What the business is, and whether it's a good one at a fair price.
A small finance bank with 717 offices across 15 states and 8,759 employees, focused on financial inclusion through a retail-led model. Retail Banking generates 84.3% of segment revenue, offering microfinance, commercial vehicle finance, mortgages, and deposit products to retail and small-business customers. The bank is shifting its microfinance book from joint-liability group lending to individual Vikas loans, with 80% of monthly onboarding now individual. Treasury contributes 9.4% and Corporate banking 4.9% (the latter loss-making at EBIT), with the corporate book in run-down. The dominant cost line is the cost of funds (deposits), while credit cost is a major earnings swing factor, partly offset by Credit Guarantee Fund for Micro Units (CGFMU) claims of ₹387 cr received in Q1 FY27. FY26 net profit was ₹151.97 cr on total assets of ₹19,883.96 cr.
Measured from the filed financials, judged against its Other Bank peers · as of FY26 — not investment advice
How has the market priced it — with filings on the timeline?
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
How does it stack up on valuation, returns and growth?
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Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.
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Who owns it — and is the promoter stake clean?
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Answered from SURYODAY SMALL FIN BK LTD's filed financials and exchange disclosures
SURYODAY SMALL FIN BK LTD is a Banks company listed on NSE and BSE, trading under the symbol SURYODAY.
Yes. Over the trailing twelve months SURYODAY SMALL FIN BK LTD reported a net profit of ₹192 Cr.
Not in the latest reported year — SURYODAY SMALL FIN BK LTD's dividend payout for FY26 was nil.
No..
On trailing P/E, SURYODAY SMALL FIN BK LTD ranks 2 of 8 in Other Bank — cheaper than 86% of them, against an industry median of 15.4×. This is a position, not a valuation judgement.
On a typical session SURYODAY SMALL FIN BK LTD moves 1.37% — that is the median absolute close-to-close move across its last 268 trading days. Announcement days are routinely larger.
Every NSE and BSE filing by SURYODAY SMALL FIN BK LTD appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.
Figures are as last reported and may lag the latest filing. Not investment advice.
