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Supra Pacific Financial Servic

Financial Services › Finance
₹33.87
at close · 27 Oct 2026
▲ 0.27 (+0.80%)

Latest filings

  1. September quarter profit rises 57 percent; half-year cash outflow is Rs 76.60 crore · Results
  2. September 2026 quarter profit rises 57 percent · Results
  3. Board meeting on Oct 27, 2026 to approve Q2 and H1 FY26-27 results · Results
All filings ↓
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Snapshot

What the business is, and whether it's a good one at a fair price.

AI · written from filings

Operates as a BSE-listed non-banking financial company lending primarily against gold, with smaller books in microfinance and vehicle loans. As of Q1FY27, the loan book stood at ₹346 crore, of which gold loans were ₹221 crore, microfinance ₹64 crore, and vehicle loans ₹55 crore. The company runs 92 branches across six states and disbursed ₹159 crore in Q1FY27 against collections of ₹149 crore. For FY26, total revenue from operations was ₹87.86 crore and net profit was ₹7.88 crore, with total assets of ₹492.95 crore. Lending is funded through NCDs and subordinated debt — total borrowings were ₹339 crore at Q1FY27, comprising NCDs of ₹152 crore and subordinated debts of ₹116 crore. Employee costs were the largest disclosed operating expense at 31.3% of revenue. Asset quality was controlled, with gross NPA of ₹4.50 crore at Q1FY27 (₹3.64 crore, approximately 1.08% of loans, at FY26 end).

Operating scale
Total loan book
₹346 croreQ1FY27
Gold loan book
₹221 croreQ1FY27
Microfinance book
₹64 croreQ1FY27
Vehicle loan book
₹55 croreQ1FY27
Branches
92 across six statesQ1FY27
Gross NPA
₹4.50 croreQ1FY27
Who pays it
Retail borrowers — gold pledgers, microfinance clients, and vehicle loan buyers.
Biggest cost
Borrowings carry interest of 11.00%-12.60% per annum on NCDs; employee costs were 31.3% of revenue.
Kind of business
Small-cap NBFC, retail-focused gold-led lending with a branch-based distribution model
Where it sits
BSE-listed NBFC operating 92 branches across six states with FY26 total assets of ₹492.95 crore
Market Cap
₹166 Cr
P / E (TTM)
0.0×
EV / EBITDA
—
Div Yield
0.37%
Growth
120.3%▲
Revenue 5y CAGR
PAT +141.7% · EBITDA +120.3%
Quality
—·
ROCE (FY26)
ROE 1.8% (5y median) · margin 59.3%
Leverage
—·
Debt / Equity · not read for a lender
Revenue FY21→FY26
51.9×▲
Margin +3.3 pts
₹2 Cr → ₹88 Cr
Moves on a normal day
1.38%·
Median daily move
Last 267 sessions · the yardstick for filing-day moves
Where it sits among 272 Non Banking Financial Company (NBFC) peersBar = share of peers beaten · tick = industry median · latest reported figures
P/E (TTM)#1/200
P/B#147/253
ROE#84/257
EBITDA margin#92/249
Revenue growth#85/231
Profit growth#59/251

Scorecard

Measured from the filed financials, judged against its Non Banking Financial Company (NBFC) peers · as of FY26 — not investment advice

Strengths
Revenue compounding 120% a year over 5 years
Profit compounding 142% a year over 5 years
Concerns
EPS grew slower than profit — the share count rose (bonus or dilution)

Charts

How has the market priced it — with filings on the timeline?

Price

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Peers

How does it stack up on valuation, returns and growth?

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Financials

Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.

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Ownership

Who owns it — and is the promoter stake clean?

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Common questions

Answered from Supra Pacific Financial Servic's filed financials and exchange disclosures

What does Supra Pacific Financial Servic do?

Supra Pacific Financial Servic is a Finance company listed on BSE.

Is Supra Pacific Financial Servic profitable?

Yes. Over the trailing twelve months Supra Pacific Financial Servic reported a net profit of ₹9.32 Cr on revenue of ₹94 Cr.

Does Supra Pacific Financial Servic pay a dividend?

Yes. The dividend yield is 0.37% at the current price. It paid out 8% of its profit as dividend in FY26.

Is Supra Pacific Financial Servic expensive compared with its peers?

On trailing P/E, Supra Pacific Financial Servic ranks 1 of 200 in Non Banking Financial Company (NBFC) — cheaper than 100% of them, against an industry median of 18.5×. This is a position, not a valuation judgement.

How much does the Supra Pacific Financial Servic share price move in a day?

On a typical session Supra Pacific Financial Servic moves 1.38% — that is the median absolute close-to-close move across its last 267 trading days. MarketPing measures each filing's price reaction against it.

Where can I track Supra Pacific Financial Servic's announcements?

Every NSE and BSE filing by Supra Pacific Financial Servic appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.

Figures are as last reported and may lag the latest filing. Not investment advice.