 | 601 | 765 | 575 | 650 | 682 | 773 | 767 |
| Net profit | 436 | 455 | 553 | 475 | 488 | 541 | 554 | 636 |
| EPS (₹) | 39.57 | 41.33 | 50.17 | 43.12 | 44.29 | 49.12 | 50.28 | 57.71 |
| Segment | Revenue, ₹ crore | Share % |
|---|---|---|
| Asset Financing | 6,871 | 70.0 |
| Others | 554 | 5.6 |
| a) Asset Financing | 2,200 | 22.4 |
| b) Others | 186 | 1.9 |
| Total, before eliminations | 9,811 | 100.0 |
| Company | M.cap ₹ cr | P/E | P/B | EV/EBITDA | ROE % | ROCE % | Rev CAGR 5y % | EBITDA m. % |
|---|---|---|---|---|---|---|---|---|
| BAJAJ FINANCE LIMITED | 6,43,552 | 31.7 | 5.50 | 11.6 | 16.5 |
| Date · filing | Category | Importance | 1-day % | 5-day % |
|---|---|---|---|---|
| 11 Sept 2026 · MD attended institutional investors meet hosted by Ashika Stock Services | investor communications | low | — | — |
| 11 Sept 2026 · Sundaram Finance MD & CFO hold meeting with UTI Pension Fund | investor communications | low | — | — |
| 11 Sept 2026 · ESOP Exercise: 1 employee exercises 20 stock options under Grant 15 | general | minimal | — | — |
| 10 Sept 2026 · Sundaram Finance CFO meets Yes Securities for Q1 FY27 discussion | investor communications | low | — | — |
| 10 Sept 2026 · ESOP Grant 15 exercise: 113 stock options exercised by one employee | general | low | — | — |
| 8 Sept 2026 · ESOP exercise: 30 stock options exercised under Grant 15 | capital market events | low | — | — |
| 8 Sept 2026 · MD to participate in institutional investors' meeting on Sept 11, 2026 | board shareholder meetings | low | — | — |
| 3 Sept 2026 · Sundaram Finance: ESOP Grant 15 - 18 options exercised by one employee | capital market events | low | — | — |
| 2 Sept 2026 · ESOP exercise of 65 stock options under SFESOS 2008 | capital market events | low | — | — |
| 2 Sept 2026 · Sundaram Finance holds institutional investor call with PhillipCapital | investor communications | low | — | — |
| Where a broker report shows | This document shows | Why |
|---|---|---|
| A rating (BUY / ADD / REDUCE / SELL) |
| — |
| 25.2 |
| 70.7 |
| SHRIRAM FINANCE LIMITED | 2,42,019 | 18.1 | 3.67 | 6.7 | 15.2 | — | 22.5 | 74.7 |
| CHOLAMANDALAM IN & FIN CO | 1,57,446 | 27.2 | 5.17 | 6.9 | 17.2 | — | 26.5 | 71.2 |
| TATA CAPITAL LIMITED | 1,54,110 | 28.2 | 3.27 | 6.5 | 10.4 | — | — | 75.8 |
| MUTHOOT FINANCE LIMITED | 1,12,094 | 9.9 | 2.82 | 3.9 | 26.7 | — | 22.0 | 84.0 |
| SBI CARDS & PAY SER LTD | 62,349 | 27.4 | 3.96 | — | 13.8 | — | — | 33.1 |
| HDB FINANCIAL SERVICES L | 55,706 | 20.2 | 2.70 | — | 12.3 | — | — | 58.0 |
| SUNDARAM FINANCE LTD ◆ | 52,217 | 23.3 | 3.51 | 6.7 | 13.8 | — | — | 78.4 |
| Metric | Company | Group median | Rank | Better than |
|---|---|---|---|---|
| P/E (TTM) | 23.3 | 18.2 | 124 of 212 | 42% |
| P/B | 3.5 | 1.1 | 204 of 245 | 16% |
| ROE | 13.8 | 3.0 | 25 of 266 | 91% |
| Debt / Equity | 0.0 | 0.0 | 5 of 266 | 11% |
| EBITDA margin | 78.4 | 48.6 | 59 of 249 | 77% |
| Revenue growth | 12.6 | 12.6 | 116 of 231 | 50% |
| Profit growth | 33.9 | 7.8 | 96 of 251 | 62% |
| Market cap | 52217 | 37 | 8 of 260 | 97% |
| A state: the latest filed quarter and the measured reactions |
| an event is a fact; a rating is an opinion that requires SEBI RA registration |
| A target price and upside | The current price and the multiples against the group | a target is a forecast; a multiple is a measurement |
| Estimate years marked E | More audited years; no estimates | MarketPing publishes no forecasts — your own model lives on the Models page |
This document is a statistical summary of publicly filed information and market data, prepared by software from primary sources: SEBI results XBRL filed with BSE and NSE, LODR disclosures, shareholding patterns, exchange price data. It contains no research recommendation, no price target and no opinion on the merits of any security, and is not a research report within the meaning of the SEBI (Research Analysts) Regulations, 2014, Regulation 2(1)(w)(vii). Financial statements are as filed (consolidated where the company files consolidated results). Ratios are computed over filed lines. Where a figure is unavailable the table shows a dash rather than an estimate. The business brief is written by MarketPing's reader from the annual report and checked against it; no figure in a table was generated by a model. Nothing here constitutes investment advice, an offer or a solicitation; readers should consult a SEBI-registered adviser before acting. MarketPing is not a SEBI-registered intermediary.
